2011-04-07

揭秘美国九大顶尖咨询公司内幕情报

进入顶尖的咨询公司是大部分毕业生的梦想。不过要帮助分析解决公司、各种组织以及各国政府的面对的问题,这样的咨询顾问有极高的准入门槛。毕业生进入咨询公司总是从分析师或者助理顾问开始,而MBA级别的员工通常会获得顾问的头衔。在开始的阶段,当你刚刚踏出大学,一年会赚35000---50000美元左右,而MBA级别的可能会升至130,000美元。但是咨询行业的高要求促使你应该认真的了解这个行业以后才决定是否要去投奔。顾问们是问题的解决者--- 需要一种全面的智慧---在公司面临挑战和以及困境的时候,他们需要去提供一种不偏不倚的、成熟的意见。       咨询公司大致分为以下三大类:   1.战略顾问与高级管理层一同分析诸如“是否与另一家公司合并或者是否进入亚洲市场”的大问题。   2.运营顾问研究一个组织或公司的工作流程以及一个客户如何通过缩减成本、重建部门、重新分配资源、提高产品质量和其他方式达到自己的商业目标。   3.信息技术顾问帮助客户使用新的技术。信息技术与运营顾问一般都会待在客户处以确保他们的建议和改变得到实施,而这也成为咨询公司稳定的收入。       咨询公司顾问会有很显而易见的好处,包括对于公司以及各行各业深入的知识、良好的声誉以及较高的报酬。当然,它也有不利的一面。比如,大多数咨询顾问经常飞来飞去。在一开始的确会被看做是一个令人振奋的方面:谁不想去伦敦、新加坡、巴西利亚旅游?作为一个顾问,你可能会有机会。       一个年轻的顾问曾经说: 因为我工作的特殊性质,我做过很多令人惊奇的事情。我曾经坐过协调式飞机,在利勒哈默尔过冬、欣赏了奥林匹克运动会,在蒙特卡洛小赌了一把,又去了伦敦的Covent Garden听了歌剧,然后在埃菲尔铁塔里吃晚餐,还在奈斯的海滩边度过了一个夏日的下午……”但是,许多顾问被要求在任何时候都可以旅行,并且一去就是3-5天。在这样的节奏下,3-6个月后旅行就不再有什么新鲜感。尤其是当你有家庭的时候,你就会觉得负担很重。最近一部很火的电影《在云端》就为大家描绘了这种空中飞人的生活。       除了商务旅行以外还有50-80小时/每周的工作时间。你会开始了解为什么很多顾问在几年以后就开始厌倦这样的工作。但由于拥有多方面的工作经验,很多前任咨询顾问会有很好的职业发展前景。咨询公司雇佣所有专业的毕业生,从艺术史到动物学。而咨询业更加倾向于学习商务、数量计算、计算机专业的人士。他们寻找的是聪明的、拥有很强分析能力、以及良好表达能力以及基本商业才能的人。一个刚刚毕业的学生说:我们做很多关于数字的工作,但是当我们觉得一个人聪明的时候,我们认为他能被训练成为我们想要的人。咨询公司的面试官们通过“案例研究”来测试面试者的能力。这个测试要求面试者面对一个商业案例,分析情况并给出合理的建议。       如果你觉得你有能力成为一个顾问,那么看看接下来的九大咨询公司的内幕情报,       1.麦肯锡咨询公司(McKinsey&Co.)     麦肯锡是世界上最强大的咨询公司。在世界各地的董事局会议上、合资企业中,他们被亲切地称为“那个公司”。在企业遇到问题的时候,他们总是第一手资源。这样的名声使麦肯锡的咨询员们非常紧俏且雇用起来的费用也很贵。它们的4500位咨询员来自81个不同的国家,一般每人的年均工资是450,000美元。因为很多前麦肯锡顾问在各类公司高层任职,所以麦肯锡与很多公司、组织的首席执行官都有紧密的联系和关系。       特点:麦肯锡被被称作战略咨询公司。它的咨询顾问经常为公司、产品及操作制定长期的战略计划。在通常情况下,大多数顾问和客户公司中的高层一起工作。   优势:麦肯锡的声望在咨询公司中是无与伦比的。公司长期的承担海外业务,这也意味着无与伦比的机遇与多元的经历与丰富的商务旅行。(65%的公司收入来自海外)。由于巨大的人际关系网络,前任的顾问们都会有很好的职业发展前景。   劣势:并不是每个人都能在这里成为胜者。在公司严格的“升职或淘汰”的策略下,11个人中只有1个人能成为高级合伙人(senior partner)。内部人士说,如果你不喜欢旅行,那在选择麦肯锡之前请多想想。   丑陋的一面:关于性别歧视的潜规则蔓延了整个公司。前任麦肯锡员工Suzanne Porter称公司有性别歧之嫌:因为即使她拥有非常骄人的成绩,公司仍旧不提拔她。   2.贝恩公司(Bain)揭秘美国九大顶尖咨询公司   在经历了一系列的诉讼、临时解雇以及濒临破产以后,贝恩公司一跃而上。现在这家公司已与麦肯锡、波士顿咨询公司一起成为世界上最著名的咨询公司。而贝恩的创始人曾受雇于波士顿咨询集团。贝恩是少有的让女性(Orit Gadiesh)作为董事会主席并且担任高管。公司目前拥有1500个咨询顾问。       特点:贝恩公司是世界领先的战略咨询公司,并且拥有一个强大的国际化网络。不像有些战略咨询公司,贝恩强调它的策略建议一定是最富实用性的。Ms Gadiesh曾经说:我们的每一个建议都会使客户在业务方面有所进步。   优势:与其同等他竞争者相比,贝恩不仅享有同样的盛名,还拥有一个更加小的、更具温馨感的团队。在日常工作中,公司为员工创造一个友好的工作环境。在众多的特色活动中,贝恩乐队---一个业余的贝恩员工合唱团---在公司的活动中为其他员工演唱、弹奏各类乐曲。内部人士透露,薪酬非常的丰厚且每年工资的平均增长达15%。   劣势:贝恩的雇员必须遵守传统的着装规范。在世界各地内飞来飞去是家常便饭。而且工作的时间也相当长---顾问们要有心理准备,周末中至少有一天是要工作的或者呆在机场的。   丑陋的一面:有人悄悄地说Ms. Gadiesh的紫红色头发以及高高在上的服饰配搭使人觉得她才是公司的头。       3.波士顿咨询公司(The Boston Consulting Group)   在咨询业中,很多公司都被指责给予不同客户、不同案例同样的解决措施,但让波士顿咨询公司引以为傲的是他们给予每一个问题独特的解决措施。“BCG矩阵”是波士顿咨询公司向客户解释公司盈利和市场份额的一个重要工具。波士顿咨询公司拥有1500名咨询顾问。       特点:波士顿咨询公司是一个战略咨询公司,以使用矩阵与图表向客户解释策略而著称。从1985年开始,波士顿咨询公司就在东欧区域活跃起来,给予客户关于反常或者私有化问题的策略建议。   优势:波士顿咨询公司对有关生活质量的问题一直有着特殊的关注。与麦肯锡和贝恩一样著名,波士顿咨询公司却只需相对短的工作时间---一周平均55小时,而且咨询顾问们在一个月中可以拥有几个属于他们自己周末。   劣势:波士顿咨询公司的刨根问底政策意味着顾问们需要做很多外出实地了解情况的工作。并且,公司也基于员工的实际工作成效来分红利,这也意味着如果员工的工作成果没有达到预期,那么他也不会得到额外的收入。   丑陋的一面:波士顿咨询公司的图表和矩阵方法是在80年代开始使用的,在那时的确独树一帜。但现在波士顿拥有很多竞争者也使用同样的方法,这使得他们开创的矩阵方法失去了昔日的风采。       4.摩立特集团(Monitor Co.)     由哈佛教授在1983年创建并且汲取了创建者之一Michael Porter(波特五力分析模型的创始者)的教学方法,摩立特是一个在马萨诸塞州剑桥市拥有700多名顾问的咨询公司。所有摩立特的咨询顾问都拥有同样的头衔--- 咨询员。公司为自己拥有知识界精华而感到骄傲,并为其员工提供了丰厚的红利---每年高达工资的50%左右。       特点:作为一个由学界精英创立的公司,摩力特设计各种理论与程序以确保它的策略建议得到实施也不足为奇了。比如说,‘从活动中学习’就是一项帮助那些对于外来者建议犹豫不决的客户的技术。这项技术保证了公司的策略变化是得到长久落实。   优势:摩立特拥有巨大的红利以及相当近乎学术的气氛,这对于个人成长相当的有利。   劣势:摩立特拥有一个令人恐惧的面试过程:在摩立特面试官的监督下,一群面试者需要一同解决一个问题。   丑陋的一面:非常糟糕的打字者可能会发疯---摩立特最近缩减了近乎所有的调查和客户支持的员工。       5.理特咨询公司(Arthur D.Little)   理特咨询公司是现存最早的咨询公司(在1886年建立),理特咨询尤以其对于技术问题的关注而著名。公司拥有一群喜爱革新的工程师和环境科学家。理特将专利服务的理念贯穿始终:他们提供运营专利服务,以此鼓励发明者们从他们申请专利的过程中获取一半的收益。公司目前拥有1800名雇员。       特点:与其他咨询公司相比,理特咨询公司拥有一个相对科学的管理程序。公司以其环境、操作、信息技术方面的咨询意见而著名。后者包括推荐合适的技术(包括电子商务)和程序构架。同时,理特还是一个战略咨询公司,给予客户长期战略建议。   优势:理特咨询公司是一个创业型公司,所有的雇员都拥有股份。顾问们说他们喜欢与科学家和其他专家在一个小团队中一起工作。   劣势:企业非常关注成本;许多顾问都抱怨关于需要在艰苦的环境下完成商业旅行。   丑陋的一面:内部人士说理特的总部简直就像一个资金不足的社区大学。       6.博思艾伦咨询公司(Booz Allen & Hamilton)     博思艾伦咨询公司以为政府机构提供咨询而著名,但是除了为慈善机构和非盈利组织提供无偿性的服务以外,博思艾伦还有很多其他的业务。公司倾向于将客户管理层融合到顾问团队中去,这样可以在落实措施方面节省一半的时间。博思艾伦现在有5900名顾问。       特点:博思艾伦提供全面的策略、操作以及信息技术以帮助解决首席执行官层面的问题。博思艾伦由于为政府机关提供服务而闻名。公司拥有专门的政府分支,包括国防、环境、运输、航空、国际政府等等。   优势:在博思艾伦的员工喜爱那里的独立性(没有官僚作风)以及宽松的工作日程。即使是繁忙的商务旅行也是非常舒适的。   劣势:独立性的对立面就是“缺少组织体系和支持”;内部人士说“如果没有监督顾问的话,很难取得进步。”   丑陋的一面:在过去,博思艾伦有一个“大男子主义”的工作环境,因此,对于女性来说这样的环境令人心生厌恶。但现在公司已经努力去改变这个不好的形象。       7.美世咨询公司(Mercer Management Consulting)     美世咨询公司是一个强劲的并急于成为咨询业巨头的公司。这个年轻的、快速成长的威达信公司的分支在过去14年中兼并了许多小公司。作为威达信的分支之一,它在1992年更名为美世咨询公司。公司目前拥有1200个顾问。       特点:美世咨询公司有四大专业之处:金融服务、运输、交流/信息/娱乐以及一个近乎全面的工作团队。虽然美世主要仍为一个战略咨询公司,但他们汲取了威达信集团中许多分支(伟世、诺恒经济咨询、L&M设计师事务所)中顾问的专业知识(人力资源、微观经济以及身份识别咨询等)。   优势:作为一个大型公共交易保险公司的分支,公司为员工提供了非常全面的和丰厚的健康福利。而其他的好处,比如说股票选择也非常的丰富。美世也赋予新的顾问们各类职责,促使他们在自己职业生涯中成长。   劣势:员工们说:美世的迅速成长和频繁的兼并意味着官僚主义的蔓延。   丑陋的一面:美世雇佣“团队案例助理”---顾问的助理们一般来自不太有名的大学,这导致年龄相近又学历相仿的助理和顾问之间关系非常紧张。       8.科尔尼咨询公司(AT Kearney)     在1995年与德州普莱诺的美国电子数据系统公司合并的科尔尼公司,最近又从通用电气公司独立出来。业界观察者对公司取得的成功持怀疑态度,但是这个咨询业巨头,由于拥有战略性的技术专业知识,的确取得了举世瞩目的成就。科尔尼拥有4700名雇员,包括2700名咨询顾问。       特点:科尔尼虽然提供战略咨询,但是公司本身以航空航天学、金融、医疗保险以及零售业方面的咨询见长。公司拥有一个强大的操作咨询网络、很好的记录程序,并且75%的顾客都会成为回头客。他们与美国电子数据系统公司的兼并大大地提高了科尔尼的信息技术能力。   优势:介于它对技术方面的新兴趣,公司正在从信息技术方面获得丰厚的利益。公司在过去14年中营业额保持在两位数增长。   劣势:刻板的首席执行官Fred Steingraber禁止任何随意着装日;因此所有顾问必须每天穿西装上班。   丑陋的一面:缺乏女性的科尔尼公司对于咨询公司的顾问们来说是很无聊的;只有五个女性副总裁受雇于那。       9. Mitchell Madison Group   由于不愿看到麦肯锡浪费大把的优秀人才,麦肯锡的前任员工在1995年建立了这个现今快速成长的公司。通过专业的金融咨询服务,公司在三年内从仅有50个员工(1995年)成长到拥有750名顾问的规模。Mitchell Madison通过帮客户省钱赚得相当好的名声。通过在金融机构的跟踪数据作为监控行业的一个指标,Mitchell Madison赢得了自动化、传媒、制药、石油化工、电信业以及电气技术等方面的业务。公司在医疗保险、化工以及高科技方面的咨询发展显著。       优势:Mitchell Madison的新生意味着公司不仅容忍并且鼓励争论与独立。决定总是在圆桌上被讨论后才得出,而不是通过独裁的方式。   劣势:雇员们说,在Mitchell Madison工作的顾问们说长时间工作是家常便饭。15个小时每天,每周六天再加上周日半天工作是常有的事情。   丑陋的一面:内部人士说:缺少训练和客户支持意味着你得自己处理自己的问题。Mitchell Madison成长的太快以至于小故障都变为员工自己的失误。       另外很多同学肯定已经对Deloitte and Touche, KPMG, Accenture, IBM,HP, PWC, Ernst & Young有一定程度的认识,在此就不再做过多介绍。还有请注意这不是排名,所以不要因为自己喜欢的公司没有在榜单上而不爽!

zeroheart 2011-04-07 06:55:18 | 阅读全文 | 评论0 | 链接 | 分享 0

2011-03-05

三十多个国家和地区的Business Culture

在Leadershp In Organiztion这门课里面,有一章是探讨cuture,每个人都需要写三条给外国人在自己国家做生意的建议,老师最后搜集整理了发给了大家。因为是写给同学的,所以大多数都相当真实。非常有意思,也很revealing! 多读几个国家,you'll be amazed by the the similarity and difference among different cultures!

Tips for Doing Business in my Country

London Business School

Class of Master in Management 2011 students

Austria

  • Punctuality is important
  • It is very important to address Austrian business people with their title e.g. Dr. and their last name
  • Avoid making appointments for the months of July and August as well as Austrian national holidays

Belgium

  • Speak French or English
  • Be aware of the cultural differences between Flanders and Wallonia
  • Wages are quite high in Belgium
  • Belgium has lots of highly educated people
  • Be open to show willingness for compromise
  • Don’t ask questions about the country’s possible separation, we are tired of answering these questions

Belgium (Flanders)

  • Try to address Flemish people in their own language
  • Focus on the content. Flemish people do not care about form.
  • Do not act overly social

Brazil

  • Start small – avoid risk
  • Work with reliable agents – bridge the culture
  • Build relationships-meet the customers

Bulgaria

 
  • To do business in Bulgaria you are advised to visit the country at least on several occasions. Personal treatment is very important for building relationships and trust and if you do not manage to build such relationships you might stumble reaching business agreements.
  • Be prepared to deal with bureaucracy. However, if you know the “right person”, starting a business might be easier.  Therefore, build your network on a local level.
  • Laws protect trademarks, copyrights and patents and ensure equal treatment of both foreign and domestic investors. However the legal system functions slowly, so you’d better not get involved in court disputes.

Canada

  • Be open and welcoming
  • Be friendly
  • People are very polite and you are expected to be polite too
  • Canadians tend to say “sorry” a lot
  • Ethical practice is most important
  • Watch out for cultural differences – Canada is a multicultural country
  • Canada is officially a bilingual country (English and French). French dominates the province of Quebec
  • Canada is very multicultural and promotes diversity – impact on customer segmentation and advertising (e.g. labels must be in French and English)
  • Charge higher than normal prices because no one will complain
  • Fill in your tax forms correctly
  • Be sensitive to (or avoid) comparing Canadians to Americans
  • Canadians don’t like to be thought of as “just like Americans”
It is a very common practice to tip when receiving services (restaurant 15-20%)

China (前十条都在说关系……)

  • Relationships, but not networking
  • Relationship matters the most
  • Networking is important
  • Networking us the key to business success
  • Build good relationship with your clients and people in the government
  • Building relationships
  • Build good relationship with your clients in the government
  • Business is done mostly through ‘Guan Xi’, which means relationships/networking. So find the right person of influence to get your trusted
  • Never underestimate “Guan Xi” – connections, networks. You need to be dealing with a person of influence
  • Hire local representatives/consultants to monitor deals and relationships
  • Dinners and drinks
  • Entertainment
  • Being a good person
  • Don’t be too aggressive
  • Do it with the government
  • Be ready to drink a lot of alcohol
  • You have to drink a lot
  • Be prepared to drink 5% white wine
  • You have to train yourself to be good at drinking especially if you do business in northern China
  • People make business deals on dinner table
  • Accounting system is not well developed – be careful!
  • Know the different characteristics of people from different provinces
  • Be very flexible
  • Follow your boss
  • Don’t fight for bills
  • Keep an eye on policy changes in the financial market so as to lower risks
  • Be humble
  • Understand local culture (learn local language)
  • Respect face
  • Understand the ways of saying “no”, since Chinese almost never say it directly
  • Respect face. Never argue or voice a different opinion with anyone directly
  • Use the same due diligence you would in the west so as to protect your intellectual property
  • Show a lot of gesture of goodwill
  • Governments play an important role

Egypt

  • Connections are everything
  • Speaking English and Arabic is essential
  • Don’t take work too seriously; Egyptians are laid-back and like to have fun on the job

France

  • Process matters as much as result
  • Respect and show respect to your superiors
  • A lot of business is done over lunch, dinner or drinks
  • Develop a perfect fluency in French language and culture
  • Know people
  • Network, network, network (accept that success if not all about merit)
  • You might be judged very quickly and superficially
  • Dress well. French people draw information on people based on their appearance
  • Be prepared to be judged
  • Don’t say everything is great, criticize!
  • Follow business etiquette: be very polite, well-mannered and formal
  • It is important to speak French
  • Speak and understand French x2
  • Use first names only after being invited to do so
  • Make friends in the workers’ unions
  • Be sure to possess good analytical skills

Germany

  • Be on time! X 4
  • Punctualityx2
  • Be punctual
  • Known for diligent work ethic - expect to work hard
  • Germans drink beer and like sauerkraut and wurst
  • Focus on value add and content creation
  • Make yourself heard
  • Be aware and show your awareness of local and federal regulation
  • Show how you will contribute to the local community or highlight the benefits of doing business with you
  • Most important points of agenda are spoken about first in negotiations
  • Meeting deadlines is crucial
  • Keep your promises
  • Matter and person are often seen as separate in business
  • More or less a strict line drawn between business and private life
  • Focus on the content of discussion, no distractions
  • Be honest! X 2
  • Don’t be offended by harsh language
  • Don’t call someone by first name immediately
  • Be straightforward
  • Straight to the point
  • Formal

Greece

  • You have to be fully aware of the legal system
  • Know well every law applying to your sector
  • Maybe you will need to use some not very legal techniques to achieve your goal
  • Meetings can be arranged on a very short notice
  • Informal networks and who you know are more important than what you know, especially if you are a woman
  • Most Greeks speak English but they are suspicious of foreigners doing business in their country
  • Build trust in your business relations
  • Punctuality is important in business
  • Negotiations is part of closing the deal
  • Negotiate much and hard
  • Don’t trust easily    
  • Long lunches are an important source of building relations, negotiations and closing deals

Hong Kong

  • Give business cards with both hands
  • Don’t be first to start eating
  • Manner is everything
  • Renting is expensive – try to get as small an office as possible
  • Corruption is relatively low – you can count on the legal system
  • Outsourcing services is quite easy – small accounting firms, legal firms, HR firms are abundant

Hungary

  • Think very carefully about government regulations – very regulated!
  • Go for cheap products rather than quality
  • Be ready for sharp volatilities in customer demand

India

  • Have a lot of cash in your wallet
  • Have a pedigree – family name or alma matter
  • There is always someone who knows someone who can get the job done
  • Should have strong contacts / networks among political circles
  • Connections!
  • Be aware of cultural sensitivities
  • Understand culture and respect the values of the local people. Their beliefs and way of thinking will differ from yours, accept and recognize them
  • Local knowledge
  • Indians are very sentimental about religious beliefs
  • Manage red tape
  • Bureaucracy is insane. You have to cope with it
  • Work is distributed between many people. It is not surprising to find a single document to pass through several hands before being complete
  • Indians are very social people. They like to communicate and talk while they work
  • Very large English-speaking population, hence potential for global communication, no need to learn local languages
  • Most Indians doing business speak English, so it isn’t strictly a requirement to know local languages
    • Indians are generally very hard working               
  • India is a largely price-sensitive market
  • Bribes are very common. It’s changing slowly but it is a way of life
  • Should be willing to cope with slack in professionalism and bribes to political leaders
  • Should be willing to face the challenge as a result of intense good quality and low cost competition

Italy

  • Speak the language
  • Pay on time
  • Run background checks on peoples’ qualifications
  • Ask yourself who actually holds the power. Do not rely too much on formal rules and authorities
  • Think creatively, be open to new ideas and ways of doing things
  • Learn Italian, be friendly and not judgemental: it is hard to understand how Italy works from the outside
  • Speak Italian! (English is optional…)
  • Be humble and don’t make too many jokes on stereotypes
  • Enjoy 3 hour business dinners

Lebanon

  • Have good connections and make good use of corruption (i.e. corruption is sometimes necessary)
  • Expect to bribe a lot of people
  • High end works well because Lebanese people are superficial and very showy
  • Have good PR
  • Adapt to a lack of organisation

Malaysia

  • Speak the three main languages fluently – Malay, Mandarin, English
  • You may find difficulty in pronouncing names but make an effort
  • Have a good balance of westernised and Asian mind-set
  • Have strong connections with higher society
  • Be polite and humble. Malaysia is very ethnically diverse thus you should try to understand their backgrounds a little prior to meeting them
  • Be patient and flexible with time
  • When dealing with large organisations and the government expect a lot of red tape and bureaucracy
  • You should be accustomed to clients taking tea breaks twice daily
  • Driving is important if you travel frequently for work (Note: heavy traffic congestion during rush hours 7-9:30am, 4:30-7pm)
  • Malaysians tend to be late

Netherlands

  • You can be blunt/direct
  • Dutch people are blunt and straightforward and they will appreciate plain speaking
  • Don’t bother learning Dutch
  • Make your company a Dutch BU/MV – lower taxes!
  • Change generally will be only accepted after much deliberation and discussion (everybody has the right to speak)
  • The manager is not seen as the boss, but as the first among equals. So, if you are leading a team, don’t be too authoritarian. Act as the colleague who has most influence rather than as the ultimate arbiter on all decisions
  • Act normal, then you act crazy enough (Dutch saying: To act normal is crazy enough)
  • Be modest about your achievements. People who talk too much about their successes in life are not appreciated. So do not think of yourself as something special
  • In you’re giving a present, Dutch people like presents they can’t buy in their own country

Pakistan

  • Have connections
  • Be prepared for runt work
  • Be courageous

Romania

  • Accept laid-back attitudes
  • Be street-smart     
  • Business meetings are more focussed on good times than actual business talk

Russia

  • High level of red tape and corruption
  • Learn to deal with government
  • You will have to deal with bribes when dealing with any part of the Russian government
  • Government relations and security officers are very important in large companies
  • Personal connections and relations are crucial for success
  • Knowing people in the institutions of authority and having their support is key for starting small/medium business
  • Do not get in trouble with the police
  • Despite the government’s attempts to develop innovative industries, the most promising sectors are still energy and construction
  • Don’t trust anyone
  • Learn to drink!
  • Western companies in Russia are more meritocratic on average than national ones

Slovakia

  • Make friends in important places
  • Know your competitors
  • Produce outside of Bratislava region; sell in Bratislava

South Africa

  • Arrive promptly
  • Be honest
  • Don’t forget the kick-back

South Korea

  • Be quick
  • Be humble and loyal
  • Be ready to work long hours
  • Be very respectful for age and be punctual
  • Try to think your colleagues as one united body. You can come and leave the office at similar times. Do help people out when possible
  • Do not miss any of the social mixers. Consider them also as a crucial part of your work duty

Spain

  • LEARN SPANISH and the regional languages – proud regional identity
  • Do not discuss business/deals at lunch but in the office
  • Be punctual but do not expect punctuality
  • Be prepared for chaotic business negotiations; we love speaking simultaneously J
  • Be prepared to stay up late. A business dinner will start at around 9:00pm and last until 12:00

Switzerland

  • Be on time
  • Be international
  • Be as specific as possible

Taiwan

  • Need to be a good drinker
  • When having a business dinner, never finish the last piece in every shared dish
  • A great portion of businesses are discussed and negotiated in eating and drinking occasions instead of in offices, so do join those occasions!
  • Know some key governors
  • Prepare gifts to main clients during Chinese New Year, Dragon Boat Festival and Moon Festival

Thailand

  • Smile!
  • Be humble, polite, respectful (personal relations are important)
  • Respect elders.
  • Thai people avoid direct criticism and confrontation, prefer indirect

Turkey         

  • As a sign of respect you should always address the eldest or most senior person in the room first
  • Turkish people enjoy answering questions on their culture or having a conversation with people who have some knowledge of Turkey. It may be a good start to ask a Turkish man which football team he supports
  • According to the protocol f Turkish hospitality the host always pays for the meal. The concept of sharing the bill is very rude
  • Do not use deadlines or pressure tactics as the Turks will use this to their advantage and reverse the tactic by threating to cancel agreements or end negotiations
  • Imports and exports are unrestricted and exchange control is limited to certain formalities

Ukraine

  • You will need to pay bribes
  • If you pay bribes you don’t need to pay taxes
  • If you pay taxes this doesn’t mean you won’t have to pay bribes

United Kingdom

  • Formality depends on the sector
  • Heathrow, Gatwick, City airports are primary business airports
  • Meetings usually begin with small talk, followed by an exchange of business cards IF everything goes well
  • Be polite-exchange niceties, take an interest
  • The British are renowned for their politeness and courtesy. So direct questions generally get evasive responses and conversations will be full of ambiguities. It is therefore important to pay attention to voice/facial expression
  • We can be subtle/understate things to be polite
  • The British traditionally maintain a “stiff upper lip” so open displays of emotion are rare and should be avoided
  • Punctuality is essential at any business meeting or social event
  • Be on time!
  • You need to comply with many different regulatory authorities
  • You can challenge almost any business decision in court if you don’t agree
  • Ensure you declare all income so that you are not challenged by tax authorities

USA

  • It might be helpful to know how to play golf and/or tennis
  • Be able to play golf
  • Golf is a very important sport amongst business executives and is often the venue for getting to know business partners as well as starting business negotiations
  • Sports terminology is often used in business (i.e. touch base, call the shots, ball park figures, game plan)
  • Persistence is common practice in business
  • Punctuality is extremely important
  • Americans love American-made products
  • English is used almost 100% of the time in business but Spanish is becoming increasingly important
  • Definitely need to know how to speak English
  • Speak English very well
  • Corruption is much worse than the media would have you believe
  • Do not assume that simply because a contract exists that parties will abide by it or that the judicial system will uphold it  - even if it is 100% legally valid
  • High quality customer service is valued and expected in more sectors and industries
  • Punctuality and straightforwardness is highly valued and is expected in the US business world
  • Need to know how to network because it can be like an “old boys club”
  • Be tough and expect to work hard
  • Look into immigration rules
  • Be ready for competition and be able to thrive in it
  • Presentation in many industries is sometimes seen as more convincing than facts
  • It’s not only about book smarts
  • Don’t underestimate people
  • Don’t ask about money, salary
  • Time is money
  • Tax evasion is nearly impossible to do successfully (without being caught) if your net worth is below $25million(liquid)
  • American culture stresses individual initiative and achievements
  • Americans usually refrain from greetings that involve hugging, kissing or close physical contact. A handshake is the norm

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2010-11-02

转贴:“来加拿大8年的经验,献给想立足的中国同胞”

来加拿大8年的经验,献给想立足的中国同胞我来加拿大8年了,四前从Concordia大学毕业时正好赶上911事件之后,北美的工作大量外包到印度中国墨西哥的时候,我们全班大约12位中国同学没有一位找到与电子工程专业相关的工作。那段时间可以说是我一生中最痛苦的时候,后来痛定思痛、总结教训,去麦大又有读了个研究生,虽说碰到这次的金融危机,我还是在今年初找到了一份高薪、稳定、在医院的工作,每个月落入口袋的钱都有5k USD。这两天终于抽出时间把我来加拿大8年所总结的经验分享给大家(尤其是想读书的人),希望更多的华人早日立稳足根。 1. 从中国来到加拿大,就好象你以前习惯在空中飞,现在却要你在水中游,要尽快搞清楚“游戏规则”并尽快调适自己。 我想这是显而易见的,这边与中国有很大不同的地方很多,例如: ----工作经验远比学历重要,在北美,有经验没学历的人在雇主眼里绝对比有学历没经验的人优先得多。这一点与国内是很大不同的。国内的人太重学历了。 ----这边的雇主老是怀疑每个人在简历中吹嘘的东西,但同时又过分相信熟人的介绍。要充分利用这一特点。 ----中国连续二、三十年都在高速发展,作为中国人,很难体会或预测经济危机带给你的残酷和血腥,下面我会详细解释,这一点会很大程度上影响你的决策。 ----北美的job hunting市场极其的发达,有很多规律和学问,学习和体验如何找工作大约需要相当于你在大学修四门课的时间和功夫,千万不可轻视。 2. 读书只是一条相对比较稳妥的路,有不少其他的途径可以立足。 来到北美的人第一的话题就是到底要不要读书。我的个人意见是,在中国基本上是一种填鸭式的教育,但是这边老师绝对不会管你,他们认为过了18岁你就该对自己负责,所以大学基本上只适用淘汰的办法来管理学生,简言之,两门功课不及格你就不可以再读你的专业了,请你转专业或者退学。例如康大的电子工程专业基本上每两个入学只有一个能毕业。所以我的结论是:如果你在国内从小到大基本上是迫于家长或者老师的压力而学到大学毕业的话,你也许不一定适合读 书。当然我的结论是基于这样一个假设:要读书就一定要读好。 不读书其实有很多的出路:例如开一个杂货店(网上有很多华人开店的精彩总结,我就不赘述了);英语很好的,可以去考一个政府工然后一级一级的往上考,或者去应聘销售工作然后一步一步往上爬;如果英语还过得去,可以直接去应聘一些像物流啊、贸易啊、仓库啊之类的工作;如果英语不行可以去做个大货车司机、叉车司 机、护工之类的(需要短期培训)。但是注意,北美绝对是一个一份辛劳一份回报的地方,抱着混日子的想法或者投机取巧的想法是绝对行不通的。我曾经见过一个经过培训拿到叉车工执照的人去中介公司找工作,人家说暂时没有叉车工的工作,让他先做labour工,一边做一边帮他找叉车工,很可惜那个人就信以为真,一边混日子一样懒散地做着labour工一边傻等,不知道中介公司其实是在试用他,看他的表现才决定是否给他叉车工的机会。我在国内曾经做到过一家跨国金融公司的销售经理,这点猫腻我还是相信我的判断的。 总之一点,这边的人极其根深蒂固的相信事实(这也是西方科学和西方医学的基石),他们近于固执的认为人的行为是一贯性的,也就是说,你过去是个坏蛋,现在也肯定不是个好东西;你现在偷懒,将来也绝对不会改。所以千万注意了。在中国是户籍跟着你一辈子,在这边是信用跟着你一辈子,而信用是基于你平时一点一滴坚守如一的积累而来的。希望你能明白我在说什么。 如果你选择读书的话,到底是读training、还是再读个本科、或是往高读个研究生也是个难题。我可以给你一些信息: 这边读training大多数program 90%的时间都是在实习,用的都是真刀真枪的家伙(不像国内会用一些陈旧淘汰的设备来培训),所以培训完之后你就是“有工作经验”的人,这个在北美找工作的最大障碍解决了,找工作相对而言容易一些。我曾经见过两个training毕业的人,刚一毕业就找到$14/hr的在工厂的工作,上班第一天老板看见他俩确实能干活也会干活,第二天就把两个$16/hr的工人解雇了,搞得这两个中国人觉得很不好意思。且慢,你看出你需要的信息了吗?老板可以炒那两个老工人,但是也可以炒这两个中国人(任何地方新人都有3个月试用期)。你可千万不要以为仅仅只是中国人要价低,要是这么认为,那你就是低估中国人相比其他人种的优势了,或者就是你不明白雇主到底想要什么。明白这一点,下回你就知道你上班第一天该干什么了,让别人做第二,中国人在哪儿都做第一! 再来说说读研究生,我个人的想法是,很多来加拿大的人英语都不是特牛,读本科时间长点,正好可以给你一个了解北美和强化英语的机会,读研究生2年就出来了,我觉得有点让我应付不来。但是我还是建议两种人读研:一种是英语好能力也强的人,一种是打算回国发展的人。不言而喻,因为国内是一个很重学历的地方,想回国的人削尖脑袋也得读研! 如果想读本科的话,请接着往下看。 3. 想办法读回你以前在国内的专业,转行千万小心,危险大,慎重考虑。 注意,在北美找工作的最大障碍就是没有“工作经验”。你先想象一下一个场景:在中国某城市的一个人才市场上,一个只有高中学历的人想求职。我想告诉你,在北 美一个没有工作经验的人找工作,就有点像那个高中生在中国找工作!北美的雇住永远都在找有经验的人。这就是为什么我建议你尽一切可能别转专业。 我刚来加拿大的时候如果不是被迫从国内的空调暖气专业转到电子工程,我绝对相信4年前我就已经找到工作了,而不是现在。我走过的弯路希望你不要再重走。 这里有一个技巧,为什么说我是被迫转专业?其实没人逼我。那是因为我8年前去Corcordia大 学傻乎乎地问管招生的人,我在国内有一个机械本科的文凭,可不可以在这边仍然报读机械本科?人家客气地说,你已经有了一个机械本科,原则上你没有必要再去重复拿一个机械本科!北美的人永远不肯能了解我们的需求:我们的专业背景和经验其实不差,但是加拿大的雇主不认同;所以我们需要的只是用英语再一次的温习 一下我们的专业,那我们就能马上飞了!况且,带着经验来学习,事半功倍。你加拿大也不想我浪费掉我在中国多年的宝贵经验吧? 这里需要用一点技巧:第一,你翻译国内的专业名称时,尽量翻译得与你这边想读的专业不一样。第二,如果别人问你为什么还读相似的专业,你得事先准备好立马接口说:no, no, no, 这两个专业差别远了,let me tell you why, 然后一定记得带着笑脸和信心给别人解释,你知道,管招生的人不可能懂你的专业的,她/他唯一能做的就是从你的笑脸和信心去做判断,对吧?第三,如果最后实在不行了,你就先进一个属同一个大类的专业(例如都是工程类、或者都属金融类),然后一个学期后转专业还是转到你的本行。这个时候就没有任何人问你了,因为转专业在北美是被极其鼓励的行为(是的,我没写错,在中国的大学转专业是做梦,但在这边是美梦成真)。记得提前认真的看一看学校的转专业的regularions, 别错过了deadline。还有一点小技巧就是,你第一个学期尽量选公共课,这样你转了专业之后学分也可以转,没有任何损失。 当然,我这绝不是教你投机取巧,你想想看,读回本专业这个绝对是利国利民利己的。利国:加拿大当初让你移民是看中你的专业背景和经验,你怎么能换专业呢? 利民:你读回本专业绝对可以尽早找到工作、早日交税、通过税收惠及穷人。利己:你读过的专业再读一遍,怎么也比别人轻松,GPA超高是不难的。几年经验再加回炉深造,相信雇主也会从中受益。所以,千万别想着你自己有读回本专业、骗加拿大的助学金的心理负担。不过呢,做人的功夫还是要做足:千万别跟你的同学说你以前读的专业跟现在的差不多,否则他们或觉得不公平,甚至会上告到学校都有可能。你跟他们说:这世界变化真快呀!我以前学的东西全落后了没用了,然后感叹的摇两下头、叹两口气。这样你的超高GPA别人才会既羡慕又不嫉妒,你说呢? 有在中国的几年专业工作经验,再加上北美的专业文凭(GPA别太低了),毕业时我相信你会是你们班上最先找到工作的那一批人。 4. Job hunting是从你开始选择专业的时候已经开始了,而不是从你毕业的时候。 在北美,读大学与中国有很多的不同,例如,同样是本科文凭,电子工程要读4年甚至5年,会计专业2年就差不多了。但是,正像我前面所提到的,在北美绝对是一份耕耘一分收获,电子工程毕业时的起薪约为4.9万(在美国),平均7.6万,top 10%可以挣11.5万,而会计毕业时的起薪约为3.4万(美国),平均5.5万,top 10%可以挣到9.4万。也就是说,多读两年书,平均每年可以多挣2.1万。此外,如果你有幸进入医学院、出来做医生的话,家庭医生的平均年薪是15.6万,外科医生的平均年薪是28.2万。这也是为什么医学院那么难进的原因。总之,一份努力一份回报。 此外,任何一个专业你最好事先了解一下此行业的未来需求,你可以google一下”occupational outlook handbook”去美国劳工部的网站看一看,那里有关于每个专业的详尽的解释,包括这个工作的特征、需要什么教育、多少薪水、行业的未来需求、相关职业、等等。不过可能因为金融危机,今年的报告明显比以前年份的报告粗略多了。加拿大也有几个类似的网站,但好像没有一个全国性的权威评测。 了解你所选择的行业,能够让你对你的未来和找工作的预期有一个正确的预测,比如说,我曾经见到好几个中国学生学统计的,以为学完就可以找份工作,可是他们不知道,在北美90%的统计本科专 业毕业的人是找不到工作的,因为不论是统计师还是数学家,一般最少都要求硕士毕业、博士更好。也就是说,从你选择读统计专业的那天起,你基本上就得做好打 算读研!或者再拿第二个文凭、跟你的统计专业相结合。(在北美有些工作是需要两个专业文凭的)。我是做了不少的调查才选择我在McGill的研究生专业的。 5. 如果能进入co-op的专业最理想,否则自己也要在毕业前一年的时候开始找internship. 重复一次,在北美找工作的最大障碍就是没有“工作经验”。所以有很多大学的co-op专业就应运而生。Co-op是指任何学习两年之后可以去实习半年或一年的专业。例如Condordia大学的很多工程专业有co-op的,也有非co-op的。可以的话,尽量进有co-op的专业(有co-op的专业录取条件也更为苛刻一些),尤其是你在国内没有本专业的工作经验的人更是如此。否则,毕业的时候你就是白纸一张,找工作的难度大很多。 当然,进了co-op也千万别高兴得太早,co-op只 是学校为你的实习提供一切可以提供的便利,实习单位从本质上说还得你自己找。就算真有哪一个雇主主动来学校要人,你的所有同学也都可以参与竞争,在那种时 候,你得把你所学的所有找工作的功夫都展现出来。此外,通常教授推荐的人有极大的优势。所以你得想办法让某个教授对你印象深刻,参见下文第10点。 6. 给最后一个学期留下最轻松的几门课,甚至只选一门课都行。 前文已说,北美的job hunting市场极其的发达,有很多规律和学问,学习和体验如何找工作大约需要相当于你在大学修四门课的时间和功夫,千万不可轻视。也就是说,最后一个学期的中心不要放在学习上,而是正儿八经地找工作。北美的学校有一点做得很好,就是所有的大学都有“找工作辅导培训”,Concordia和McGill都有专门的部门和专业的job hunting人士免费给你辅导。我劝每一个中国人在大学一年级的时候,就一定要抽空去“享受”一下这些免费服务,很快你就能明白北美的工作市场是多么的复杂和多么的不同与中国,我在这里就不赘述了。 我常常很惊异的发觉有很多中国学生读了几年书,毕业了之后竟然都还不知道大学里有这种免费的服务。他们甚至可以免费帮你一对一的修改简历和你申请读研所需要的personal statement. 我当时就让一个Concordia大学的专业辅导人员帮我修改了两次personal statement,修改得非常好,让我极受启发。要知道,你每年交的学费当中,有一项就是专门funding大学里面的这些部门的,你不去享用,等于你的钱白交了。换言之,他们的服务不是免费的,羊毛出在羊身上。 7. 没找到工作就千万别毕业,一毕业你就开始进入倒计时了。 如果你留最轻松的几门课在最后一个学期,还是找不到工作,我劝你千万别毕业。哪怕你学分修够了,也要再去修一门课。这样不仅可以申请学生贷款暂时维持生计, 以前的学生贷款也不用急着还。为什么不能毕业呢?你知道吗,在北美的失业人员调查中,排在第一位的原因是什么吗?是因为“在过去的一年中没有找到工作”! 这样的比例占到差不多一半!我开始很纳闷为什么,后来终于明白了,比如说,雇主如果看见你一月份就毕业了,现在都九月了,那就是说,你在工作市场上都已经 推销自己8个月了,不管有没有过面试,别的雇主都不想要你,那他还干嘛浪费时间看你的简历呀! 更糟糕的是,北美的人通常都是在毕业前几个月甚至半年就开始找工作的,所以雇主可以认为你已经找工作12个月了,要么就是没人面试你,要么就是有面试但是没人看上你,你敢说他的推断不正确吗?只能说你不熟悉加拿大的国情,白吃亏! 有人会问,没毕业怎么找工作呀?我的妈呀,你可千万不要把中国的经验用到北美来!你在简历里面说I am graduating 之类的话就行了,甚至根本不用提你什么时候毕业的事儿!就写比如…, Concordia University. 09/2006~present. 之类的就行了。如果雇主真要问,那起码也是有机会面试了才会问。至于面试时问起来应该怎么回答,google一下或是找你学校的Career Placement Center那些专家问一问吧,免得你的学费里白交了那一部分。这里恕不赘述。 8. 如果能够在读书期间找到工作,千万不要再读书,等过半年你工作稳定之后,再part time完成你的学业,或者等到经济危机把你裁员了,再回去完成你的学业。 就像前文所说,不用毕业证一样可以找工作,北美的雇主从来不看你的毕业证,甚至很多公司面试的时候连专业问题都不问!花一些时间好好研究一下雇主究竟关心什 么、寻找什么、以及他们如何做出判断,你就会明白了。所以别等到毕业才找工作,如果你运气好,读书的时候就有朋友推荐你去某公司,赶紧去争取那个面试机 会,千万别想着书还没读完。 所有雇主都会在面试成功之后让你签一个合同,里面有一款写着,如果你的简历里面有任何虚假的资料(包括毕业学校和毕业时间),公司可以起诉你赔偿所有相关损失及惩罚性赔偿, 并无条件开除你。也就是说,北美的人都是你说什么他就信什么,从来不怀疑你,因为这个法治国家的严苛法律让他们敢于这么做。 记住,能找到工作就千万别读书,等工作稳定了或者被裁员了再回来读书。原因很简单:读书的目的就是为了找工作,如果目的都达到了,你还追求过程干什么? 如果你想知道深一层的原因,我也只能告诉你这样一个数字:如果失业率上升1%,基本上大学刚毕业的学生的失业率就会增加15%。所以美国的失业率从4%上升到7%,基本上可以预测45%的应届大学毕业生肯定找不到工作。这也是为什么中国把“8”(保证8%的经济增长)不仅当作一个经济目标、同时也把它当成一个政治目标的原因。 中国连续二、三十年都在高速发展,作为中国人,很难体会或预测经济危机带给你的残酷和血腥,这里涉及到很多的经济学原理,就不多讲了,反正我4年前是深受其害。总之记住:找到工作就千万别读书,权当过来人的忠告吧。你要是毕业的时候正好碰上经济危机,你可就倒大霉了!! 9. 毕业前尽量参加一些社会活动,让你的简历在这一栏不会空白。 其实国内现在也很时兴这个了,你如果在大学时担任过什么全学校的学生会主席、或者随便一个什么部门的头头,哪怕你没有工作经验,也会有很多大公司对你注目。 这边也一样,只是恐怕我们中国人极少有能耐在北美的大学混个什么头头的,所以只能退而求其次了。至少加入一些社会活动来显示一下你不是一个只读书的书呆子,而且,北美的人很讲究也很喜欢那些回报社会的人,至少你也可以表示一下你的意愿。我当时的做法是,在Concordia大学的Office of Disabilities做了一个学期的义工,并拿到了一张义工证书。具体就是帮那些残疾学生克服学习上的困难,都是不些琐碎小事,难。但是有些雇主会看这些。 10. 想一些办法让某几个教授对你印象深刻,便于在你毕业时给你写推荐信。 幸好当时我在Concordia时 给我的几个教授印象极其深刻,否则本科毕业时不仅找不到工作,可能连读研给我写推荐信的人都找不到。我建议每个人在做好一切准备找到工作的同时,也要留一 条后路读研究生,因为万一碰上经济不景气的时候,你使出浑身解数也可能一无所获,这个时候就只能学习很多北美人的做法了,就是继续猫在学校,伺机出动、或 者躲过不景气。 如果想读研,很多中国学生怕让教授写推荐信,在Concordia大学一个班上常常是50多个人,教授能认识你就不错了,谁还会记得你并给你写推荐信啦? 我当时用了三个办法获得教授的深刻印象:第一个是中国人教授,这个不难,我选了他的两门课,两门课都是A+,中国人教授看见中国人学生,记住一点不难。第二个是印度教授,她当时上课喜欢发一些东西,50几 个学生哪儿发的过来呀,我就经常帮她发,那她能不认识我吗?其实,她当时问有没有学生愿意帮她发,竟然好几秒钟没有人反应,我就呼的一下上了,多好的机会 呀。后来每次帮她发,好几个中国学生还笑我是不是想当班干部?第三个教授是我事先就策划好的,她虽然只是个副教授,可是是一个实验室的头儿,能量挺大。还 没开学的时候,我就乘着圣诞节把那一门课自己先全部学了一遍,等她讲课的时候我就等于在复习了,所以经常可以问她一些别的学生没可能问得出的问题,好几次 把她问得冒汗。好在国外的教授从来不在意你问倒她,在中国问倒教授可能会说你是出风头,在这儿问倒教授会讨喜欢,后来这个“冒汗教授”给我的推荐信是最好 的。我也很感激她,一直到现在还和她有email联系。 后来申请McGill读研被拒绝之后我也一样,我先是找到了一个绝佳的机会给McGill同一个系里的一个老师打工,做programmer,这样可以近距离的接触系主任,低头不见抬头见的。两个月后我申请成为special student, 就 是只修课不拿文凭的那种。其实,我心里非常清楚,这是系主任有意要试探我的实力,以便决定是否下一年录取我。当时有一门功课是系主任亲自教授,教材也是他 自己写的,我那几个月的紧张赶得过当年高考,结果后来我不仅成绩上好,而且考完之后还给了系主任一个清单,上面列出了他教材中的17出错误,虽然他当时非常吃惊,并当场验证了有10处是印刷错误,但仍然有7处是原文错误,他对此行为很为赞赏(当时我趁机谦虚了一番)。此外,他说我被McGill拒绝了之后、却一直锲而不舍地争取机会、脚踏实地的干事,让他感觉很好,所以后来系里开例会时,提前9个月就已经决定下一年肯定录取我。再后来在研究生二年级时,系主任帮我解决了一个极大的做研究的困扰,毕业之际也少不了给我写推荐信之类的,虽然他最终没能帮上我找到工作,但是他帮我得到了一个面试机会和绝佳的面试经验、并给我极大的信心。我一直很感激他。 11. 有意识的制造一些可以放在你简历中的亮点。 如果你懂得北美找工作的竞争策略的话,就会知道,虽然“工作经验”是最重要的,是敲门砖,但是要想在几个甚至几十个竞争者中最终取胜,你必须向雇主证明,同样做某一件事,你总是最优秀的。 这里举几个例子:我在Concordia大学的毕业总GPA是3.68,大约是top 5%吧。虽然申请McGill的研究生时被拒绝了,但是他们说是因为我的本科的专业与所申请的研究生专业并不对口(有点像转行)。但是因为我认准了这个专业毕业后好找工作,所以才有后来做programmer和做special student的故事。如果没有这个3.68的GPA作底,我想McGill连做special student的机会都不会给我,因为这个专业录取的中国学生的历史记录中,大约一半本来就是博士、另一半本来就是硕士加上还有论文发表,我是唯一的本科生。(由此也可见,好找工作的专业竞争也是极其激烈的。) 第二个例子,我在Concordia大学时,试过一个学期选6门三个学分的课,结果拿了5个A+,一个A-,我的推荐人多次引用这个事实来向McGill推荐我的实力。 第三,在McGill读研时,我的研究被发表在我们这一行在北美最权威的杂志上,是关于内照射放疗治疗癌症的,绝大多数的研究生在校期间的成果是不会被发表的。 此外,我做programmer时所编的程序也被放在McGill的网站上,一年内被全世界下载600余次,并获得McGill一个什么教育奖(忘了),获得一万多加币的资助。 记住,要想压倒其他的竞争者最终取胜,你得向雇主拿出事实证明,不管做什么事,你总是最优秀的。真正杰出的公司有时关心你的优秀多过关心你的经验。说的白一点就是:有经验的人是绩优股,优秀而没经验的人是成长股,总有人会亲睐成长股的。 12. 尽量通过行业协会之类的渠道找一些可能帮助你找工作的人。 如果说我的看得见的上述事实让我的系主任和某一个老师肯推荐我,并最终导致了我一个工作的offer的话。那么我的另一个offer就是通过北美本行业协会的中国人找到的,去年初的时候,我就搞到了那个行业协会的会员名单,有6000多人,从名字看有大约500人是中国人,于是我给500个中国人都去了一封精心准备的email,简短的email里有一个网页链接,网页上是我的个人介绍和简历等。大约有20多人回复了我,有那么四五个人还认认真真的想办法帮我,我真的非常感激这些中国同胞。虽然最后这几个人都没有帮成功我,但是,不知道这500人 当中谁把我的资料转交给了一个在美国加州的本行业的中国老板,而那个老板从来不主动招人,以他的说法,就是中国人太缠人,他曾经放过一次很小规模的广告, 结果美国有不少的中国来的研究生拼命地每天给他打电话,一天打几次的都有,所以他从此就不再放广告了,虽然他每年还在招人。 他从他朋友那里(我发email的500人当中的一个)得到我的资料,说对我的经历十分的感兴趣,于是约了个时间初步电话交谈。结果第一次交谈就谈了半个小时,我与他谈得很投缘,三天后他就决定把他手头现有的一个offer给我,说如果我去的话,他会马上打发走另一个在他那儿已经实习了两个星期的另一个中国人! 你看,拐弯抹角的最后竟然成功了,虽然确实带有运气的成分,但是那最后剩下的愿意帮我的五六个中国人不停的帮我联系,并让我几乎得到两次面试的机会,这些来来往往的联系对我整个找工作的过程中的鼓励极大,让我一直保持着积极的态度,闯过了经济危机带给工作市场的阴霾,坚持到最后得到了两张Offer. 13.花点小钱,可以让你的简历变得很值钱。 与北美最大的找工作网站Monster的打交道的过程当中,让我真正明白了北美工作市场的一些实质性的东西。我最开始是学习了很多怎样写简历的资料,自己写完之后,让我的朋友改,让我的老师改,然后自己再根据雇主的反应和面试的经验再加以修改,一直到后来,我怀着好奇与试探的心里,花了三百多美元让Monster的专家帮我修改了Resume。刚开始还很不习惯他们帮我修改后的内容和格式,后来慢慢越来越悟出里面的专业水平和北美找工作之竞争法宝。其实说白了很简单,就是我在上面第11点里所说的:你怎么向雇主证明,同样做某一件事,你总是最优秀的。对于缺乏工作经验的大学毕业生来说,这是唯一可用的杀手锏!我建议每个找工作的人,给Monster交这笔钱很值。以我自己来说,我先试过把自己的简历放到Monster上,基本上没雇主找我,但是Monster的专家帮我修改之后,两周之内竟然有3家非常不错的公司向我主动招手。只是我当时还是一心想到医院工作,觉得不仅薪水高,而且工作稳定,所以没有理他们。我后来把那几家作为后备了。 14. 永远都要表现得很优秀,锲而不舍,并要尽量让你周围的所有人都看到。 我是一直相信:人的IQ相差不会太大、要想优秀就一定得付出代价。所以,上面第11点所说的事实,不过是建立在我每周工作或学习60个小时的基础上而已。如果您能抵挡得住绝大多数的诱惑,坚持每周工作或学习60个小时的话,你不论做什么都会很优秀,比我还优秀。我自认不是一个IQ高的人,尤其是记忆力奇差,所以英语老也学不好,一直到今天,在我工作的医院,我的英语都只是可以应付的水平,虽然中文我可以对着上千人演讲。 当然,接触过我的人都知道,我绝不是那种只知道读书的书呆子。一个在国内读空调暖气专业出身的书呆子,是做不到跨国金融公司在中国广州的销售部经理的。只不过我年轻时玩得很多也很广,甚至自己开过公司,感觉什么都玩得差不多了,那些东西对我已经构不成致命的诱惑而已。年龄越大,越觉得事业的成就才最让我开心。“挡得住各种娱乐的诱惑”就是我比那些二、三十岁的人比起来唯一的优势。只要我想,我就能focus我自己。 此外,永远不要向挫折低头。4年前我从Concordia大学以3.68的GPA毕业,可是正好碰上911事件之后北美的电脑电子行业的工作大规模外包,我同班的12个中国同学没一给找到本专业工作的,直到现在还有一个在打Labour工,那一年可以说也是我一生中最郁闷的一年,郁闷得我后来一直怀疑我一年之内会得癌症。可是,我是一个信奉“绝不在同一个地方跌倒第二次”的人,就算跌倒了,也要抓一把沙再站起来!几年下来,我总结了上文的这些经验甚至是教训,坚持读完了研究生,也终于走出了阴霾。 FYI,我到现在依然坚持每周工作60个小时。当我看见因为我的超时工作而快速进步时,我心里有一种异样的满足。此外,说一句题外话,努力工作并不等于忽视对子女的教育,自己如何做就是给自己子 女最好的榜样,我从来不用管女儿的学习,但她的成绩永远是班上的第一名,她当然也不是书呆子,体育的、音乐的、绘画的、国际象棋的、综合表现的等等奖牌十余枚,有两个还是Quebec省的冠军。每个周末我都带她坐公车、挤地铁去参加她的那些兴趣班,八年来每周如此。我从来都相信:成功必有理由,失败没有借口。 籍此机会,很想感谢我太太、女儿、母亲、哥哥、妹妹、同学、挚友、和老师在我来加八年中的一直支持和鼓励,我爱他们。把我的经验分享给更多的中国人,也算是我感谢他们的一种方式。他们无私的帮助过我,我只有无私的帮助别人来以示感谢。我哥哥和嫂子养了14个福建的孤儿,每月给他们每人寄200人民币,在帮助别人这方面,我还得努力向他们靠齐。每次在新闻中看见中国的那些慈善富豪的善举,就觉得自己渺小无比,只能权且阿Q一下自己:没有滴水,何以成江河? 此文没有任何版权,如果喜欢,请广为传播,那是对我撰写此文最大的感谢。如果是石头和臭鸡蛋,也请多多扔、用力扔,只是我恐怕没时间看和回复,还请海涵。

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2010-10-28

社交圈里的一面之交可能影响到你的职场前途(留学生主页顾问:陈愉)

  她是一位美籍华人,17岁进入政坛,31岁当选为美国洛杉矶市副市长。现如今,陈女士作为美华精英人才顾问公司的创始人,专门为跨国公司寻找CEO和驻美高管。 过去几周的北京上海之行真的很不错,看了家人还拜访了很多朋友。谢谢你们张开怀抱地热情接待。我在这里贴了几张这次中国之行的照片。 在南锣鼓巷和鲁灵珊在一起,她是我的博客的其中一名志愿者 我尤其享受和GlobalRenCai的优秀的读者们的聚会,我也被你们的进取心,天分和活力感染了。我也很高兴看到我们的聚会让大家彼此认识,交到了新朋友,不只是你们和我,还包括你们和其他到场的人。 因为正是在这种场合下认识的各种各样的朋友将会给你的职业发展带来更多的机会。 在社交场合认识的五个人中就有四个会给你带来新的工作机会 关于在社交场合结识朋友的话题,Malcolm Gladwell在他的书 The Tipping Point 里面有深入的探讨,这是一本关于市场销售和社交现象的书。
Granovetter 在他1974年的一项关于找工作的经典研究里,对几百个专业人士和技术工人做过研究。他发现56%的研究对象都是通过他们的私人关系找到工作的。另外有 18.8%的人是通过正规渠道找到工作的。这个结果并不让人意外。因为通过朋友介绍进入某一行是最好的方式。但是,令人好奇的是,Granovetter 发现这些这些所谓的私人关系大部分都是通过各种各样的社交场合认识的一面之交或几面之交的朋友。
既 然你的职业机会和那些社交场合上结识的朋友关系密切,你就应该花多点时间在扩大你的人际社交圈上。你或许会说:“说起来倒是容易,可是我很害羞。”好吧, 其实我以前也害羞 . 但是渐渐地我从我的世界里走出来了,而且事实上,最近《洛杉矶时报》的一篇关于我的文章里居然把我说成是“社交专家”。 所以,你也可以做到。 怎样发展你社交圈里的泛泛之交 许多人把时间都花在为公司发展和员工相处的谋篇布局上,而没有时间为自己做些有策略的规划。那么现在就开始发展你的社交圈扩大关系网吧。这是轻松有趣的经历。只要每一周,尽量做到下面的其中一项:
  • 创造新的社交关系:参加你们行业内部的或是你感兴趣的行业的社交活动。去能让你认识更多新朋友的聚会。去认识你们公司那些你平时不是每天都打交道的人。参加慈善公益活动。参加体育活动或是其他兴趣团体。
  • 重新和那些泛泛之交联系起来:看看去年的日历,回忆一下你参加过的聚会,想想认识的有意思的人。约他们一起出来喝茶或吃午饭。回到社交圈或是慈善活动中去,再去和那些有意思的朋友们聚聚。
在整个过程中,你必须记住社交不只是满世界乱发名片,而是要和其他人之间有真正的交流。去一个聚会,和其中两三个人有比较深入的交谈,仔细的倾听并创造出一种有意义的沟通。 这样,如果以后你刚好看到一篇好玩的文章,或是一个工作机会,你觉得或许适合你在之前的社交场合遇到的某个朋友,你可以发给他或她。他们也会同样对你的。 当你遇到新朋友的时候,尤其注意那些以后能和你一起成长的,能让你学到东西的或是能为你带来乐趣的朋友。你也在搭建一个彼此支持的网络。 而GlobalRenCai的读者群就是一个很好的社交的机会。我收到很多来信说他们很喜欢之前的聚会,我也在想着为你们组织更多的活动,虽然我自己要2011年才能再来中国了。所以常来这个博客上看看以后会有什么好玩的活动吧。 Your Career is Limited by Your Weak Ties It was so good to be in Beijing and Shanghai, visiting many family and friends over the past few weeks. Thank you to the many who embraced me with open arms. Here are a few photos from my trip. I loved being with the exceptional talents at our GlobalRenCai blog parties, and remain inspired by your ambition, talent, and energy.  I was especially delighted by the fact that the events were abuzz with new friendships, not just between you all and me, but amongst all of you. That’s because it’s these “weak ties” that will give you most of the professional opportunities in your life. 4 out of 5 Job Referrals Are From Weak Ties The subject of weak ties is explored in Malcolm Gladwell’s The Tipping Point, the most influential American book on marketing and social epidemics. Gladwell writes:
In his classic 1974 study Getting a Job, Granovetter looked at several hundred professional and technical workers… He found that 56 percent of those he talked to found their job through a personal connection. Another 18.8 percent used formal means…This much is not surprising; the best way to get in the door is through a personal contact. But, curiously, Granovetter found that those personal connections, the majority were “weak ties.” Of those who used a contact to find a job, only 16.7 percent saw that contact “often”…People weren’t getting their jobs through their friends. They were getting them through their acquaintances. In other words, your next job will most likely come not from a close friend, but someone you don’t know well.
Since your professional opportunities are limited by your weak ties, make the time to expand your circle of contacts. Now you may say to yourself, “Easy for you to say. But I’m shy.” Well, I was shy too. But little by little I came out of my shell, and in fact, a recent Los Angeles Times profile refers to me simply as “The Networker.” You can do it, too. How to Develop Your Weak Ties Many people spend all their time thinking about how to be strategic for their employers and no time thinking about how to be strategic for themselves. Get started by developing your network of weak ties. It’s easy and fun. Each week, commit to doing just one of the following:
  • Create new weak ties: Attend a networking event in your industry or in an industry you’d like to explore. Go to a party where you’ll meet new people. Get to know someone at your company with whom you don’t interact every day.  Attend a charity event or join a non-profit cause that you believe in. Join a sports team or a hobby group.
  • Reconnect with weak ties: Go through your calendar for the past year, review the events you attended and think about the interesting people you met. Invite someone to tea or to lunch. People like to be wanted! Return to a networking group, or a non-profit cause, where you met interesting people, and touch bases again with the people you met last time.
Throughout, keep in mind that networking is not about scattering your business cards upon the world. It’s about connecting on a personal level with other human beings. When you go to a party, really connect with two or three people, listen carefully and create a meaningful connection. That way, when you later come across an interesting article, or job lead, which would interest one of your weak ties, you can send it his or her way. And he or she can do the same for you. As you meet new people, pay particular attention to those with whom you can grow with, learn from, and have fun with in the months and years ahead. You’ll be creating your own mutual-assistance networks. The exceptional talents among your fellow GlobalRenCai blog readers are a great place to start. I’ve received so many notes saying how much you enjoyed our parties that I’m thinking about coordinating more events for you, even though I myself not be back in China until 2011. So stay tuned to this blog for news of future events.

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2010-10-28

外企面试--基本涵盖了所有问题【附带有答案版本】

1. So, tell me a little about yourself. You don’t need to explain everything from birth to present day. Relevant facts about education, your career and your current life situation are fine. 2. Why are you looking (or why did you leave you last job)? This should be a straightforward question to answer, but it can trip you up. Presumably you are looking for a new job (or any job) because you want to advance your career and get a position that allows you to grow as a person and an employee. It’s not a good idea to mention money here, it can make you sound mercenary. And if you are in the unfortunate situation of having been downsized, stay positive and be a***rief as pos***le about it. If you were fired, you’ll need a good explanation. But once again, stay positive. 3. Tell me what you know about this company. Do your homework before you go to any interview. Whether it’***eing the VP of marketing or the mailroom clerk, you should know about the company or business you’re going to work for. Has this company been in the news lately? Who are the people in the company you should know about? Do the background work, it will make you stand out as someone who comes prepared, and is genuinely interested in the company and the job. 4. Why do you want to work at X Company? This should be directly related to the last question. Any research you’ve done on the company should have led you to the conclusion that you’d want to work there. After all, you’re at the interview, right? Put some thought into this answer before you have your interview, mention your career goals and highlight forward-thinking goals and career plans. 5. What relevant experience do you have? Hopefully if you’re applying for this position you have bags of related experience, and if that’s the case you should mention it all. But if you’re switching careers or trying something a little different, your experience may initially not look like it’s matching up. That’s when you need a little honest creativity to match the experiences required with the ones you have. People skills are people skills after all, you just need to show how customer service skills can apply to internal management positions, and so on. 6. If your previous co-workers were here, what would they say about you? Ok, this is not the time for full disclosure. If some people from your past are going to say you’re a boring A-hole, you don’t need to bring that up. Stay positive, always, and maybe have a few specific quotes in mind. “They’d say I was a hard worker” or even better “John Doe has always said I was the most reliable, creative problem-solver he’d ever met.” 7. Have you done anything to further your experience? This could include anything from night classes to hobbies and sports. If it’s related, it’s worth mentioning. Obviously anything to do with further education is great, but maybe you’re spending time on a home improvement project to work on skills such as self-sufficiency, time management and motivation. 8. Where else have you applied? This is a good way to hint that you’re in demand, without sounding like you’re whoring yourself all over town. So, be honest and mention a few other companie***ut don’t go into detail. The fact that you’re seriously looking and keeping your options open is what the interviewer is driving at. 9. How are you when you’re working under pressure? Once again, there are a few ways to answer thi***ut they should all be positive. You may work well under pressure, you may thrive under pressure, and you may actually PREFER working under pressure. If you say you crumble like aged blue cheese, this is not going to help you get your foot in the door. 10. What motivates you to do a good job? The answer to this one is not money, even if it is. You should be motivated by life’s noble pursuits. You want recognition for a job well done. You want to become better at your job. You want to help others or be a leader in your field. 11. What’s your greatest strength? This is your chance to shine. You’re being asked to explain why you are a great employee, so don’t hold back and stay do stay positive. You could be someone who thrives under pressure, a great motivator, an amazing problem solver or someone with extraordinary attention to detail. If your greatest strength, however, is to drink anyone under the table or get a top score on Mario Kart, keep it to yourself. The interviewer is looking for work-related strengths. 12. What’s your biggest weakness? If you’re completely honest, you may be kicking yourself in the butt. If you say you don’t have one, you’re obviously lying. This is a horrible question and one that politicians have become masters at answering. They say things like “I’m perhaps too committed to my work and don’t spend enough time with my family.” Oh, there’s a fireable offense. I’ve even heard “I think I’m too good at my job, it can often make people jealous.” Please, let’s keep our feet on the ground. If you’re asked this question, give a small, work-related flaw that you’re working hard to improve. Example: “I’ve been told I occasionally focus on details and miss the bigger picture, so I’ve been spending time laying out the complete project every day to see my overall progress.” 13. Let’s talk about salary. What are you looking for? Run for cover! This is one tricky game to play in an interview. Even if you know the salary range for the job, if you answer first you’re already showing all your cards. You want as much as pos***le, the employer wants you for as little as you’re willing to take. Before you apply, take a look at salary.com for a good idea of what someone with your specific experience should be paid. You may want to say, “well, that’s something I’ve thought long and hard about and I think someone with my experience should get between X & Y.” Or, you could be sly and say, “right now, I’m more interested in talking more about what the position can offer my career.” That could at least buy you a little time to scope out the situation. But if you do have a specific figure in mind and you are confident that you can get it, I’d say go for it. I have on many occasions, and every time I got very close to that figure (both below and sometimes above). 14. Are you good at working in a team? Unless you have the I.Q. of a houseplant, you’ll always answer YES to this one. It’s the only answer. How can anyone function inside an organization if they are a loner? You may want to mention what part you like to play in a team though; it’s a great chance to explain that you’re a natural leader. 15. Tell me a suggestion you have made that was implemented. It’s important here to focus on the word “implemented.” There’s nothing wrong with having a thousand great ideas, but if the only place they live is on your notepad what’s the point? Better still, you need a good ending. If your previous company took your advice and ended up going bankrupt, that’s not such a great example either. Be prepared with a story about an idea of yours that was taken from idea to implementation, and considered successful. 16. Has anything ever irritated you about people you’ve worked with? Of course, you have a list as long as your arm. But you can’t say that, it shows you a***eing negative and difficult to work with. The best way to answer this one is to think for a while and then say something like “I’ve always got on just fine with my co-workers actually.” Use this question as a chance to show that you are a team player: “The only people I have trouble with are those who aren’t team players, who just don’t perform, who complain constantly, and who fail to respond to any efforts to motivate them.” The interviewer is expecting a response focused on personality and personal dislikes. Surprise her by delivering an answer that reflects company values 17. Is there anyone you just could not work with? No. Well, unless you’re talking about murderers, racists, rapists, thieves or other dastardly characters, you can work with anyone. Otherwise you could be flagged as someone who’s picky and difficult if you say, “I can’t work with anyone who’s a Bronco’s fan. Sorry.” 18. Tell me about any issues you’ve had with a previou***oss. Arrgh! If you fall for this one you shouldn’t be hired anyway. The interviewer is testing you to see if you’ll speak badly about your previous supervisor. Simply answer this question with exteme tact, diplomacy and if necessary, a big fat loss of memory. In short, you’ve never had any issues. The answer to 18 is completely wrong. I am a director at a major media company’s interactive division. Our company is expanding and I am almost in a constant state of hiring. I ask a variation of this question in every single interview and if a candidate has never had one issue or disagreement with anyone, (I stated a variation: I ask if it has happened with anyone in the workplace) I peg them as a liar and reject them immediately. I went well with my previou***oss. If there is an conflict, I will be open mind and talk about facts. once decision is made, I execute it well. 19. Would you rather work for money or job satisfaction? It’s not a very fair question is it? We’d all love to get paid a Trump-like salary doing a job we love but that’s rare indeed. It’s fine to say money is important, but remember that NOTHING is more important to you than the job. Otherwise, you’re just someone looking for a bigger paycheck. 20. Would you rather be liked or feared? I have been asked this a lot, in various incarnations. The first time I just drew a blank and said, “I don’t know.” That went over badly, but it was right at the start of my career when I had little to no experience. Since then I’ve realized that my genuine answer is “Neither, I’d rather be respected.” You don’t want to be feared because fear is no way to motivate a team. You may got the job done but at what cost? Similarly, if you’re everyone’***est friend you’ll find it difficult to make tough decisions or hit deadlines. But when you’re respected, you don’t have to be a complete bastard or a lame duck to get the job done. 21. Are you willing to put the interests of X Company ahead of your own? Again, another nasty question. If you say yes, you’re a corporate whore who doesn’t care about family. If you say no, you’re disloyal to the company. I’m afraid that you’ll probably have to say yes to this one though, because you’re trying to be the perfect employee at this point, and perfect employees don’t cut out early for Jimmy’***a***all game. it is situational. if you… ; if you …. Ethics and professionalism   22. So, explain why I should hire you. As I’m sure you know, “because I’m great” or “I really need a job” are not good answers here. This is a time to give the employer a laundry list of your greatest talents that just so happen to match the job description. It’s also good to avoid taking potshots at other potential candidates here. Focus on yourself and your talents, not other people’s flaws. 23. Finally, do you have any questions to ask me? I’ll finish the way I started, with one of the most common questions asked in interviews. This directly relates to the research you’ve done on the company and also gives you a chance to show how eager and prepared you are. You’ll probably want to ask about benefits if they haven’t been covered already. A good generic one is “how soon could I start, if I were offered the job of course.” You may also ask what you’d be working on. Specifically, in the role you’re applying for and how that affects the rest of the company. Always have questions ready, greeting this one with a blank stare is a rotten way to finish your interview. Good luck and happy job hunting. ponder for a moment, and then ask your interviewer “what aspect of your job do you find most challenging”. I would ask the interviewer, “Why do you like to work here?” 24. Where do you want to be in 5 to years? They dont want to hear in the same job you are interviewing for. Ultimately, the HR people are searching for someone who can handle the job now, and has the potential to grow into a high level management job in the future. Do you have those goals too? 25. Would you rather work for a big company or a small one? Favorite answer: I’d treat any company like it was my own regardless. Total ownership of the situation can get you a long way. General , the worst answer was “I don’t know.” I’ve since learned that “it depends,” with a couple of examples, is perfectly appropriate 附带答案版本: Don't discuss your goals for returning to school or having a family, they are not relevant and could knock you out of contention for the job. Rather, you want to connect your answer to the job you are applying for.   最佳答案 * My long-term goals involve growing with a company where I can continue to learn, take on additional responsibilities, and contribute as much of value as I can. * I see myself as a top performing employee in a well-established organization, like this one. I plan on enhancing my skills and continuing my involvement in (related) professional associations. * Once I gain additional experience, I would like to move on from a technical position to management. * In the XYZ Corporation, what is a typical career path for someone with my skills and experiences?   第一个问题一般都是这个 Tell me about yourself/ How would you describe yourself? You walk into the interview room, shake hands with your interviewer and sit down with your best interviewing smile on. Guess what their first question is? "Tell me about yourself." Your interviewer is not looking for a 10-minute dissertation here. Instead, offer a razor sharp sentence or two that sets the stage for further discussion and sets you apart from your competitors.   Your Unique Selling Proposition (USP)说出你的卖点   Give them "your synopsis about you" answer, specifically your Unique Selling Proposition. Known as a personal branding or a value-added statement, the USP is a succinct, one-sentence description of who you are, your biggest strength and the major benefit that a company will derive from this strength. Here is an example of a Unique Selling Proposition: "I'm a seasoned Retail Manager strong in developing training programs and loss prevention techniques that have resulted in revenue savings of over $2.3Million for (employer's name) during the past 11 years."   What a difference you've made with this statement. Your interviewer is now sitting forward in her chair giving you her full attention. At this point, you might add the following sentence: "I'd like to discuss how I might be able to do something like that for you." The ball is now back in her court and you have the beginnings of a real discussion and not an interrogation process. “My background to date has been centered around preparing myself to become the very best financial consultant I can become. Let me tell you specifically how I've prepared myself. I am an undergraduate student in finance and accounting at _________ University. My past experiences has been in retail and higher education. Both aspects have prepared me well for this career.”   首先要明确他们想了解的是哪方面的内容Do they want to know about your career so far, about your hobbies or family life? If in doubt, ASK them to clarify what they wish you to talk about. Then give a short factual answer, ending with "is there anything else you'd like to know about me?"     * How would you describe yourself? 这个问题的答案应该是和他们的招聘广告上对于雇员的要求的基本一致,所以,看看你有哪些特质满足了他们的要求吧 Try to think about what the interviewers are looking for and keep this in mind as you answer interview questions. Remember the job advert? Were they looking for initiative, a good communicator, someone with good attention to detail? Describe yourself in these terms. Start with "I am.." and not with "I think..." or "I believe.." so that you sound self aware and confident. ----------------------------------------------------------- When you're interviewing for an internal position within your company, you may be asked what you will do if you don't get the job. The interviewer wants to know whether you are concerned about just the advancement opportunity or the company. 内部职位竞聘常会被问到如果你没有得到这份工作的话你将会怎么办的问题。   最佳答案 I am committed to this company and its advancement so, should I not be selected, I will work with and support whoever might get selected. However, I do feel that my experience in the department and with the team would make me the best candidate   How would your boss describe you?   If you get the job, your interviewer may be your future boss so you need to answer this question carefully. Describe yourself as any boss would want to see you. You might say:   "My boss would describe me as hard working, loyal, friendly and committed. He would say that I work well on my own initiative and deliver what he wants on time and to a high standard".   Again, don’t use the term “I think my boss would say..” as it gives an element of doubt. Be positive and certain with the interview answer you give.   * What motivates you? I am motivated by being around other positive people, we might question if working alone would suit them. I am motivated by targets.   * What do you look for in a job?   This is really a question about suitability, though we've included it here. Remember the advert? Focus on the advert criteria and you won't go far wrong. For example, if the advert called for someone to lead others, you might say:   "I like a job where I can lead and motivate others and enjoy seeing improvements in team performance".   If the advert called for a target-focused individual, you might say:   "I like having targets. They encourage me to stretch myself and beat them!"   * What is your personal mission statement or motto?   Not everyone has one, but because you might be asked, think what yours would be.   "Just do it!" "Right first time, every time". "Less talk, more action". "Treat others as you'd wish to be treated". "Fortune favours the brave". "Quality, quality, quality...".   Our advice: This is one of those times when we ask candidates to explain their answers to our interview questions. So, whatever you say, it's likely you'll be asked to give a reason or example so have one in mind. For most jobs, you want to sound positive and motivated, but possibly not ruthless or inconsiderate.   * What do you enjoy most about what you do now?   "I really enjoy the technical nature of the job and the speed at which I'm able to fix faults. I get a lot of satisfaction from getting people back to work as soon as possible".   If working as part of a team is mentioned as a requirement of the job, you might answer:   "I really enjoy being part of a team. I like it when the team pulls together to achieve something and everyone can take some credit".   * What do you enjoy least about your current role?   A good interview answer might go something like this:   "Actually, I enjoy everything about what I do. I suppose if I had to give something up, it would be..."   The 'something' depends on you, but it's best to mention something incidental to your job, like admin or paperwork. So you might say:   "I'm not sure (pause). I suppose if I had to pick something to give up it would be paperwork. I know it's important, and I do it well, but if someone else did if for me, that would be great!" * Why do you want to leave your current job/company?   If you're applying for a more senior job, you might answer: "I really enjoy what I do, but I'm ready for more responsibility and challenge which your job offers. Unfortunately, my current job/employer can't give me this."   If this isn't the reason, use yours instead, but always be positive in your answers to tough interview question     * What do you think of your current boss?   "My current boss is great. He sets the team challenging but realistic targets and motivates us to achieve them..."   "My current boss is very good. She deals with her team firmly but fairly and enjoys our respect because of this..."   If your current boss is not great, and you are prepared to answer more interview questions about this, say so, but do balance each criticism with a positive point. Remember the need to appear positive in your answers to interview questions. You might say:   "My current boss has strengths and weaknesses. He is very good at listening to people but sometimes, in my view, doesn't deal with underperformers firmly enough. This affects team morale sometimes..." * What will you miss about your present job?   People is the best interview answer here. Say anything else and you're suggesting the job you're applying for won't give you everything you had and more, and might even leave you wanting! As you think about answers to interview questions, always have in mind the need to create a positive impression.   "Well I'm confident that the job you're offering will give me everything I have now and more so I don't think I'll miss anything about the job itself. But I'll miss some of the people of course..." * What can you tell me about XYZ Company?     If you need to, start by saying "Is it ok if I refer to my notes?". When you get the nod, off you go.   A good interview answer should include short factual statements covering such things as the Company's history, its products, staff numbers, turnover and future business objectives. Something like this is fine:   "I believe the Company began in 1967, with just one outlet, but now has 25. From what I've read, you sell A, B and C products across Europe and the States and have a turnover in excess of $5 million. You employ 125 staff. I beleive you hope to enter the Asian market by 2010".   "I've done some research and can tell you more if you like".   You will likely hear "No, that's fine. Thank you."   Your interviewers will be impressed that you prepared and made notes and you're off to a good start.   * What do you think XYZ Company can offer you?   There are two bits to this interview question, the role and the Company. Mention both. You might say:   "I'm told the Company has a firm commitment to individual training and development. This is great news for me because I'm keen to learn and advance in the Company. The role itself appears challenging and rewarding which I'll find very motivating". * If you're successful, what do you think you'll be doing day-to-day?   You might start by saying "I understand that I'll be...". Then you could talk about the main role, any other activities and any targets you expect to be given.   What are your strengths/weaknesses?   IMPORTANT -- this common job interview question can be asked in many different ways, such as "What qualities do you admire in others that you would like to develop in yourself?"   Strengths should be easy enough to think about (keep the position in mind).   Talking about weaknesses can be harder but good interview answers are still possible. Many people choose to mention something which they've recognized as being a weakness but have overcome.   "I'd like to be more organized, like one of my colleagues. She doesn't have to try. But because I don't find it as easy as her, I use to-do lists and a diary to help me successfully manage my work".   On a final note, it's much safer to highlight your lack of experience or knowledge as a weakness than a fault in your personality. Employers can always give you experience but few want to help you overcome shortcomings in your personality! So avoid telling interviewers that you "get bored" or "too involved" or "frustrated"!   Why did you think you are suited to this job?   What they are really asking is "You know what we are looking for so can you tell us what you have done or what you have, that is relevant."   Why should we give the job to you above other applicants?   This is often our closing question. We want to know, in a nutshell, why you are the best candidate for the job. This is a chance to list your best attributes as they relate to the vacancy. Don't be cocky, but don't be shy.\     * How well do you work under pressure?   “I know that all jobs involve some sort of pressure at some time.  I can work as well under pressure as I do at any other time but when I am busy, I prioritize activities so that my workload is manageable.”   If the interviewers focus on other pressure, such as pressure to meet targets, dealing with difficult customers etc, give an appropriate reply, mentioning past situations where you have coped under such pressure.   * What sort of people do you find it difficult to work with?   “I am an easy going person who seems to get on with everyone. If I have to pick a type of person that bothers me, it's the one who doesn't pull their weight or isn't worried about the standard of their work because it reflects badly on the rest of the team.”   * Sell me this pen!   In interviews for sales job, you may hear this, believe us! In fact, one of us had a non-sales interview and was asked this, unexpectedly. The object you are asked to sell could in fact be anything. Some interviewers like to see whether you focus on the benefits of the object or its features. The features of the pen might be that it's blue, with a roller ball and plastic coating. The benefits might be that it's reliable, easy to hold and leak proof.     * What key skills do you think you need to be successful in this role?   You got this far because your job application form or resume or CV matched the interviewers' criteria as specified in the job advert. Just expand on this in your job interview answers. List the skills you think are required, giving a little explanation as to why each is needed.   You might then be asked to give examples where you've used one or more of these skills. These are behavioural interview questions.     * Where do you see yourself in five years time?   This can be a difficult job interview question to answer, especially if you've not thought beyond getting this job!  When you answer, you want to sound ambitious enough to be motivated to do a good job, but not too ambitious in case your interviewers think you're only using this job as a stepping stone to something better.   I can be successful in this job and taken on additional responsibilities and be considered suitable for promotion.   * How does this job fit into your career plans?   This is a similar job interview question to the one above really, except that it looks beyond five years. Be realistic. You might say something like this if you're going for a middle-management position:   "My ambition is to lead a department and be involved in strategic decision-making at a senior level. I expect the role I'm applying for to give me more experience of leading and some introduction to strategy so that I'm ready for a senior role in a few years time".   * Where did you think you'd be at this stage in your life?   Avoid saying further than you are now! It's better to show you've met or exceeded your ambitions than fallen short of them. Tell the interviewers that you are happy with your life and career, but are looking for more challenge as you like to stretch yourself to achieve more.   * If you could start again, what career decisions would you make differently?   You're on sticky ground if you start trying to think of hypothetical career changes that might have served you better in the past. Your answers to interview questions will suggest you're not happy with the way things are and no-one wants to hire an unhappy person.   “I wouldn't change anything. I am happy with my career as it is now but want fresh challenges.” "I'm not the kind of person who looks back with regrets. I prefer to invest my energy looking forward".   * How would you approach a typical project?   If you're applying for a project based job, such as a project manager, you will be asked this job interview question. Don't give a long winded answer, but try to demonstrate that you would take into account the main components of effective project planning such as:   - Planning the schedule backwards from completion - Working out what you need to get the job done effectively and on time - Budgeting -- costs, time and resources - Allowing a contingency   * How would you get the best from people?   If you are applying for any management role, it is highly likely you'll be asked this job interview question. The kind of skills that we'd be looking for in a good applicant are:   - Good communication - Teamwork skills - Recognizing what each person can bring - Setting a good example - Praising good performances * Give us an example of how you have resolved conflict. As this is a behavioural interview question, you need to find an example of conflict that you have resolved. The sort of skills you need to demonstrate in your interview answer are:   - Fairness - Discussing problems with individuals in private - Making sure you get to the root of the problem - Finding a solution that everyone will accept   * What did you look for when you hired people in the past?   This is a general question. Don't think about specific skills of the job you are applying for. Think generally about the key attributes everyone looks for in a good applicant. Among others, these include:   - Aptitude - Skills - Initiative - Flexibility - Commitment   Do you work best by yourself or as part of a team?   Most jobs require both, to varying degrees.   As with all answers to job interview questions, think about the position you are applying for. Are the interviewers looking for a team worker? Did they mention this in the advert or is it implicit in the job description?  If a team player is required, tell the interviewers that you work well in a team. Give an example if you can. You might say:   "I prefer to work in teams. I find that better decisions are reached when people work together and share ideas. Of course I'm happy to work alone when required too."   If the job is mostly done alone, you might say:   "I work very well by myself because I'm self motivated, organized and conscientious. I'm comfortable working in teams though and recognize that this is better in some situations".   * What kind of personality do you work best with and why?   You will deal with many personalities in any job. If the interviewers know the people you'll be working with, they might have a personality in mind! It's hard for you to know this however so stick to a safe answer. You might say:   "I find I work well with almost everyone but who I work best with might depend on the activity. If it's a project, I prefer to work with someone who's practical and organized because this is important. If it's leading a discussion, working with someone who's a good facilitator helps."   * How would you go about establishing your credibility quickly within the team?   Gaining credibility quickly is important. Make sure you listen, learn, question, understand. You might say: "That's a good question and I realize it's important to gain credibility quickly. I believe the best way is to show your colleagues that you respect their experience and want to learn from them as well as about them. You need to listen, ask the right questions and make sure you understand. If they can see you'll fit in early on, it helps".   * Tell me about a time where you had to deal with conflict on the job.   This is a behavioural interview question.  If you can't think of an example, it's ok to say so. If that's the case, either say how you would deal with it, or use an example where someone you know dealt with conflict well.   Most interviewers would look for: o Getting both sides of the argument o Suggesting and agreeing compromise o Showing tactfulness o Showing empathy   * What irritates you about other people, and how do you deal with it?   Personal conflict is inevitable in the workplace  Try not to say that A or B irritates you. Instead, talk about the characteristics which you find hard, not the people. You might say:   "I find I get on with most people so it's not normally a problem. It's rather disappointing when people don't pull their weight I suppose and this has happened. In that instance I spoke to the person in private, explained that they were letting the team down and asked them to make more of an effort. They did."   "Can you give me some idea of the salary you're expecting?" is one of those job interview questions that can really get you tongue-tied. What do you say? Usually, moments later, you realize you've accepted a salary far lower than you wanted. Although you were prepared to negotiate your salary, you panicked at the last minute and lost your nerve. As you leave the interview room, your excitement at getting the job is tainted. You can't help feeling undervalued, even a little duped. Ask for too much and you risk looking unrealistic, over confident, maybe even greedy. Ask for too little and you risk undervaluing yourself and your contribution, and ultimately being underpaid. For many of us, salary is one of the most important factors in taking a job, but it's often the hardest to deal with.   Nerves got the better of her and worried about sounding greedy, she suggested a lower amount. When she was offered the job, there was the salary she suggested, right at the start of the offer letter. She wasn't surprised but she was disappointed. So how can you avoid this happening to you?   * Research is essential when it comes to suggesting a reasonable salary. Take time to look though job advertisements for similar positions. Research the WWW or post a question in a forum or on Yahoo! Answers Research the Company too. A large Company, if asked, will probably have more scope to offer you a better benefits package than a smaller one   * Don't initiate salary discussions or say anything about pay during your job interview unless asked * If you're asked for a figure, suggest a range rather than an actual figure. This gives room to negotiate if a firm job offer is made during the job interview * If you're offered the job and reach agreement on a salary, make sure the written job offer states this amount clearly * And when it comes to the actual salary negotiation here are 6 essential salary * The most important thing to remember when discussing your salary is that it is a negotiation. Like any form of bartering, the first figure you mention in the job interview probably won't be the figure you agree on. But it's a place to start. * Be confident about what you're worth. Recognise that you're bringing something unique to the Company, and that you're worth the wage you're requesting. Even if you've only just finished school or college, you still have something unique to offer and it's important to bear that in mind as you think about salary negotiation. * Remember also that it's not easy finding the right person for a job. If you've impressed the interviewers enough to employ you, you have the upper hand and paying a little more to keep you isn't too big a deal. So ask for a slightly higher salary than you expect. * If the job advertisement mentions a salary range, employers will be prepared to pay more for the right candidate. If you're a little uncomfortable asking for the top figure, choose one just above the mid-range. This gives the impression that you are worth a good wage and is a great place to start. Assuming an advertised salary range of $30,000 to $42,000, you might say this: "I'm expecting a salary in the region of $38,000, based on my knowledge and experience". * Remember that salary is not everything. If the salary is less than you hoped and the Company won't or can't go any higher, ask about other benefits which are important to you like training courses, financial help with further study and so on.     What specific goals, including those related to your occupation, have you established for your life?   I want to be working for an excellent company like yours in a job in which I am managing information. I plan to contribute my leadership, interpersonal, and technical skills. My long-range career goal is to be the best information systems technician I can for the company I work for.   3. How has your college experience prepared you for a business career?   I have prepared myself to transition into the work force through real-world experience involving travel abroad, internship, and entrepreneurial opportunities. While interning with a private organization in Ecuador, I developed a 15-page marketing plan composed in Spanish that recommended more effective ways the company could promote its services. I also traveled abroad on two other occasions in which I researched the indigenous culture of the Mayan Indians in Todos Santos, Guatemala, and participate din a total language immersion program in Costa Rica. As you can see from my academic, extracurricular, and experiential background, I have unconditionally committed myself to success as a marketing professional. 4. Please describe the ideal job for you following graduation.   My ideal job is one that incorporates both my education and practical work skills to be the best I can be. Namely combining my education in finance with my working knowledge of customer service operations, entrepreneurial abilities, computer skills, and administrative skills. I want to utilize my analytical expertise to help people meet their financial goals. This is exactly why I am convinced that I would be a very valuable member of the Merrill Lynch team.   What influenced you to choose this career?   My past experiences have shown me that I enjoy facing and overcoming the challenge of making a sale. Without a doubt, once I have practiced my presentation and prepared myself for objections, I feel very confident approaching people I don't know and convincing them that they need my product. Lastly, I like sales because my potential for success is limited only by how much of myself I dedicate toward my goal. If any profession is founded on self-determinism, it surely must be sales.   At what point did you choose this career?   I knew that I wanted to pursue information systems technology about my sophomore year in college. It was then that I realized that my hobby (computers) was taking up most of my time. My favorite courses were IT courses. I also realized that I was doing computer-oriented work-study that I enjoyed so much I would have done it for free.   What specific goals have you established for your career? My goals include becoming a Certified Financial Advisor so I can obtain a better working knowledge of financial research analysis, which would allow me contribute to my client base as a better financial consultant since I would have that extra insight into the companies they are seeking to invest in. Also this is the foundation block to advancing my career to portfolio manager or even branch office manager.   What will it take to attain your goals, and what steps have you taken toward attaining them? I've already done some research on other workers at Merrill Lynch to see how they achieved similar goals. I know that Merrill Lynch encourages the pursuit and will reimburse for tuition of a graduate degree. I plan on pursuing a MBA to give me an even more extensive knowledge of business and financial analysis.   How did you handle a challenge?   * During a difficult financial period, I was able to satisfactorily negotiate repayment schedules with multiple vendors. * When the software development of our new product stalled, I coordinated the team which managed to get the schedule back on track. We were able to successfully troubleshoot the issues and solve the problems, within a very short period of time. * A long-term client was about to take their business to a competitor. I met with the customer and was able to change how we handled the account on a day-to-day basis, in order to keep the business   When you're asked what your greatest weakness is, try to turn a negative into a positive. For example, a sense of urgency to get projects completed or wanting to triple-check every item in a spreadsheet can be turned into a strength i.e. you are a candidate who will make sure that the project is done on time and your work will be close to perfect. Weakness * When I'm working on a project, I don't want just to meet deadlines. Rather, I prefer to complete the project well ahead of schedule. * Being organized wasn't my strongest point, but I implemented a time management system that really helped my organization skills. * I like to make sure that my work is perfect, so I tend to perhaps spend a little too much time checking it. However, I've come to a good balance by setting up a system to ensure everything is done correctly the first time. * I used to wait until the last minute to set appointments for the coming week, but I realized that scheduling in advance makes much more sense.   Strength * When I'm working on a project, I don't want just to meet deadlines. Rather, I prefer to complete the project well ahead of schedule. * I have exceeded my sales goals every quarter and I've earned a bonus each year since I started with my current employer. * My time management skills are excellent and I'm organized, efficient, and take pride in excelling at my work. * I pride myself on my customer service skills and my ability to resolve what could be difficult situations.   How well can you work in stressful situations? * Stress is very important to me. With stress, I do the best possible job. The appropriate way to deal with stress is to make sure I have the correct balance between good stress and bad stress. I need good stress to stay motivated and productive. * I react to situations, rather than to stress. That way, the situation is handled and doesn't become stressful. * I actually work better under pressure and I've found that I enjoy working in a challenging environment. * From a personal perspective, I manage stress by visiting the gym every evening. It's a great stress reducer. * Prioritizing my responsibilities so I have a clear idea of what needs to be done when, has helped me effectively manage pressure on the job. * If the people I am managing are contributing to my stress level, I discuss options for better handling difficult situations with them.   What’s motivates you? * I was responsible for several projects where I directed development teams and implemented repeatable processes. The teams achieved 100% on-time delivery of software products. I was motivated both by the challenge of finishing the projects ahead of schedule and by managing the teams that achieved our goals. * I've always been motivated by the desire to do a good job at whatever position I'm in. I want to excel and to be successful in my job, both for my own personal satisfaction and for my employer. * I have always wanted to ensure that my company's clients get the best customer service I can provide. I've always felt that it's important, both to me personally, and for the company and the clients, to provide a positive customer experience. * I have spent my career in sales, typically in commission-based positions, and compensation has always been a strong factor in motivating me to be the top salesperson at my prior employers.   Salary Negotiations   If you're asked what your salary requirements are, say that they are open based upon the position and the overall compensation package. Or tell the employer you'd like to know more about the responsibilities and the challenges of the job prior to discussing salary. Another option is to give the employer a salary range based upon the salary research you've done up front. Once you've received the offer you don't need to accept (or reject) it right away. A simple "I need to think it over" can get you an increase in the original offer.   And if you're ambivalent about the position a "no" can bring you a better offer too. I turned down a position I knew I didn't want, regardless of salary, and received three follow-up phone calls upping the compensation package.   Negotiating a Raise   Be aware of company policy regarding compensation. Be flexible. Would you consider an extra couple of weeks vacation instead of a raise? I know someone who's regularly taken time-off instead of money and now has six vacation weeks a year... Then, ask your supervisor for a meeting to discuss salary. Present your request, supported by documentation, calmly and rationally. Don't ask for an immediate answer. Your boss is mostly likely going to have to discuss it with Human Resources and/or other company managers. Despite your best efforts, there may simply not be enough money in the budget to increase your salary or compensation package offer. The company may also not want to create inequities by paying one person more than others in a similar position. In that case, you can at least know you tried. Plus, if this is a job you really think that you're going to love, consider whether the company culture, the benefits, and the job itself are worth it - regardless of the salary.           What Are You Passionate About?   * One of my greatest passions is helping others. When I was younger, I've enjoyed helping mom with household repairs. As I grew older, that habit grew and I desired to help others as well. I like helping people find solutions that meet their specific needs. * I'm passionate about painting. I take an evening art class once a week and try to find time each weekend to paint. Painting is a good way for me to relax and even though I don't have much talent, I do it enjoy it. * I lost my father to pancreatic cancer and ever since then, I have spent time volunteering to help raise awareness and funding for cancer research. I volunteer for PanCan, the advocacy group, and I'm part of their volunteer network. One of the things I'm passionate is to assist in finding a cure, however I can. * I'm passionate about making a difference. When I'm involved with a project at work I want to do my best to achieve success. I feel the same way about what I do in my personal life. * I'm an avid skier and I like to spend weekends and vacations on the ski slopes.   "What Do People Most Often Criticize About You?   There's no on-going criticism. I'm open to personal and professional growth and welcome the opportunity to improve.   I have a teenage daughter - few things I do are okay on her radar screen.   Why do you want this job?   * This is not only a fine opportunity, but this company is a place where my qualifications can make a difference. As a finance executive well versed in the new stock options law, I see this position as made to order. It contains the challenge to keep me on my toes. That's the kind of job I like to anticipate every morning. * I want this job because it seems tailored to my competencies, which include sales and marketing. As I said earlier, in a previous position I created an annual growth rate of 22 percent in a flat industry. Additionally, the team I would work with looks terrific. * I well understand that this is a company on the way up. Your Web site says the launch of several new products is imminent. I want be a part of this business as it grows. * Having worked through a college business major building decks and porches for neighbors, this entry-level job for the area's most respected home builder has my name on it. * As a dedicated technician, I like doing essential research. Being part of a breakthrough team is an experience I'd love to repeat. * This job is a good fit for what I've been interested in throughout my career. It offers a nice mix of short- and long-term activities. My short-term achievements keep me cranked up and the long-term accomplishments make me feel like a billion bucks.   * I want this job selling theater tickets because I'd be good at it. I'm good at speaking to people and handling cash. I would like a job with regular hours and I'm always on time. * Although some companies are replacing Americans with imported low-wage workers, you are standing tall. This company's successful strategies, good reputation and values make it heads and shoulders above its competition. * I'd fit right in as a counter clerk in your fine drycleaners. I have observed that the counter clerk position requires competence at handling several activities in quick order -- customer service, payments, bagging and phones. I like multitasking and, as a homemaker, I have a lot of practice in keeping all the balls in the air. * The work I find most stimulating allows me to use both my creative and research skills. The buzz on this company is that it rewards people who deliver solutions to substantial problems。

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2010-10-18

Tips on KPMG Application Form

Tips on KPMG Application Form The questions that you are being asked in the application form are: Q. Please give a brief summary of your current recreational and leisure activities, including sports and hobbies. Tips: Use this space to sell your non-academic achievements. Mention the recreational activities (can be singing, dancing, rock climbing, hiking, swimming, ball games etc;) which have developed your personality, widened your outlook or enriched your life experience and knowledge. Show the recruiter that you are a well-rounded, passionate, dedicated, dynamic and energetic person. Q. What clubs and societies are you a member of and in what capacity? Tips: List the positions held and names of clubs and societies to which you belong. Q. What factors have influenced your career choice ? Tips: Why do you want to be an Accountant/Tax Consultant? Is it because you have heard something good about it from your friends, relatives or professors? Or have you tasted this job and found it to be relevant to your interest, skills and ability? Whatever the reason is, show that you have made an informed choice after making an effort to find out some information about the profession. Q. Outline your career ambitions and objectives. Tips: Career Ambitions This is your vision and desire to be able to achieve something ultimately e.g. to be a well-known tax consultant in x years, to start your own business...etc It can be a dream that goes beyond your anticipated capacity for the time being. Career Objectives Career objectives should be more realistic which can be attained in the near future. This can be either occupational competency or responsibility, i.e. what you would like to be able to do in near future, or what responsibility would you like to have. Your career ambitions and objectives should be consistent and inter-related. Q. Describe your greatest success or a situation where you exceeded your own expectation Tips:The recruiter wants to know what you value, what makes you proud, and what you are capable of accomplishing. Describe the difference between the anticipated and actual outcome.

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2010-10-18

power words in your application - 高盛HR提供

Below is a list of "power word" provided by Goldman's recruiters.
   
ambition appreciate approval aspire attain
capable courage definite desirable effective
enhance enthusiasm excellence genuine helpful
humour imagination improvement intergrity initiative
intelligence judgement notable opportunity perseverance
pratical prestige progress prominent resilient
salient responsible success superior thorough
extensive and diverse experience in ..... expertise and demonstrated skills in ..... knowledge of/ experience in worked closely with constant interaction with promoted to succeeded in proven track record in in charge of familiar with assigned to established formulated initiated implemented managed instrumental to ..... This are word's list that the recruiter admits has more impact that other words. Use it to your benefit.

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2010-09-23

2011 Leading Consulting Firms 世界知名咨询公司实习和工作申请指导 (一) McKinsey and BCG

中青发展(www.cufortune.org) The Boston Consulting Group (BCG) 波斯顿咨询公司 http://www.bcg.com.cn/cn/careers/default.html 如何准备面试 “将你的面试官视为一位深思熟虑的合伙人,他将帮助你找到最有效的方法解决你手边的问题”。 你 能看出这句话的重点吗?什么是深思熟虑?很多case interview其实就是通过你对问题的假设,对问题内部细节之间的联系,对实际环境的变化预测,对各方面的利弊审视来看出你是否够什么深思熟虑。什么 是最有效的方法?最有效的方法并不是最完美的,因为最完美的可能是最浪费的或者是不符合实际的。validity的意思首先就是要符合实际情况。 中青发展(www.cufortune.org) The first thing we have to ask is: "validity of what?" When we think about validity in research, most of us think about research components. We might say that a measure is a valid one, or that a valid sample was drawn, or that the design had strong validity. But all of those statements are technically incorrect. Measures, samples and designs don't 'have' validity -- only propositions can be said to be valid. Technically, we should say that a measure leads to valid conclusions or that a sample enables valid inferences, and so on. It is a proposition, inference or conclusion that can 'have' validity (http://www.socialresearchmethods.net/kb/introval.php) BCG咨询顾问的“理想背景”是什么? 在 BCG,理想的背景不止一个,而是有许多个。这一点在我们的日常工作中得到了一次又一次的验证。我们在管理咨询领域需要解决很多问题,这些问题 的复杂程度不仅为我们提供了丰富多样的从业经历,更需要我们具备极为多样化的学术背景、工作经验、观点视角、思维方式以及专业知识。在BCG,物理学家、 历史学家、化学家以及律师等都能成为成功的业务领导者。在这里,学历不是最重要的。优异的学术业绩固然重要,但要在咨询业站稳脚跟并取得成功,你还需要具 备更多特质。要在BCG获得事业上的成功,你需要具备开放式的思维头脑、善于学习团队成员的长处、热衷于不断探索新课题以及喜欢寻找问题的解决方法。物理 学家、历史学家、化学家以及律师等同样拥有合适的背景,就像商业专业人士一样。 中青发展(www.cufortune.org) 面试流程 我 们采用对话式的面试流程,旨在近距离地了解你本人和你的分析能力,同时让你也有机会接触我们的人员并了解我们的工作。在互动过程中,我们会评估你的倾听 能力,有效沟通的能力,表达自我观点的技巧、活力以及说服力。我们寻找具有较强求知欲和创新思维能力的人才。有时候我们只是想知道,如果在某个客户项目上 与你共事,在路上同行一周会怎样?面试官看重的是幽默感以及你在谈吐间闪现的个性“火花”。 案例分析分为两轮。首轮面试包括两个相互独立的面试,第二轮由另外两次案例研究组成。通常情况下,我们会将面试分为三个部分:个人背景、案例分析和解答申请者关于BCG的问题。 你的个人背景。我 们希望在面试过程中能对你有进一步的了解,看你是否适合BCG。例如,我们可能要求你介绍,在以往的某个团队环境中,你通 过何种方式在团队中发挥作用。我们也可能请你谈谈,你曾经怎样克服障碍,说服其他人接受一个他们原本极力反对的决策。面试官也可能只想了解一下你为什么会 选择到BCG工作。 案例研究。我们会通过一个案例研究,让你有机会展示和证明解决问题的技能。因为这些案例基本上是基于面试官自己亲身经历过的客户项目。而借此机会,你也能够对BCG的战略咨询工作有独特而深入的了解。 案例研究通常是给出一个商业问题,需要你和面试官共同解决。解决这样的问题,通常不需要非常丰富的行业和流程专业知识。我们给出的案例通常也没有正确与错误的答案。相对最终的解决方案而言,我们更看重你在分析过程中提出的问题和你的思考过程。 我们希望你会发现探讨案例的过程能够激发你的求知欲。亲身体验我们的项目工作,这是让你真切了解BCG工作的最好机会。 问答环节。在面试中,你将有机会提出在BCG工作的相关问题,或是了解一下面试官自己的工作经历。你将有机会了解我们的人员和我们的文化。建议你在面试前准备一些对你而言比较重要的问题,我们会尽力为你解答。 为案例分析环节做准备 在为案例分析环节做准备时,你可以到www.bcg.com/careers查阅一些实践案例。这些项目实例将帮助你大致了解面试中的案例分析环节。你也可以使用我们的网上互动案例进行练习。面试当天,请务必放轻松,做好你自己就行. 案例教学 我们推荐你自己或和朋友一起尝试一下这些案例。随后,请阅读我们所建议的了解关键问题的方法。请记住这些案例是示例性质的,一般的应试者不会在规定时间内解答所有这些问题。仅记住这里没有唯一的正确答案,但是会有多种解决问题的有效方法。 在医疗软件行业找到收入增长机遇 一家大型国际公司扩张到医疗保健软件行业之后寻求BCG帮助其识别新的销售机遇。更多内容 为一家麦片生产商制定分销战略 当折扣连锁店成为最大的客户时,一家包装食品生产商希望制定一个计划应对正在变化的市场情况。更多内容 在喷气战斗机制造行业增加利润 一位国防项目承包商需要削减成本,从而赢得合同为英国皇家空军制造喷气机。更多内容 为一家折扣零售商制定竞争战略 当主要竞争对手被收购之后,一家大型折扣零售商希望找出其业务将受到何种影响以及下一步行动。更多内容 互动案例 欢迎来到这个环节!互动案例的目的在于说明我们思考客户交给我们的挑战的整个过程。虽然这不是真正的客户项目,但已经非常接近BCG开展战略咨询的方法。 在案例面试中,我们会要求你为客户提供建议,主要通过分析相关事实和展示你在形成合理结论方面的能力。 尽管案例没有唯一的正确答案,但真正经得起推敲的合理结论也为数不多。互动环节结束后,面试官会给你一些反馈意见,告诉你他/她期望听到的想法和思路。你大约有近1个小时的时间来完成整个案例分析。 例如,我们把你分配到一个Trevor's Toys公司的产品提供战略项目上。客户要求你所在的项目组尽快提供建议:你们只有12周的时间(约合60个工作日)来完成整个项目。你必须合理安排时间才能使这个项目为Trevor's Toys带来最大限度的价值。 The Interactive Case is designed to illustrate how we think our way through the challenges our clients present to us. Although this is not a real client assignment, it closely approximates how BCG approaches strategy consulting. As in a case interview, you will be asked to develop a recommendation for the client by analyzing the relevant facts and demonstrating your ability to formulate a supportable conclusion. Although there is no single correct answer, there are a limited number of sound, defensible conclusions. At the end of exercise, you'll receive feedback that illustrates the kind of thinking BCG interviewers will be looking for. It should take a little less than an hour to work your way through the assignment. You have been assigned to work on a product-offering strategy case for Trevor's Toys, Inc. Your team has been asked to deliver a recommendation quickly: you have only 12 weeks (or 60 working days) to complete the project. You must use your time wisely if you're to deliver maximum value for Trevor's Toys. http://www.bcg.com/join_bcg/interview_prep/interactive_case/default.aspx 面试技巧 http://www.bcg.com.cn/cn/careers/interview_prep/tips.html 中青发展(www.cufortune.org) 尽管解决项目问题并无定式可循,但我们还是发现了一些有助于你获得成功的建议。 案例分析环节的注意事项 建议你
  1. 认真倾听面试官的话,然后提问题 首先,面试官会大致介绍一下问题的内容。这时,你应该从容倾听,先理顺思路,然后提出一些有助于你澄清事实的问题;通过对话,把你的思路传达给你的面试官。此外,面试官还会给你一些线索,并在整个过程中适时给予帮助。所以别担心,你完全可以边听边做些笔记。
  2. 理清问题结构,制定框架来解决这个问题 花一点时间来考虑这个案例,获得一些观点。将所有信息汇聚到一起,组织成一个结构和框架,这将帮助你明确每个步骤,帮助你看清楚在得出结论前你需要进行哪些分析。
  3. 三思而后“言” 花一点时间组织你的想法;不要跳过中间过程,过快地直达结论。
  4. 侧重于影响力大的问题 集中精力解决“有切实影响力”的问题,为你的“客户”创造价值,但一定记住要为你的选择提供明确具体的理由。
  5. 建立假设,探寻有创造性的解决方案 确定关键问题,建议解决办法。面试官想要听到的也是BCG客户在我们的合作中希望得到的——是可以改变游戏规则并建立可持续竞争优势的创新方法。
  6. 展示你的商业判断力 由于面试时可以使用的信息比较有限,面试官会要求你在探讨问题的过程中提供你的意见、假设和结论,从而测试你的判断能力。
  7. 作出迅速准确的结论 有时,面试官会要求你做一些简单的计算。这么做并不是要测试你的算术技巧,而是要了解你能否借助各种数字,快速形成观点并引导决策的形成。你应该保证计算的准确度并与你的所有发现协调一致。
  8. 汇总想法,从分析中得出结论 面试结束时,你应该对你制定的关键假设和方案进行概括,然后总结你为客户问题提供的解决方案。
请不要
  • 没有理解问题之前,不要仓促分析 讨论过程中,面试官会与你一起组织思路,指引你走向解决方案。不要害怕通过提问来验证你对问题的理解。
  • 如果答案不是显而易见的,千万不要慌神 我们的面试问题没有绝对正确或错误的答案。你不必掌握非常全面的商业知识。面试的主要目的是让我们了解你解决商业问题的方法,所以请记住你要做的就是与面试官讨论你的思路。
  • 不要不惜一切代价为自己的方案辩解 如果面试官对你的方案提出质疑,不要一味辩解。你要认识到,其实面试官在提出质疑的同时,也为你指出了某些你没有考虑到的相关领域,当然这也可能是面试官在第二次考验你的思路。
  • 不要把你的思考过程藏在心里 面试应该是一个你与面试官的对话过程,因此你一定要注意把自己的逻辑思路和基本假设呈现给面试官。
  • 不要一味采用既有的思维框架 你在学校里学到的标准框架可能看上去挺适合眼前这个案例,但却经不起进一步的推敲和考虑。
  • 不要在外传播我们的案例内容,不要使用“小道消息” 眼前这个案例可能听起来很熟悉:很多参加过我们面试的人可能会谈及他们在BCG经历过的案例。但是请记住,我们总是
  • 尽可能在面试中使用全新案例,所以在你没有听完所有具体信息之前,千万不要匆忙下结论,那样做可能会让你吃大亏。
最后一个建议:放轻松,做自己;试着在案例讨论的过程中寻找乐趣。如果面试时的案例讨论让你觉得兴奋且有趣,那么你或许就很适合成为BCG咨询大家庭的一员。 中青发展(www.cufortune.org) 如果我只有法律和工程等学位,或者我只是一个哲学博士,没有商业学历,那我是否注定“无缘”BCG呢?我怎样才能掌握必要的基本知识呢? BCG会为你提供足够的培训指导、协助和建议。我们的许多新同事都具有非传统的商业背景。BCG在招聘时比较看重求知欲、发展意愿、对团队合作的认同感以及其它一些较为传统的标准,如工作经历、领导能力、获得的奖学金或其它荣誉。 BCG与其他咨询公司有何不同? BCG 为客户提供咨询服务的基础是度身定制的深入见解和开诚布公的协作精神,而不是成套的模板或程式化的建议。我们深信,正确的项目方法是与客户 合作,而不是设法说服他们。经验告诉我们,只有真正意义上的团队合作才能让项目产生持久的效果。咨询项目将向你提出许多挑战,要求你为客户寻找优势领域, 要求你与他们并肩合作实现这些优势。这就意味着,BCG的工作是致力于帮助客户改变游戏规则,而不仅是满足于玩得更好。正因如此,我们的客户总能在行业竞 争中脱颖而出,我们的员工总能在成长中收获丰硕的成就——BCG大家庭就曾经诞生出格莱美最佳歌手和百事公司首席执行官。 BCG 始终深信,员工是我们最重要的资产。加入BCG,你将学到的不仅是分析技巧,还有许多重要的“软性”技能:与客户进行谈判、为客 户作报告、为客户提供指导、为项目组中的新人提供指导和建议。BCG非常重视为咨询顾问营造一个完善的有利于他们发展和成长的环境。此外,考虑到个体间可 能存在的细微差别,我们还准备了多种途径,推动咨询顾问的发展和成长。 BCG咨询顾问的“理想背景”是什么? 在 BCG,理想的背景不止一个,而是有许多个。这一点在我们的日常工作中得到了一次又一次的验证。我们在管理咨询领域需要解决很多问题,这些问题 的复杂程度不仅为我们提供了丰富多样的从业经历,更需要我们具备极为多样化的学术背景、工作经验、观点视角、思维方式以及专业知识。在BCG,物理学家、 历史学家、化学家以及律师等都能成为成功的业务领导者。在这里,学历不是最重要的。优异的学术业绩固然重要,但要在咨询业站稳脚跟并取得成功,你还需要具 备更多特质。要在BCG获得事业上的成功,你需要具备开放式的思维头脑、善于学习团队成员的长处、热衷于不断探索新课题以及喜欢寻找问题的解决方法。物理 学家、历史学家、化学家以及律师等同样拥有合适的背景,就像商业专业人士一样。 中青发展(www.cufortune.org) 如果我只有法律和工程等学位,或者我只是一个哲学博士,没有商业学历,那我是否注定“无缘”BCG呢?我怎样才能掌握必要的基本知识呢? BCG会为你提供足够的培训指导、协助和建议。我们的许多新同事都具有非传统的商业背景。BCG在招聘时比较看重求知欲、发展意愿、对团队合作的认同感以及其它一些较为传统的标准,如工作经历、领导能力、获得的奖学金或其它荣誉。 BCG 不断为员工提供培训。作为新员工,你首先将接受入门培训,然后在BCG工作的不同阶段继续学习各种具针对性的培训课程。BCG还专 门建立了BCG知识管理库(KM),让全体员工有机会分享我们的集体智慧结晶。知识库的内容包括BCG人员、项目主题、项目经验、项目专长以及更多其它方 面的信息。BCG的每个咨询顾问都可以使用这个知识库,当然所有客户名称和其它保密信息都已经过保密处理。但最终,大多数同事都会告诉你,BCG最好的学 校其实就是日常工作。与你的团队和客户一起工作,你将体验到难以置信的学习曲线并获得巨大的收获。当然在你奋力前行的道路上,BCG决不会让你“孤军奋 战”:身边的同事会支持你、项目组负责人会指导你、职业发展顾问会为你提供有用的建议,从而帮助你克服我们所有人都曾遇到的障碍和挑战。 在BCG,我有多少机会参与国际项目?我有机会到其它国家工作吗? 简单的回答:绝对有。从新员工进入BCG的第一天起,我们就鼓励他们走出国门,体验本国以外的生活和工作经历, 接触不同的文化。尽管受到特定客户和语言要求的限制,你无法完全随心所欲地选择工作的地点和项目的内容,但你仍然会发现许多机会。BCG为不同资历的咨询 顾问准备了许多工作计划,让他们有机会到国外的BCG办公室工作一段时间。BCG在全球超过35个国家设有超过65家办公室,为我们的咨询顾问提供了充足 的选择余地! 大多数BCG咨询顾问都曾在工作期间到多个不同的BCG办公室工作。即使是那些选择留在本国办公室的咨询顾问,他们也经常因为项目和客户的需要,到国外出差。因为随着全球化经济的深入展开,跨越国界为客户提供服务已经成为了BCG人员工作不可或缺的一部分。 我会在何时以何种方式接受评估? BCG非常重视对员工的评估。专业发展最重要的组成部分之一就是从以往的经历中吸取教训和经验。我们会在日常的项目工作中不断为彼此提供反馈,也会在每个项目结束时为每个人提供较为正式的反馈信息。BCG会从对员工发展至关重要的诸多方面评估每位咨询顾问:分析能力、演讲风格、概念化能力、交际技巧、主动性、组织能力、沟通技巧、团队工作技巧以及综合素质。 BCG暑期实习计划是怎样的? 暑期实习计划将为你提供了解BCG的机会,同时也让BCG了解你。该计划为期10至16周,聘用的学生将担任咨询助理或咨询顾问的职位。请在线申请或密切关注当地办公室暑期实习计划的招聘原则。 中青发展(www.cufortune.org) 我如何提交简历? 最切实可行的办法是通过在线申请提交简历。如果你是在校生,请通过校园招聘渠道提交你的申请。 招聘流程是怎样的? 我们的招聘标准在全球范围内保持一致,但在不同办公室、不同职位上招聘流程有些不同。但是有一点是不变的:每位应聘者都将通过BCG咨询顾问的几轮面试。 面试通常分为三个主要部分:第一部分主要侧重于应聘者的简历和动机;第二部分主要是讨论案例,这将让你真正体会到我们的实际工作;最后是问答环节。 BCG的工作内容?BCG是不是只侧重战略项目?日常工作量通常是多少? BCG的传统,也是BCG今天工作的核心,是为客户设定战略方向。我们帮助CEO设定长期发展规划,常常在客户项目组的配合下实施我们的项目建议。作为企业战略这门学科的始创机构,BCG的最大特点就是网罗了许多对竞争优势驱动因素具有深刻理解的人才。 我们在所有行业解决的商业问题都是对CEO至关重要的发展规划问题。如果CEO遇到用传统方式无法解决的问题时,他们就会找到我们。客户交给我们的任务通 常都具有相当的挑战性,对具体问题的界定较为模糊,充满了不确定性,而客户组织内部对变革的抵触情绪通常较为严重。要在这样的环境下帮助客户开展项目并获 得成功并非易事,我们的人员总是充分利用这样的机会,不满足于浅显的答案,而是克服重重障碍,找到最佳解决方案。 BCG的出差量大吗? 如果你不喜欢旅行,那你最好别再考虑咨询这个行当。咨询顾问是一份充满挑战的工作,而出差是其中最具挑战性的方面。然而,BCG人员总是尽可能让自己在工作出差与个人生活之间取得平衡。取得这样的平衡对确保你的长期工作效率至关重要。 BCG与其他咨询公司有何不同? BCG 为客户提供咨询服务的基础是度身定制的深入见解和开诚布公的协作精神,而不是成套的模板或程式化的建议。我们深信,正确的项目方法是与客户 合作,而不是设法说服他们。经验告诉我们,只有真正意义上的团队合作才能让项目产生持久的效果。咨询项目将向你提出许多挑战,要求你为客户寻找优势领域, 要求你与他们并肩合作实现这些优势。这就意味着,BCG的工作是致力于帮助客户改变游戏规则,而不仅是满足于玩得更好。正因如此,我们的客户总能在行业竞 争中脱颖而出,我们的员工总能在成长中收获丰硕的成就——BCG大家庭就曾经诞生出格莱美最佳歌手和百事公司首席执行官。 BCG 始终深信,员工是我们最重要的资产。加入BCG,你将学到的不仅是分析技巧,还有许多重要的“软性”技能:与客户进行谈判、为客 户作报告、为客户提供指导、为项目组中的新人提供指导和建议。BCG非常重视为咨询顾问营造一个完善的有利于他们发展和成长的环境。此外,考虑到个体间可 能存在的细微差别,我们还准备了多种途径,推动咨询顾问的发展和成长。 BCG咨询顾问的“理想背景”是什么? 在 BCG,理想的背景不止一个,而是有许多个。这一点在我们的日常工作中得到了一次又一次的验证。我们在管理咨询领域需要解决很多问题,这些问题 的复杂程度不仅为我们提供了丰富多样的从业经历,更需要我们具备极为多样化的学术背景、工作经验、观点视角、思维方式以及专业知识。在BCG,物理学家、 历史学家、化学家以及律师等都能成为成功的业务领导者。在这里,学历不是最重要的。优异的学术业绩固然重要,但要在咨询业站稳脚跟并取得成功,你还需要具 备更多特质。要在BCG获得事业上的成功,你需要具备开放式的思维头脑、善于学习团队成员的长处、热衷于不断探索新课题以及喜欢寻找问题的解决方法。物理 学家、历史学家、化学家以及律师等同样拥有合适的背景,就像商业专业人士一样。 如果我只有法律和工程等学位,或者我只是一个哲学博士,没有商业学历,那我是否注定“无缘”BCG呢?我怎样才能掌握必要的基本知识呢? BCG会为你提供足够的培训指导、协助和建议。我们的许多新同事都具有非传统的商业背景。BCG在招聘时比较看重求知欲、发展意愿、对团队合作的认同感以及其它一些较为传统的标准,如工作经历、领导能力、获得的奖学金或其它荣誉。 BCG 不断为员工提供培训。作为新员工,你首先将接受入门培训,然后在BCG工作的不同阶段继续学习各种具针对性的培训课程。BCG还专 门建立了BCG知识管理库(KM),让全体员工有机会分享我们的集体智慧结晶。知识库的内容包括BCG人员、项目主题、项目经验、项目专长以及更多其它方 面的信息。BCG的每个咨询顾问都可以使用这个知识库,当然所有客户名称和其它保密信息都已经过保密处理。但最终,大多数同事都会告诉你,BCG最好的学 校其实就是日常工作。与你的团队和客户一起工作,你将体验到难以置信的学习曲线并获得巨大的收获。当然在你奋力前行的道路上,BCG决不会让你“孤军奋 战”:身边的同事会支持你、项目组负责人会指导你、职业发展顾问会为你提供有用的建议,从而帮助你克服我们所有人都曾遇到的障碍和挑战。 在BCG,我有多少机会参与国际项目?我有机会到其它国家工作吗? 简单的回答:绝对有。从新员工进入BCG的第一天起,我们就鼓励他们走出国门,体验本国以外的生活和工作经历, 接触不同的文化。尽管受到特定客户和语言要求的限制,你无法完全随心所欲地选择工作的地点和项目的内容,但你仍然会发现许多机会。BCG为不同资历的咨询 顾问准备了许多工作计划,让他们有机会到国外的BCG办公室工作一段时间。BCG在全球超过35个国家设有超过65家办公室,为我们的咨询顾问提供了充足 的选择余地! 大多数BCG咨询顾问都曾在工作期间到多个不同的BCG办公室工作。即使是那些选择留在本国办公室的咨询顾问,他们也经常因为项目和客户的需要,到国外出差。因为随着全球化经济的深入展开,跨越国界为客户提供服务已经成为了BCG人员工作不可或缺的一部分。 中青发展(www.cufortune.org) 我会在何时以何种方式接受评估? BCG 非常重视对员工的评估。专业发展最重要的组成部分之一就是从以往的经历中吸取教训和经验。我 们会在日常的项目工作中不断为彼此提供反馈,也会在每个项目结束时为每个人提供较为正式的反馈信息。BCG会从对员工发展至关重要的诸多方面评估每位咨询 顾问:分析能力、演讲风格、概念化能力、交际技巧、主动性、组织能力、沟通技巧、团队工作技巧以及综合素质。 BCG暑期实习计划是怎样的? 暑期实习计划将为你提供了解BCG的机会,同时也让BCG了解你。该计划为期10至16周,聘用的学生将担任咨询助理或咨询顾问的职位。请在线申请或密切关注当地办公室暑期实习计划的招聘原则。 我如何提交简历? 最切实可行的办法是通过在线申请提交简历。如果你是在校生,请通过校园招聘渠道提交你的申请。 招聘流程是怎样的? 我 们的招聘标准在全球范围内保持一致,但在不同办公室、不同职位上招聘流程有些不同。但是有一点是不变的:每位 应聘者都将通过BCG咨询顾问的几轮面试。面试通常分为三个主要部分:第一部分主要侧重于应聘者的简历和动机;第二部分主要是讨论案例,这将让你真正体会 到我们的实际工作;最后是问答环节。 网站的面试准备部分描述了咨询人员的面试流程。尤其是,你将学会预测、如何准备、甚至有机会在互动案例中了解我们的项目工作。 BCG的工作内容?BCG是不是只侧重战略项目?日常工作量通常是多少? BCG的传统,也是BCG今天工作的核心,是为客户设定战略方向。我们帮助CEO设定长期发展规划,常常在客户项目组的配合下实施我们的项目建议。作为企业战略这门学科的始创机构,BCG的最大特点就是网罗了许多对竞争优势驱动因素具有深刻理解的人才。 我 们在所有行业解决的商业问题都是对CEO至关重要的发展规划问题。如果CEO遇到用传统方式无法解决的问题时,他们就会找到我们。客户 交给我们的任务通常都具有相当的挑战性,对具体问题的界定较为模糊,充满了不确定性,而客户组织内部对变革的抵触情绪通常较为严重。要在这样的环境下帮助 客户开展项目并获得成功并非易事,我们的人员总是充分利用这样的机会,不满足于浅显的答案,而是克服重重障碍,找到最佳解决方案。 BCG的出差量大吗? 如果你不喜欢旅行,那你最好别再考虑咨询这个行当。咨询顾问是一份充满挑战的工作,而出差是其中最具挑战性的方面。然而,BCG人员总是尽可能让自己在工作出差与个人生活之间取得平衡。取得这样的平衡对确保你的长期工作效率至关重要。通常需要考虑以下三个方面:
  • 我们的项目内容种类繁多——战略、运营、侧重于内部工作以及侧重于外部项目等。因此,出差量的多少会随着项目而变化——有些项目需要频繁地出差,有些则比较少。比较常见的出差模式是每周三天两晚在路上。但出差量的多少最终还是取决于各个项目的具体情况。
  • BCG 的全球办公室网络对我们员工非常有利:我们在全球超过35个国家设有超过65家办公室。我们开设办公室的理念是,让我们的人员充分融入本地 市场,在那里为我们的全球客户提供尽可能本地化的服务。不过,有些咨询公司则选择建立“超大型办公室”,每周将员工从“集散地”输送到不同地区。
  • 如 果不和客户一起并肩作战,如果无法掌握客户及其业务的第一手资料,我们就不可能为他们带来切实的改变。不过,与其它公司不同的是,我们总是尽可 能避免在客户公司“安营扎寨”(如果只是为了让客户看到我们在工作)。如果我们认为在项目的某个阶段,在BCG办公室工作的效率高于在客户现场的工作效 率,那我们就会回到自己的办公室工作。
BCG咨询顾问是不是需要同时上两个项目? 在为项目安排咨询顾问时,我们始终遵循客户需求第一的原则。安排项目时,我们通常的做法是每人每次上一个项目,也就是说一个人百分百地投入一个项目。这种 人员配置方法广泛应用于我们近期开展的行业重组、组建网络风险投资公司等项目上,效果良好。当然,随着项目内容变化,我们也会对人员配置方法作相应的调 整。 对项目有多少选择的余地? 每个人都能按照自己的兴趣 主导项目类型的方向。作为BCG优良传统的重要组成部分,每个咨询顾问都有机会 在“我上哪个项目?”方面发表自己的意见。当然,这并不是说每个人都会对他们的“第一选择”“从一而终”,尽管我们确实非常想这样。每个项目的人员配置主 要取决于咨询顾问的工作档期、项目所需的特定技能、客户“需求”与咨询顾问“供应”之间的相对平衡、以及咨询顾问自身的职业发展需求。从长远角度看,大多 数咨询顾问还是能够主导自身经验组合的形成。我们强烈建议咨询顾问在从业的最初几年尽可能接触各种行业和各种职能领域的项目,然后再选定一个项目领域作为 重点发展。 中青发展(www.cufortune.org) BCG的业务发展状况怎样? 在 过去十多年 中,BCG增长每年都保持15%至20%的速度,在所有地区都建立了一定的优势和实力。仅 最近五年,我们就在全球各地新开了12家办公室。当然,BCG也不可避免地会受到经济周期的影响,但即使是在经济环境较为艰难的时期,我们依然能够保持增 长。经验表明,尽管增长率会有所改变,但我们始终都能及时调整业务组合,顺应经济状况的跌宕起伏。 BCG的发展对我们的员工满意度也有影响。内部调查显示,BCG的咨询顾问满意度已经连续四年呈上升趋势。公司96%的咨询顾问表示,他们对在BCG工作深感自豪。我们的业务量也非常充沛,主要来源是长期客户。我们正开展大范围的人才招募,以满足需求量的不断增加。 如果我今后打算自己开公司,我还应该考虑咨询这一行吗? 几 乎没有人在刚刚步入咨询业时就知道他们会在这一行干到退休。实际上,许多 人是抱着一种尝试的心态敲响了这扇大门。如果能和这个行业“一拍即合”,他们就留下来。幸运地是,许多敲响BCG大门的人都发现他们与这家公司“一见如 故”。 当然,也有一些人决定把他们在BCG学到的技能发挥到其它领域。有些同事去了我们客户的公司,有些同事则成立了自己的企业。见见我们的Alumni吧,看看他们去了哪里?在做些什么?他们从BCG的工作经历中得到了什么? BCG大中华区对工作语言的要求? BCG是一家全球咨询公司,英语是我们的官方通用语言。因此,所有应聘者都应该能够熟练运用英语。此外,我们还要求应聘者能够说流利的普通话,能够书写中文,确保能与我们的本地客户进行顺畅的交流。 McKinsey 麦肯锡 http://www.mckinsey.com/careers/ http://www.mckinsey.com/careers/how_do_i_apply/apply_now.aspx 如何准备面试 The assessment process is the chance for both of us to find out whether McKinsey is the right choice for you. It’s as much your opportunity to learn about us as it is our opportunity to learn about you. We want you to do well so we can both make the most informed decision possible. 两类面试 It’s a good idea to familiarise yourself with our two types of interviews: the experience interview and the case interview. They help us assess your capabilities and potential in four areas critical to our daily work:
  • Problem solving 问题解决能力包括问题的分析能力,问题的阐述能力,解决能力
  • Achieving 目标获取
  • Personal impact 个人影响力或者对团队的独特贡献力
  • Leadership 领导力(未必是领导,而是在团队遇到困境的时候能够提出解决的方案带领,或者指明正确的方向,或者给与大家必胜的信心,或者辅助团队领导分担责任)
Experience interviews During the experience interview, be prepared to discuss specific instances of when you have shown relevant skills and been challenged or stretched. When we decide to interview you, we are already impressed by your achievements to date. However, it is not just your achievements that are important to us—it is also the skills you used in order to accomplish those achievements. Our interviewers are trained to examine your past accomplishments in depth, in order to determine if the skills you possess would position you well for a successful career at McKinsey. Therefore, you need to be prepared to discuss your most important past experiences in a very detailed way, focusing on your specific role and describing the key actions that were critical to success. Case interviews Case interviews give you an opportunity to demonstrate your ability to structure your thinking, respond to complex or ambiguous problems in unfamiliar businesses, and reach sound conclusions with limited facts in a short time. Demonstrate your ability to structure thinking, respond to complex or ambiguous problems, and reach sound conclusions with limited facts in a short time We believe the best way we can assess your problem-solving skills is to discuss a typical McKinsey business problem with you, using a case study during your interview. Case interviews are broad, two-way discussions, rather than one-way tests and there is no perfect answer. You will be assessed more on how you go about dealing with the problem, rather than on the specific answers you come up with. As you work through the business case with your interviewer, you will also become better informed about our firm and the kinds of problems we solve. Most candidates enjoy the cases and the business issues they raise. Your approach to the case and the insights you reach will give you an opportunity to demonstrate your problem-solving abilities and help us get a sense of your potential. Practicing before a case interview Practice at case study discussions is recommended, especially if you are inexperienced at interactive problem-solving discussions. To help you prepare for your interview, we've put together some interactive case studies and the team leader game, a game about working on an engagement team. Case studies are an important way for us to assess your problem-solving skills and for you to better understand what we do at McKinsey. We’ve put together some tools to help you prepare for your interview. Online Case Study: Great Burger To acquire or not to acquire Heavenly Donuts. Practice case study Online Case Study: Magna Health How to fix declining profitability. Practice case study Game: Team Leader Are you ready to manage a team? Try your hand at the game developed by the Swiss office. Play game Case Study Tips Eleven tips to help you do well in your case study interview. Read more 中青发展(www.cufortune.org) McKinsey is a place for people who love to test themselves and solve problems. This game will give you a sense of the types of issues we deal with and how we try to resolve them. Scenario In this game, you play the role of an engagement manager (EM). As EM, you will lead a team made up of consultants and clients from Wang Fo, a fictitious company that needs your help with a difficult engagement. Game Play Team Leader features 10 questions framed within a typical working scenario. Each question has a set of decision choices. The decisions have different score values – the best answer gets the most points, the worst answer the fewest. Interview Tech and Tricks Learn tips and common mistakes that could help you in the case interview process Listen to the problem. Make sure you are answering the question that you have been asked. Begin by setting a structure. Think of four to five sub-questions that you need to answer before you can address the overall issue. Stay organized. When discussing a specific issue, remember why you are discussing it and where it fits into the overall problem. Communicate your train of thought clearly. If you have considered some alternatives and rejected them, tell the interviewer what and why. Step back periodically. Summarize what you have learned and what the implications appear to be. Ask for additional information when you need it. But make sure that the interviewer knows why you need the information. Watch for cues from the interviewer. Any information given to you by an interviewer is given to help you—listen to them carefully and follow their lead. Be comfortable with numbers. You will almost always have to work with numbers in a case. This requires comfort with basic arithmetic and sometimes large quantities. You may also be asked to perform estimations. Don’t fixate on "cracking the case." It is much more important to demonstrate a logical thought process than to arrive at the solution. Use business judgment and common sense. Relax and enjoy the process. Think of the interviewer as a teammate in a problem-solving process and the case as a real client problem that you need to explore and then solve. Our clients need pragmatic solutions that they can act on as soon as possible. Always focus on actionable recommendations, even though sometimes they may not be the most elegant solution to the problem. 中青发展(www.cufortune.org) Some common mistakes Misunderstanding the question or answering the wrong question. Proceeding in a haphazard fashion. For example, not identifying the major issues that need to be examined or jumping from one issue to another without outlining your overall approach. Asking a barrage of questions without explaining to the interviewer why you need the information. Force-fitting familiar business frameworks to every case question, whether they are relevant or not, or misapplying a relevant business framework that you do not really understand, rather than simply using common sense. Failing to synthesize a point of view. Even if you don’t have time to talk through all the key issues, be sure to synthesize a point of view based on where you ended up. Not asking for help. Some candidates feel it is inappropriate to ask for help when they are stuck. Whether it is a misunderstanding related to the overall problem, or whether you are struggling with a specific analysis, be sure to ask for help when you need it. What makes a successful case interview The cases you discuss in each of your interviews will be different. Generally, they are based on the interviewer's professional experiences and will usually describe situations with which you are not familiar. For example, your cases might focus on deciding how a company should react to a new competitor or determining what attributes a company should look for in seeking a joint-venture partner. In addressing the case, it is important that you take a logical, well-structured approach and reach a reasoned conclusion. At a minimum, you should be sure that you:
  • Understand the underlying problem and the question.Ask for clarification on points that you feel are unclear.
  • Break the problem down into a logical structure and describe your overall approach. There may be several issues to be addressed in order to reach a conclusion. Don't dive into these issues before describing your overall approach.
  • Address the issues one at a time. Focus on the most important issues first. Your interviewer will guide you on which issues to focus on, and they will also be reasonable in their expectations of what issues can be covered in the time allotted.
  • Address important issues, not just ones you feel comfortable with. Candidates often focus too much on their own area of expertise rather than the important issues (for example, accountants focusing on the financial aspects of new product development without mentioning customers). Follow your interviewer's guidance here.
  • Perform the important analyses. There may be important calculations or analyses to do in order to reach your conclusions. Follow your interviewer's guidance on these, and do them as best you can. Remember, your interviewer is there to help, so be sure to ask for assistance if you need it.
  • Test your emerging hypotheses. Keep coming back to check that you are addressing the question you were asked.
  • Request additional information. As you build an understanding of the problem, there may be more information that you need.
  • Reach a conclusion. Synthesize your thoughts concisely and develop a recommendation. Don't just summarize what you have discussed. Think about what the actionable next steps are, and which ones are the most important.
中青发展(www.cufortune.org) Problem Solving Test Demonstrate your problem solving skills in a different way to interviews As part of your assessment process, you may be asked to complete the McKinsey Problem Solving Test (PST). This 60 minute multiple choice test provides an opportunity for you to show us your problem-solving skills and abilities in a different way to interviews.  At the same time it helps us develop a more comprehensive appreciation of your talents. We have used it successfully in the past to find the people that will do well at our firm. The PST was developed specifically for candidates interested in the type of work McKinsey does. It uses business scenarios, based on real McKinsey client cases, to help us learn about your ability to think through the types of business problems McKinsey consultants face. As such, this exercise will also provide you with a better idea of what our consultants do. The test was designed so that no business background is required or expected. You do not need to bring anything with you for the test and calculators are not permitted. To familiarize you with the test format, we have developed a practice test with detailed analyses of the answers. You may also find the coaching guide helpful as you work through the practice test. McKinsey consultants excel in four areas We hire exceptional people with outstanding capabilities and great potential in four areas. Each area is critical to success in our day-to-day work. Problem solving. McKinsey consultants help leaders solve their toughest and most urgent problems. You must have superior intellectual abilities as well as a practical sense of what works in complex organizations. Achieving. Our consultants strive to deliver distinctive and lasting client impact. This requires tremendous energy, determination, and judgment, particularly when working with multiple stakeholders under tight deadlines. Personal impact. McKinsey consultants work closely with a wide range of people in their daily jobs. This calls for strong communication skills—particularly when addressing conflicting points of view. You have to be adept at building trusting relationships with clients to enlist their participation and support. Leadership. Leading people and fostering productive teamwork are critical to success here. You need excellent leadership skills to bring people together to drive positive change within organizations. Our consultants are accomplished and well rounded, with diverse backgrounds and experiences. They’re also fun to work with. Our clients and colleagues value this unique mix of talent, skill, and character. Position: Business Analyst Business analysts (or fellows, as they're called in some offices) take responsibility for a discrete part of the problem solving in each client engagement. They play an important role in data gathering, actively contribute to the team's final recommendations, and present their work to senior client executives. They also have a voice in determining the team's style and pace of work.  Business analysts find different ways to continue their personal and professional development. Many leave our firm to pursue advanced degrees or spend time in a new industry or with nonprofits. Other top performers stay with McKinsey and become associates. After pursuing advanced degrees, or gaining additional work experience, strong performers are invited to return to McKinsey as associates. http://www.mckinsey.com/careers/

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2010-09-19

good to change face from time to time

good to change face from time to time

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2010-09-19

金融概念大全,看过之后高盛、摩根士丹利、德意志的初面基本上能过~

1、广义的金融市场:泛指资金供求双方运用各种金融工具,通过各种途径进行的全部金融XXXXX易活动,包括金融机构与客户之间,各金融机构之间,资金供 求双方之间所有的以货币为交易对象的金融活动,如存款,贷款,信托,租赁,保险,票据抵押与贴现,股票和债券买卖,黄金外汇交易等。 2、狭义的金融市场:一般限定在以票据和有价证券为金融工具的融资活动,金融机构之间的同业拆借以及黄金外汇交易等范围之内。 3、金融市场:资金供求双方以票据和有价证券为金融工具的货币资金交易,黄金外汇买卖以及金融机构之间的同业拆借等活动的总称。 4、初级市场:又称发行市场或一级市场,是资金需求者将金融资产首次出售给公众时所形成的交易市场。 5、二级市场:已发行的旧证券在不同投资者之间转让流通的交易市场。 6、金融工具:又称信用工具,它是证明债权债务关系,并据以进行货币资金交易的合法凭证。 7、股票:一种有价证券,它是股份有限公司发行的用以证明投资者的股东身份和权益,并据以获得股息和红利的凭证。 8、普通股票:股份公司发行的一种基本股票,是最标准的股票。 9、优先股票:股份公司发行的在公司收益和剩余资产分配方面比普通股东具有优先权的股票。 10、债券:一种由债务人向债权人出具的在约定时间承担还本付息义务的书面凭证。 11、国库券:政府为弥补国库资金临时不足而发行的短期债务凭证。 12、抵押公司债:发行债券的公司以不动产或动产为抵押品而发行的债券。 13、信用公司债:发行债券的公司不以任何资产做抵押或担保,全凭公司的信用发行的债券。 14、转换公司债:这种债券规定债券持有者可以在特定的时间内按一定比例和一定条件转换成公司股票。 15、附新股认购权公司债:这种债券赋予持券人购买公司新发股票的权利。 16、重整公司债:经过改组整顿的公司,为了减轻债务负担而发行的一种利率较低的债券。 17、偿债基金公司债:这种债券规定发行公司要在债券到期之前,定期按发行总额提取一定比例的赢利作为偿还基金,交由接受委托的信托公司或金融机构保管,逐步积累以保证债券到期一次偿还。 18、金融债券:银行与非银行金融机构为了筹措资金,按照国家有关证券法律和证券发行程序,利用自身的信誉向社会公开发行的一种债券。 19、基金证券:又称投资基金证券,是由投资基金发起人向社会公众公开发行,证明持有人按其所持份额享有资产所有权,资产收益权和剩余财产分配权的有价证券,它是股票,债券及其他金融产品的某些权益组合的产物。 20、票据:出票人自己承诺或委托付款人,在指定日期或见票时,无条件支付一定金额并可流通转让的有价证券。 21、自由外汇:无需经过发行货币国的批准,即可在外汇市场上自由买卖,自由兑换为其他国家的货币,它们在国际经济交往中被广泛地用作支付手段和流通手段。 22、记账外汇:未经有关外汇管理部门的批准,则不能转换为别国货币,通常只能根据有关协定在协定国之间使用。 23、衍生金融工具:又称为金融衍生品,是指一类其价值依赖于原生性金融工具的金融产品。 24、货币市场:以期限在1年以内的金融资产为交易标的物的短期金融市场。 25、同业拆借市场:各类金融机构之间进行短期资金借贷活动形成的市场。 26、中央银行票据:由中国人民银行发行的短期债券,期限从3个月到1年不等。 27、预发行市场:现实中有一种国库券交易并不是在发行完成以后进行,而是在宣布发行的消息后立即交易,这种交易市场也称为预发行市场。如美国的WI交易。 28、可转让大额定期存款单:由商业银行发行的,可以在市场上转让的存款证明。 29、回购协议:证券持有人在出售证券时与买方约定,双方在将来的某一日期由卖方以约定的价格,从买方手中购回相等数量的同品种证券。 30、增资:已成立的股份公司发行新股票,称为增资。 31、信用交易:又称垫头交易或保证金交易,是客户向经纪人支付一定现款或股票作为保证金,差额部分由经纪人垫付的交易方式。 32、期权交易:又称选择权交易,是交易双方按约定的价格,在约定的时间内就是否购买或出售某种股票达成契约。 33、股票指数期货交易:以股票价格指数为对象的期货交易,其目的在于减少股票投资的风险,增加股票投资的吸引力。 34、股票指数期权交易:买卖以股票价格指数为基础的期权合约。 35、证券交易所:按照一定方式和规则组织起来的集中进行证券交易的场所,又称场内交易市场。 36、会员制:会员制组织形式的证券交易所是由经营证券业务的中介机构自愿组成的,不以赢利为目的的法人团体。 37、公司制:公司制组织形式的证券交易所是按公司法组织的,交易所收取发行者的“上市费”,并抽取证券成交的“手续费”和其他服务性费用。 38、佣金经纪人:接受客户委托,在交易所中代替客户买卖并按固定比例收取佣金的经纪人。 39、两元经纪人:又称专家经纪人,是专门接受佣金经纪人再委托,并代为买卖,收取一定的佣金。 40、特种经纪人:又称专业经纪人,是在交易所内具有特殊身份,又固定从事特种证券交易的经纪人。 41、证券自营商:又称交易厅交易商,他们只办理自营业务,不办理委托业务。 42、零股交易商:专门从事不足一个成交单位的股票交易的证券商。 二、简答 论述 1、直接融资和间接融资的优缺点? 直接融资优点 (1)资金供求双方联系紧密,有利于资金快速合理配置和使用效益的提高。 (2)筹资的成本较低而投资收益较大。 直接融资的缺点 (1)直接融资双方在资金数量、期限、利率等方面受到的限制多。 (2)直接融资使用的金融工具其流通性较间接融资的要弱,兑现能力较低。 (3)直接融资的风险较大。 间接融资的优点 (1)灵活方便。 (2)安全性高。 (3)提高了金融的规模经济。 间接融资的缺点 (1)资金供求双方的直接联系被割断了,会在一定程度上降低投资者对企业生产的关注与筹资者对使用资金的压力和约束力。 (2)中介机构提供服务收取一定费用增加了筹资的成本。 2、金融市场四大要素的相互关系 金 融市场参与者,金融市场交易对象,金融市场中介,金融市场价格是构成金融市场的四大要素。它们之间是紧密联系,相互促进,相互影响的。其中,金融市场参与 者与金融市场交易对象是最基本的要素,只要这两个要素存在,金融市场便会形成,而金融市场中介与金融市场价格则是自然产生的或必然伴随的,完善的中介机构 和价格机制,是金融市场发展的重要条件。 3、金融市场的特殊性 (1)市场参与者之间主要是借贷关系和委托代理关系,是以信用为基础的资金的使用权和所有权的暂时分离或有条件的让渡。 (2)交易对象是货币资金或其衍生物。 (3)交易方式具有特殊性。 (4)市场的价格决定较复杂,影响因素多且波动大。 (5)交易的场所在大部分情况下是无形的,通过电讯及计算机网络等进行交易的方式越来越普遍。 4、资本市场和货币市场的主要区别 (1)期限不同:资本市场上交易的金融工具均为1年以上,货币市场上交易的金融工具期限在1年以内。 (2)作用不同:资本市场上的资金大都用于企业的创建,更新,扩充设备和存储原料,或公共事业的兴办和财政平衡的保持。货币市场上的资金大多用于工商企业的短期周转资金。 (3)风险程度不同:资本市场上的信用工具风险较高,货币市场上的信用工具风险较小。 5、金融市场的功能和作用 (1)便利投资和筹资。 (2)合理引导资金流向和流量,促进资本集中并向高效益单位转移。 (3)方便资金的灵活转换。 (4)实现风险分散,降低交易成本。 (5)有利于增强宏观调控的灵活性。 (6)有利于加强部门之间,地区之间和国家之间的经济联系。 6、金融工具与金融资产的区别 金 融工具有时称为金融资产,但严格说来,这两个概念是有差别的。虽然所有的金融工具对持有者来说都是金融资产,但抛开持有者,孤立的考察金融工具,它们便不 能称之为金融资产。如,中央银行所发行的货币和企业所发行的股票,债券,就不能说它们是金融资产,因为对发行者而言,货币,股票,债券是它们的负债。因 此,不能将货币,股票,债券简单的称为金融资产,而应称之为金融工具。金融工具对持有者来说才是金融资产。 7、股票的特点 (1)股票是一种所有权凭证,是代表投入股份资本的证书。 (2)股票是没有偿还期限的永久性证券。 (3)股票的收益具有较大的不确定性。 8、普通股与优先股的主要区别 (1)普通股股东享有公司的经营参与权,而优先股股东一般不享有公司的经营参与权。 (2)普通股股东的收益要视公司的赢利状况而定,而优先股的收益是固定的。 (3)普通股股东不能退股,只能在二级市场上变现,而优先股股东可依照优先股股票上所附的赎回条款要求公司将股票赎回。 (4)优先股票是特殊股票中最主要的一种,在公司赢利和剩余财产的分配上享有优先权。 9、债券与股票的区别 (1)表明的关系不同:债券表明债权债务关系,股票表明所有权关系。 (2)投资者的权利和义务不同:债券投资者有权取得本息,无权过问经营管理活动。股票投资者可以获得经营权利,但是不能退股收回本金。 (3)收益的决定不同:债券的收益由其利率决定,股票的收益取决于发行公司的经营状况。 10、政府发行国库券的主要原因 (1)为弥补政府财政临时性,季节性收支差额,满足暂时的资金周转需要。 (2)当预算执行过程中发生意外事项,造成支出增加而收入难以跟上时,应付临时急需。 (3)当金融市场利率过高时政府发行长期债券付息负担过重,故先发行短期库券调度资金,待日后市场利率变化后再发行低利长期公债。 11、基金证券,股票和债券的共同点 (1)基金证券,股票和债券的投资均为证券投资。 (2)基金证券的形式同股票与债券有相似之处。 (3)股票,债券是基金证券的投资对象。 12、基金证券,股票和债券的区别 (1)投资地位不同:股票持有人是公司的股东,有权对公司的重大决策发表意见。债券持有人是债权人,享有到期收回本息的权利。基金证券的持有人是基金的收益人,拥有投资收益分配的权利。 (2)风险程度不同:股票的风险最大,基金证券风险其次,债券风险最小。 (3)收益情况不同:股票的收益最高,基金证券其次,债券收益最低。 (4)投资方式不同:与股票,债券的投资者不同,基金证券是一种间接的证券投资方式。 (5)投资回收方式不同:债券投资有一定期限,期满后收回本金,股票投资是无限期的,如要收回,只能在证券交易市场上按市场价格变现。基金证券则要视所持有的基金形态不同而有区别。 13、可转让大额定期存单与一般存单的异同点 (1)共同点是:都是银行发行的定期存单,银行都支付利息。 (2)区别点是:不记名,不可提前支取,但可以随时转让,有特定的金额和期限,期限较短,一般为14天至1年,利息每半年一次或到期日按票面利率支付,面额较大,美国大多数大额存单为10万美元。 14、可转让大额定期存单对银行和投资人有什么好处? 存单对投资人和银行来说,是一种很好的金融工具: (1)存单使商业银行可以采取主动出击的方式,在市场上发行存单筹集资金,这样,商业银行可以更主动地进行负债管理和资产管理。 (2)存单使投资人可随时根据资金周状况,买进或卖出存单,调节自己的资产组合。 (3)存单使商业银行的资金来源的稳定性提高。 15、股票发行的目的 (1)为股份公司的成立而发行股票。 (2)已成立的股份公司为改善经营或满足某种特定需要而发行的股票。 16、增资的目的 (1)提高自有资本的比重,改善资本结构。(2)维持或扩大经营。(3)满足证券交易所的上市标准。(4)促进合作或维护经营支配权。(5)股东分益。(6)其他,如公司改制或合并。 17、期货交易的特点 (1)成交和交割不同步。(2)交割时可以轧抵,即清算双方只需交付差额。(3)交易中既有一般的投资者,也有投机者。 18、证券交易所的组织功能体现在哪些方面 (1)证券交易所要为交易者提供公开交易的场所、设备、电话、电传等。要提供交易需要的清算和结算系统,以及交易需要的服务人员和附属设施,使证券交易能正常进行。(2)证券交易所要提供多方面的信息。(3)证券交易所在组织证券交易过程中要履行管理的职责。 19、场外交易的特点: (1)交易对象比较广泛。(2)双方议定交易价格。(3)交易方式较灵活。(4)交易场所分散。 三、选择 1、金融市场是由金融市场参与者,金融市场交易工具,金融市场中介和金融市场价格这四个要素构成的。 2、金融市场参与者即金融市场的交易者。 3、从本质上说,金融市场的交易对象就是货币资金。 4、金融市场中介又可分为两类,一类是金融市场交易者的受托人,另一类是以提供服务为主的中介机构。 5、金融市场的价格通常表现为各种利率和金融工具的交易价格。 6、1981年,国家开始发行国库券。 7、1985年,银行开始发行金融债券。 8、1986年,企业债券,股票的转让市场率先在沈阳,上海起步。 9、1988年4月。国库券开始上市交易。 10、1990年12月,1991年6月,上海,深圳先后成立了证券交易所。 11、1994年,人民币汇率并轨,全国外汇交易中心在上海成立。 12、2001年10月,上海黄金交易所成立。 13、金融市场发展的新特点是:电子化,自由化,虚拟化,全球化。 14、按照交易工具的不同期限,分为货币市场和资本市场。 15、按照不同的交易标的物,分为票据市场,证券市场,衍生工具市场,外汇市场,黄金市场。 16、按照交割期限分为现货市场和期货市场。 17、按照金融市场的功能分为初级市场和二级市场。 18、按照地域划分为国内金融市场和国际金融市场。 19、金融市场的结构包括:金融市场的种类结构,市场参与者结构,市场交易工具结构,价格结构。 20、金融市场的组织形式可分为两种:集中交易的场内市场和分散交易的场外市场。 21、场内,场外两种市场组织形式在证券市场上的同步发展,在现代各类金融市场中最为典型。 22、按照交易时所扮演角色的不同,可将金融市场参与者划分为筹资者和投资者。 23、金融市场上的主要筹资者包括:政府部门,企业,金融机构。 24、在我国,只有中央政府发行国债,地方政府不允许发行债券。 25、金融市场上的投资者主要包括:个人投资者和机构投资者。机构投资者又包括:保险公司,养老基金,投资基金。 26、金融市场中介包括两类:一类是充当交易媒介的经纪人,另一类是提供交易信息及其他服务的机构或个人。 27、我国政府,中国人民银行和中国银行业监督管理委员会,中国证券监督管理委员会和中国保险监督管理委员会是金融市场的主要监管组织。 28、金融市场的中介一般包括交易中介和信息中介。 29、交易中介包括:证券承销人,证券交易经纪人,证券交易所,证券结算公司。 30、信息中介包括:信息咨询公司,投资咨询公司,征信公司,信用评级机构。 31、政府在金融市场上发挥作用的监管组织主要有:中央银行,银行业的监管组织,证券业的监管组织。 32、我国证券市场上的行业性自律监管组织主要是证券交易所银行业协会和证券业协会。 33、金融工具的特征:期限性,流动性,风险性,收益性。 34、股票的价值可分为:面值,净值,清算价格,发行价格和市价五种。 35、在我国上海证券交易所和深圳证券交易所流通的股票的面值均为每股1元。 36、按照股东权益的差异,划分为普通股票和特殊股票两大类。 37、与普通股相比,优先股具有两个优先权:一是优先分配股息,二是优先分配公司剩余财产。 38、优先股按照股息分派能否跨年度累积划分,有累积优先股票和非累积优先股票。 39、优先股按照参与公司赢利分配的方式划分,有参与优先股票和非参与优先股票。 40、优先股按照能否转换成普通股票划分,有可转换优先股票和不可转换优先股票。 41、优先股按照发行公司是否有权收回划分,有可收回优先股票和不可收回优先股票。 42、按照股票票面上是否标明金额,划分为有面额股票和无面额股票两类。 43、按照股票票面上是否记载股东姓名,划分为记名股票和无记名股票两类。 44、按照公众对公司股票的评价,划分为蓝筹股票,周期性股票,成长性股票,防守性股票,投机性股票。 45、按照投资主体分类,我国有国家股,法人股和公众股。 46、按照发行认购对象和记价货币及流通地域分类,我国有A股,B股,H股,N股,S股。 47、债券的特点:收益性,风险性,流动性,偿还性。 48、债券按照发行主体不同,可分为政府债券,企业债券,金融债券。 49、债券按照发行方式不同,可分为公募债券和私募债券。 50、债券按照券面是否记名,可分为记名债券和无记名债券。 51、债券按照偿还期限不同,可分为1年以内的短期债券,1—5年的中期债券,5年以上的长期债券。 52、债券按照有无抵押品或担保,可分为抵押债券,担保债券,信用债券。 53、债券按照受益方不同,可分为固定利率债券,浮动利率债券,贴现债券,转换公司债券,附新股认购权债券。 54、债券按照发行地区不同,可分为国内债券和国际债券。 55、债券按照不同币种分类,可分为本币债券和外币债券。 56、与其他债券相比,政府债券的安全性最高。 57、国库券起源于英国,1877年由英国经济学家沃尔特 巴佐特发明并首次在英国发行。 58、国际上通行的公司债券主要包括:抵押公司债,信用公司债,转换公司债,附新股认购权公司债,重整公司债,偿债基金公司债。 59、我国的企业债券在20世纪80年代初期开始出现。 60、金融债券的券面利率要比企业债券低,比国家债券高。 61、金融债券主要包括:普通金融债券,累进利率债券,贴现(贴水)金融债券。 62、按照金融机构的不同性质,金融债券还可以分为商业性金融债券和政策性金融债券。 63、票据的主要特征包括:以无条件支付一定金额为交易规则,无因证券,要式证券。 64、外汇通常可以分为两大类:一类是自由外汇,另一类是记账外汇。 65、衍生性金融工具主要包括:金融期权,金融期货,金融远期和金融互换。 66、衍生性金融工具的特点:衍生性,杠杆性,高风险性,虚拟性。 67、金融互换的主要种类包括:利率互换和货币互换。 68、衍生金融工具的功能包括:保值和价格发现。 69、对于市场参与者而言,所谓风险主要有信用风险和市场风险两种。 70、货币市场交易十分适合在无形的交易市场中进行。 71、中央银行是货币市场的主要参与者,中央银行参与货币市场的主要目的是通过公开市场业务,实现货币政策目标。 72、商业银行参与货币市场的主要目的,是为了调剂资金头寸,进行短期资金融通。 73、借贷期限短与无担保贷款是货币市场的两个主要特点。 74、同业拆借市场是典型的无形市场。 75、同业拆借市场的交易方式采用无担保的信用拆借方式。 76、信用拆借可分为直接拆借和间接拆借两种。 77、伦敦银行同业拆借市场的利率(LIBOR) 78、1996年1月3日,中国人民银行正式启动全国统一同业拆借市场,标志着中国的同业拆借市场进入了一个新的发展阶段。 79、中国外汇交易中心从2002年6月1日起为金融机构办理外币拆借中介业务,统一,规范的国内外币同业拆借市场正式启动。 80、货币市场中使用的票据有商业票据和银行承兑票据两类。 81、世界上最著名的贴现市场当属英国的伦敦贴现市场,它也是世界上最古老的贴现市场。 82、为了加快票据市场的发展,2003年6月30日,由中国外汇交易中心暨全国银行间同业拆借中心承建的“中国票据网”正式启用,这标志着全国统一的票据市场服务平台形成。 83、目前,我国短期政府债券主要有两类:短期国债和中央银行票据。 84、中央银行票据自2003年4月推出以来,其发行频率高,发行量较大,到2003年9月发行总量已达到5000亿元。 85、中国人民银行发行央行票据的目的是为了提高公开市场业务操作的灵活性和效率。 86、发行国库券的最重要专门机构是一级自营商,一级自营商往往由信誉卓著,资力雄厚的大投资银行以及商业银行组成。 87、国库券发行一般采取拍卖方式。 88、我国政府债券中的国债以中长期为主,短期国债很少。 89、2003年4月中国人民银行开始大量发行央行票据。 90、第一张大额存单是由美国的花旗银行于1961年创造的。 91、回购协议有两种:一种是正回购协议,另一种是逆回购协议。 92、回购协议的期限很短,一般是隔夜,7天,14天等。 93、我国回购交易多使用国债和央行票据做抵押品。 94、股票发行市场的参与者主要有股票发行人,股票投资者和为发行股票提供服务的中介机构。 95、根据我国目前的法律规定,商业银行,政策性银行和财务公司等金融机构不得直接进入股票市场。 96、根据是否限定认购对象来划分,股票发行方式分为公募发行和私募发行两种。 97、根据股票发行是否通过金融中介机构推销来划分,发行方式有直接发行和间接发行两种。 98、中介机构承销股票发行一般有两种做法,即代销和包销。具体来说又有两种情况:一种是余额包销,二是全额包销。 99、根据股票认购者是否实际缴纳股金来划分,发行方式包括有偿增资,无偿增资和搭配增资三种。 100、综合类证券经营机构注册资本最低限额为5亿元人民币。 101、按照股票交易的具体内容划分,交易方式包括:现货交易,期货交易,信用交易,期权交易,股票指数期货交易,股票指数期权交易。 102、客户在证券公司开立的账户主要有现金账户和保证金账户。 103、证券交易所的组织形式基本上分为两类,即会员制和公司制。 104、证券交易所交易活动的参与者包括:经纪人,特种经纪人,证券自营商,零股交易商。 105、经纪人主要有两种,即佣金经纪人和两元经纪人。 106、纽约证券交易所规定每100股为一个成交单位,不足100股的称为零头股票。 107、证券交易所的交易原则包括:价格优先,时间优先,委托优先,成交优先。 108、各国场外交易的形式主要有三种:柜台交易,第三市场交易,第四市场交易。 109、股票的发行价格包括:平价发行,时价发行,中间价格发行,折价发行。 110、中间价格发行即股票发行价格介于票面额和市场价格之间。 111、影响股票供求关系进而造成股价波动的主要因素有:经济因素,政治因素,市场因素,心理因素。 一、 名词解释 1、债券信用评级:专门从事信用评级的机构依据被广大投资者和筹资者共同认可的标准,独立对债券的信用等级进行评定的行为。 2、卖出发行:事先不确定发行总额,在发行截止日期内随买随卖,卖多少算多少,截止日后停止发行,金融债券大都采用这种方式。其一般适用于直接发行。 3、定额发行:事先确定发行总额,不到发行日期卖完了也不能追加发行额,发行期内卖不出去由承销商认购下来。其一般适用于间接发行的包销。 4、债券的现货交易:买卖双方根据商定的付款方式,在较短的时间内进行交割清算,即卖者交出债券,买者支付现金。 5、债券的期货交易:买卖成交后,买卖双方按契约规定的价格在将来的指定日期进行交割清算。 6、债券的回购协议交易:债券买卖双方按预先签订的协议,约定在卖出一笔债券后一段时间再以特定价格买回这笔债券,并按商定的利率付息。 7、提前赎回收益率:债券发行人在债券规定到期日之前赎回债券时投资人所取得的收益率。 8、债券等价收益率:由于现金流每半年支付一次,在投资领域,人们习惯上是通过用半年到期收益率乘以2来计算年到期收益率,这种依据市场惯例计算出来的到期收益率也称做债券等价收益率。 9、汇率:亦称汇价或外汇行市,是指一国货币兑换成另一国货币的比率,即以一种货币表示的另一种货币的价格。 10、黄金输送点:由于黄金是可以自由熔化,自由铸造和自由输出入的,因此,外汇汇率的波动被控制在铸币平价上下各一定的界限内,这个界限就是黄金输送点。 11、掉期交易:外汇交易者在买进(或卖出)即期外汇的同时,卖出(或买入)数额基本相同的远期外汇。 12、黄金市场:金融市场的重要组成部分,是集中进行黄金买卖和金币兑换的交易中心。 13、远期合约:是相对简单的一种金融衍生工具,合约双方约定在未来某一时期按约定的价格买卖约定数量的金融资产。 14、远期利率协议:交易双方承诺在约定的时期按照确定的利率借贷一笔确定金额的名义本金的交易。 15、期货合约:交易所为进行期货交易而制订的标准化合同。 16、期权费:由期权合约的买方向卖方支付的,也就是购买期权合同的价格。 17、执行价格:由期权交易双方在买卖期权时所敲定的某项金融商品在期权合约执行时的价格。 18、证券投资基金:一种利益共享,风险共担的集合证券投资方式,即通过发行基金单位,集中投资者的资金,由基金托管人托管,由基金管理人管理和运用资金,从事股票,债券等金融工具投资,并将投资收益按基金投资者的投资比例进行分配的一种间接投资方式。 19、封闭式基金:又称固定式基金,是指基金证券的预定数量发行完毕,在规定的时间内资金规模不再增大或缩减的证券投资基金。 20、开放式基金:又称变动式基金,是指基金数量与基金资本可因发行新的基金证券或投资者赎回本金而变动的证券投资基金。

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2010-09-19

全国各大学在江湖上的绰号 看看有你们学校没有

清华:“五道口理工学院”“五道口工程技术大学” 北大:“圆明园职业技术学院”“中关村应用文理学院” 人大:“中共中央第二党校” 北师大:“积水潭师专” 北京理工大学:“魏公村汽配维修服务站” 中国人民公安大学:“中国专政工具生产厂一厂” 中国农业大学:“海淀种猪选育场” 中国石油大学:“中国石油天然气集团公司子弟学校” 国际关系学院:“北京国安局岗前培训中心” 北京语言大学:“中央统战部亚非拉司” 北京航空航天大学:“二炮技术研发中心”“五道口计算机学院”“学院路小飞机实践基地” 北京邮电大学:“明光村中学附属大学” 北京科技大学:“京津唐地区预备炼钢工人培训学院” 中国传媒大学:“中共中央宣传部储备干部培训中心”“定福庄二小附属大学” 北京协和医科大学:“五道口理工学院东单屠宰培训基地” 北京电影学院:“蓟门桥北爱情动作片拍摄中心兼青年男女伦理研究与实践基地” 北外:“中国抗‘日’军政大学俄文大队” 中国政法大学:“昌平法律职业技术培训学校”“军都山政法干校” 法大研究生院:“昌平法律职业技术培训学校蓟门里分校”或者“军都山政法干校蓟门桥下岗再就业培训中心” 西南政法大学:“壮志路街道辩论队” 西北政法大学:“延安讲武堂西安分堂” 华东政法大学:“长宁区瓜果副食公司” 中南财经政法:“中共中央党校华中地区二分校”“茶山刘法商会计管理计算机工程高等职业技术学院”“538路终点站大学” 南京大学:“浦口农民‘运动’讲习所” 南京财经大学:“仙林香樟园周末情侣房消费主力小分队” 河海大学:“江苏水利高专” 东南大学:“九龙湖高级技工学校” 南京师范大学:“江苏职教师资培训专科” 南京邮电大学:“三牌楼业余无线电俱乐部” 上海交通大学:“闵行理工学院”“东川路男子职业技术学院” 复旦大学:“五角场文秘职业技术学院”“五角场社区职教中心” 同济大学:“上海市第一建筑施工队” 上海大学:“宝山区落榜青年高复学校” 上海外国语大学:“松江俄文高专” 东华大学:“国立黄道婆高专” 上海海洋大学:“中国大闸蟹良种选育基地” 吉林大学:“东北人民大学”即“中央党校东北军法专校” 新东方:“私立留美预备学校” 西安交大:“西安铁道医院泌尿外科专门医院” 华东师范大学:“闵行女子高等师范专科学院”“虹梅南路女子高等师范专科学院”,简称“虹梅高师”或“虹梅女专”,是“普陀女子高等师范专科学院(原普陀区长风二中附属大学)”的分校区。 浙江传媒学院:“江浙地区高官富商N奶文化技巧培训中心” 华中科技大学:“关山口职业技术学院”“新屋熊国立大” 首都师范大学:“北京高大小学初中高中的老师基地” 浙江大学玉泉校区:“老河山职业技术学校” 大连理工大学:“搬家公司人才培养基地” 中国医科大学:“北二马路医学院”“和平一小附属卫校” 华中农业大学:“湖北农务学堂” 中国民航大学:“666/678大学”“天津滨海国际机场后勤总公司”“张贵庄灰机驾驶培训及考核基地”“21世纪中国民用飞行器设计维修中心” 天大和南开:“六里台七里台八里台联合大学” 上海海事大学:“黄浦江驾船员培训基地” 华东理工大学:“徐汇区家电维修站” 华东师范大学:“普陀师专” 上海师大:“徐汇区下岗青年再就业培训基地” 上海体育学院:“五角场武术学校” 中山大学:“广东应用文理综合学院”“海珠区青年康乐中心” 华南师范大学:“天河区幼教师资培训基地” 华南农业大学:“中科院华南自由落体研究所” 广东外语外贸大学:“白云山麓高级公关小姐兼语言培训基地”“白云山发情尼姑庵” 广州中医药大学:“三元里中医职业技术学院” 南方医科大学:“中国人民解放军截肢研究所” 深圳大学:“南山区青年创业培训中心” 汕头大学:“中央驻港联络办汕头统战办公室” 武汉大学:“珞珈山综合职业技术培训学院”“中共中央党校华中地区一分校” 山东师范大学:“中华联合考研培训基地济南实验学校”“全国研究生入学考试培训学校济南分校” 厦门大学:“厦门反散步协会附属实验学院”“教立中华佛教协会闽南佛学院修行基地” 上二医:“重庆南路教育超市附属鲜肉加工厂” 长安大学:“西北道路桥梁维修服务站” 西安电子科技大学:“出门被雷光棍博物馆”“长安区兴隆县玛钢厂附属雷村电子科技大学” 山东科技大学:“呼啸山庄” 华南理工大学:“五山镇理工学院”“五山禅寺” 西北大学:“西北农林第二研究所”“关中农民讲习所” 对外经济贸易大学:“太阳宫女子职业技术高等专科学校” 青岛大学:“青岛市南黄金路段最粗钉子户” 中央民族大学:“魏公村清真餐饮培训基地” 北京物资学院:“邓家窑村立大学”“天赐良院” 江苏警官学院:“中国专政工具生产集团江苏分公司” 哈尔滨理工大学(东区):“三大动力家电维修中心” 哈尔滨理工大学(西区):“哈西锅炉制造厂子弟学校” 哈尔滨理工大学(南区):“征仪路翻译职业学院兼信息管理通讯中心” 北京建筑工程学院:“二里沟走读学院” 天津音乐学院:“大光明桥琴瑟歌舞协会” 南京信息工程大学:“龙王子弟学校” 安徽农业大学:“华东地区化肥销售总代理” 大连海事:“交通部嫡系部队” 中央戏剧学院:“南锣鼓巷第二百五十小学” 东北财经大学:“大连男子会计学院”“东北青年疗养院” 湖北经济学院:“湖北停水停电断网学院” 中国传媒大学南广学院:“南广生态园” 桂林电子科技大学(尧山校区):“广西养牛基地” 扬州大学:“纵贯线综合农牧场” 东北师大:“教育部赴日留学预校” 江西财大:“老区高考高分撞车遇难者收容所一部” 湖南大学:“岳麓山管理处附属学院” 阜阳师范学院:“阜阳三中附属大学” 北二外:“韩国驻京子弟学校” 华侨大学厦门校区:“兑山小学附属华侨大学” 四川外语学院:“西南地区抗日军政大学俄文大队”“爬山减肥学校” 湖南商学院:“桐梓坡职业技术学院” 山东大学兴隆山校区:“南外环理工大学”“山东大学佛学院” 第二军医大学:“虬江尸体回收中心” 北京石油化工学院:“中常委指定高校生自杀心理学及边缘崩溃学说临床实验基地大兴分部” 南京信息工程大学:“盘城气象预报中心” 华中师范大学:“广埠屯女子师范专科学校” 中南财经:“茶山刘大学” 湖北大学:“徐东村幼儿园附属大” 浙大紫金港校区:“三墩工学院” 天津财大:“天津村党委财务科” 中国人民解放军西安陆军学院:“西北第一监狱” 成都理工大学—:“成都市二仙桥石头研究基地” 中国人民解放军重庆通信学院:“总参谋部歌乐山疗养院” 国立华侨大学:“国立华侨待业青年疗养基地” 首都医科大学:“河北菜户营大学” 东北大学:“沈阳南湖职业技术学校” 西南大学:“北碚天生路老师和农民专业培训中心” 北京体育大学:“亚洲第一青年疗养院” 西安电子科技大学:“徐家庄电器装修学校” 。。。。。。 虽然有点损,不过全是大实话,呵呵

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2010-09-18

(Yale Uninversity) Stephen C. Stearns 教授給研究生的建議 相見恨晚啊!!!

Always Prepare for the Worst. Some of the greatest catastrophes in graduate education could have been avoided by a little intelligent foresight. Be cynical. Assume that your proposed research might not work, and that one of your faculty advisers might become unsupportive - or even hostile. Plan for alternatives. Nobody cares about you. In fact, some professors care about you and some don't. Most probably do, but all are busy, which means in practice they cannot care about you because they don't have the time. You are on your own, and you had better get used to it. This has a lot of implications. Here are two important ones: 1. You had better decide early on that you are in charge of your program. The degree you get is yours to create. Your major professor can advise you and protect you to a certain extent from bureaucratic and financial demons, but he should not tell you what to do. That is up to you. If you need advice, ask for it: that's his job. 2. If you want to pick somebody's brains, you'll have to go to him or her, because they won't be coming to you. You Must Know Why Your Work is Important. When you first arrive, read and think widely and exhaustively for a year. Assume that everything you read is bullshit until the author manages to convince you that it isn't. If you do not understand something, don't feel bad - it's not your fault, it's the author's. He didn't write clearly enough. If some authority figure tells you that you aren't accomplishing anything because you aren't taking courses and you aren't gathering data, tell him what you're up to. If he persists, tell him to bug off, because you know what you're doing, dammit. This is a hard stage to get through because you will feel guilty about not getting going on your own research. You will continually be asking yourself, "What am I doing here?" Be patient. This stage is critical to your personal development and to maintaining the flow of new ideas into science. Here you decide what constitutes an important problem. You must arrive at this decision independently for two reasons. First, if someone hands you a problem, you won't feel that it is yours, you won't have that possessiveness that makes you want to work on it, defend it, fight for it, and make it come out beautifully. Secondly, your PhD work will shape your future. It is your choice of a field in which to carry out a life's work. It is also important to the dynamic of science that your entry be well thought out. This is one point where you can start a whole new area of research. Remember, what sense does it make to start gathering data if you don't know - and I mean really know - why you're doing it? Psychological Problems are the Biggest Barrier. You must establish a firm psychological stance early in your graduate career to keep from being buffeted by the many demands that will be made on your time. If you don't watch out, the pressures of course work, teaching, language requirements and who knows what else will push you around like a large, docile molecule in Brownian motion. Here are a few things to watch out for: 1. The initiation-rite nature of the PhD and its power to convince you that your value as a person is being judged. No matter how hard you try, you won't be able to avoid this one. No one does. It stems from the open-ended nature of the thesis problem. You have to decide what a "good" thesis is. A thesis can always be made better, which gets you into an infinite regress of possible improvements. Recognize that you cannot produce a "perfect" thesis. There are going to be flaws in it, as there are in everything. Settle down to make it as good as you can within the limits of time, money, energy, encouragement and thought at your disposal. You can alleviate this problem by jumping all the explicit hurdles early in the game. Get all of your course requirements and examinations out of the way as soon as possible. Not only do you thereby clear the decks for your thesis, but you also convince yourself, by successfully jumping each hurdle, that you probably are good enough after all. 2. Nothing elicits dominant behavior like subservient behavior. Expect and demand to be treated like a colleague. The paper requirements are the explicit hurdle you will have to jump, but the implicit hurdle is attaining the status of a colleague. Act like one and you'll be treated like one. 3. Graduate school is only one of the tools that you have at hand for shaping your own development. Be prepared to quit for awhile if something better comes up. There are three good reasons to do this. First, a real opportunity could arise that is more productive and challenging than anything you could do in graduate school and that involves a long enough block of time to justify dropping out. Examples include field work in Africa on a project not directly related to your PhD work, a contract for software development, an opportunity to work as an aide in the nation's capital in the formulation of science policy, or an internship at a major newspaper or magazine as a science journalist. Secondly, only by keeping this option open can you function with true independence as a graduate student. If you perceive graduate school as your only option, you will be psychologically labile, inclined to get a bit desperate and insecure, and you will not be able to give your best. Thirdly, if things really are not working out for you, then you are only hurting yourself and denying resources to others by staying in graduate school. There are a lot of interesting things to do in life besides being a scientist, and in some the job market is a lot better. If science is not turning you on, perhaps you should try something else. However, do not go off half-cocked. This is a serious decision. Be sure to talk to fellow graduate students and sympathetic faculty before making up your mind. Avoid Taking Lectures - They're Usually Inefficient. If you already have a good background in your field, then minimize the number of additional courses you take. This recommendation may seem counterintuitive, but it has a sound basis. Right now, you need to learn how to think for yourself. This requires active engagement, not passive listening and regurgitation. To learn to think, you need two things: large blocks of time, and as much one-on-one interaction as you can get with someone who thinks more clearly than you do. Courses just get in the way, and if you are well motivated, then reading and discussion is much more efficient and broadening than lectures. It is often a good idea to get together with a few colleagues, organize a seminar on a subject of interest, and invite a few faculty to take part. They'll probably be delighted. After all, it will be interesting for them, they'll love your initiative - and it will give them credit for teaching a course for which they don't have to do any work. How can you lose? These comments of course do not apply to courses that teach specific skills: e.g., electron microscopy, histological technique, scuba diving. Write a Proposal and Get It Criticized. A research proposal serves many functions. 1. By summarizing your year's thinking and reading, it ensures that you have gotten something out of it. 2. It makes it possible for you to defend your independence by providing a concrete demonstration that you used your time well. 3. It literally makes it possible for others to help you. What you have in mind is too complex to be communicated verbally - too subtle, and in too many parts. It must be put down in a well-organized, clearly and concisely written document that can be circulated to a few good minds. Only with a proposal before them can they give you constructive criticism. 4. You need practice writing. We all do. 5. Having located your problem and satisfied yourself that it is important, you will have to convince your colleagues that you are not totally demented and, in fact, deserve support. One way to organize a proposal to accomplish this goal is: a. A brief statement of what you propose, couched as a question or hypothesis. b. Why it is important scientifically, not why it is important to you personally, and how it fits into the broader scheme of ideas in your field. c. A literature review that substantiates (b). d. Describe your problem as a series of subproblems that can each be attacked in a series of small steps. Devise experiments, observations or analyses that will permit you to exclude alternatives at each stage. Line them up and start knocking them down. By transforming the big problem into a series of smaller ones, you always know what to do next, you lower the energy threshold to begin work, you identify the part that will take the longest or cause the most problems, and you have available a list of things to do when something doesn't work out. 6. Write down a list of the major problems that could arise and ruin the whole project. Then write down a list of alternatives that you will do if things actually do go wrong. 7. It is not a bad idea to design two or three projects and start them in parallel to see which one has the best practical chance of succeeding. There could be two or three model systems that all seem to have equally good chances on paper of providing appropriate tests for your ideas, but in fact practical problems may exclude some of them. It is much more efficient to discover this at the start than to design and execute two or three projects in succession after the first fail for practical reasons. 8. Pick a date for the presentation of your thesis and work backwards in constructing a schedule of how you are going to use your time. You can expect a stab of terror at this point. Don't worry - it goes on like this for awhile, then it gradually gets worse. 9. Spend two to three weeks writing the proposal after you've finished your reading, then give it to as many good critics as you can find. Hope that their comments are tough, and respond as constructively as you can. 10. Get at it. You already have the introduction to your thesis written, and you have only been here 12 to 18 months. Manage Your Advisors. Keep your advisors aware of what you are doing, but do not bother them. Be an interesting presence, not a pest. At least once a year, submit a written progress report 1-2 pages long on your own initiative. They will appreciate it and be impressed. Anticipate and work to avoid personality problems. If you do not get along with your professors, change advisors early on. Be very careful about choosing your advisors in the first place. Most important is their interest in your interests. Types of Theses. Never elaborate a baroque excrescence on top of existing but shaky ideas. Go right to the foundations and test the implicit but unexamined assumptions of an important body of work, or lay the foundations for a new research thrust. There are, of course, other types of theses: 1. The classical thesis involves the formulation of a deductive model that makes novel and surprising predictions which you then test objectively and confirm under conditions unfavorable to the hypothesis. Rarely done and highly prized. 2. A critique of the foundations of an important body of research. Again, rare and valuable and a sure winner if properly executed. 3. The purely theoretical thesis. This takes courage, especially in a department loaded with bedrock empiricists, but can be pulled off if you are genuinely good at math and logic. 4. Gather data that someone else can synthesize. This is the worst kind of thesis, but in a pinch it will get you through. To certain kinds of people lots of data, even if they don't test a hypothesis, will always be impressive. At least the results show that you worked hard, a fact with which you can blackmail your committee into giving you the doctorate. There are really as many kinds of theses as their are graduate students. The four types listed serve as limiting cases of the good, the bad, and the ugly. Doctoral work is a chance for you to try your hand at a number of different research styles and to discover which suites you best: theory, field work, or lab work. Ideally, you will balance all three and become the rare person who can translate the theory for the empiricists and the real world for the theoreticians. Start Publishing Early. Don't kid yourself. You may have gotten into this game out of your love for plants and animals, your curiosity about nature, and your drive to know the truth, but you won't be able to get a job and stay in it unless you publish. You need to publish substantial articles in internationally recognized, refereed journals. Without them, you can forget a career in science. This sounds brutal, but there are good reasons for it, and it can be a joyful challenge and fulfillment. Science is shared knowledge. Until the results are effectively communicated, they in effect do not exist. Publishing is part of the job, and until it is done, the work is not complete. You must master the skill of writing clear, concise, well-organized scientific papers. Here are some tips about getting into the publishing game. 1. Co-author a paper with someone who has more experience. Approach a professor who is working on an interesting project and offer your services in return for a junior authorship. He'll appreciate the help and will give you lots of good comments on the paper because his name will be on it. 2. Do not expect your first paper to be world-shattering. A lot of eminent people began with a minor piece of work. The amount of information reported in the average scientific paper may be less than you think. Work up to the major journals by publishing one or two short - but competent - papers in less well-recognized journals. You will quickly discover that no matter what the reputation of the journal, all editorial boards defend the quality of their product with jealous pride - and they should! 3. If it is good enough, publish your research proposal as a critical review paper. If it is publishable, you've probably chosen the right field to work in. 4. Do not write your thesis as a monograph. Write it as a series of publishable manuscripts, and submit them early enough so that at least one or two chapters of your thesis can be presented as reprints of published articles. 5. Buy and use a copy of Strunk and White's Elements of Style. Read it before you sit down to write your first paper, then read it again at least once a year for the next three or four years. Day's book, How to Write a Scientific Paper, is also excellent. 6. Get your work reviewed before you submit it to the journal by someone who has the time to criticize your writing as well as your ideas and organization. Don't Look Down on a Master's Thesis. The only reason not to do a master's is to fulfill the generally false conceit that you're too good for that sort of thing. The master's has a number of advantages. 1. It gives you a natural way of changing schools if you want to. You can use this to broaden your background. Moreover, your ideas on what constitutes an important problem will probably be changing rapidly at this stage of your development. Your knowledge of who is doing what, and where, will be expanding rapidly. If you decide to change universities, this is the best way to do it. You leave behind people satisfied with your performance and in a position to provide well-informed letters of recommendation. You arrive with most of your PhD requirements satisfied. 2. You get much-needed experience in research and writing in a context less threatening than doctoral research. You break yourself in gradually. In research, you learn the size of a soluble problem. People who have done master's work usually have a much easier time with the PhD. 3. You get a publication. 4. What's your hurry? If you enter the job market too quickly, you won´t be well prepared. Better to go a bit more slowly, build up a substantial background, and present yourself a bit later as a person with more and broader experience. Publish Regularly, But Not Too Much. The pressure to publish has corroded the quality of journals and the quality of intellectual life. It is far better to have published a few papers of high quality that are widely read than it is to have published a long string of minor articles that are quickly forgotten. You do have to be realistic. You will need publications to get a post-doc, and you will need more to get a faculty position and then tenure. However, to the extent that you can gather your work together in substantial packages of real quality, you will be doing both yourself and your field a favor. Most people publish only a few papers that make any difference. Most papers are cited little or not at all. About 10% of the articles published receive 90% of the citations. A paper that is not cited is time and effort wasted. Go for quality, not for quantity. This will take courage and stubbornness, but you won't regret it. If you are publishing one or two carefully considered, substantial papers in good, refereed journals each year, you're doing very well - and you've taken time to do the job right. Acknowledgements Thanks to Frank Pitelka for providing an opportunity, to Ray Huey for being a co-conspirator and sounding board and for providing a number of the comments presented here, to the various unknown graduate students who kept these ideas in circulation, and to Pete Morin for suggesting that I write them up for publication. Some Useful References. Day, R.A. 1983. How to write and publish a scientific paper. 2nd ed. iSi Press, Philadephia. 181 pp. wise and witty. Smith, R.V. 1984. Graduate research - a guide for students in the sciences. iSi Press, Philadelphia. 182 pp. complete and practical. Strunk, W. Jr, and E.B. White.1979. The elements of style. 3rd Ed. Macmillan, New York. 92 pp. the paradigm of concision.

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2010-09-05

看完这些,在美国你还找不到工作就是你的错了(改进版本三)

TIP1:最好的找工作的办法是熟人推荐(无数前辈的证明) TIP2:简历中可以有一些放大的地方,不然太实事求是。 TIP3:其实美国MASTER毕业后,想找工作还是很容易的,关键看你的要求。如果你擅长销售,那么任何保险公司基本都会要你。这只是你找不到工作又想留在美国的选择。 TIP4:不要误以为你自己的简历非常强大,找师兄或者师姐改一改。强调,不要误以为你写的非常好。 TIP5: 如果你在某个行业内你觉得自己还是挺了解的,去linkedin.com上面找这个行业内的人添加他为好友,熟悉之后很容易或者推荐。如果你自己有 BUSINESS,这上面绝对是找客户和客户的绝对机会!我就是在这上面找工作和business partner的。这家网站如果你去给对方发消息或者发简历,其回复率之高相对于别的求职网站简直没有办法比。这就是美国所谓的networking.另 外我建议大家在自己的职位等描述上写得夸大一点点,这样你的回复率会更加高。 TIP将继续添加。。。欢迎关注与提意见,争取把本帖打造成强帖! Professional Resume 简历可以说是找工作中相当重要的一环,因为你的简历首先必须过了HR这一关,你才有可能面试,你才有可能找到工作。下面我会给出一些我个人认为非常好的网站来帮助你完成你的简历。同时我也会给出一部分付费帮你改简历的网站(个人觉得还是值得的) http://www.howtowritearesume.net/login.aspx? 在线帮你写简历的。 http://www.bestsampleresume.com/ 要是在线帮你写简历还是帮不了你,那么你就先到这里看看样本吧,几乎你想得到的样本全部都有。 付费修改简历的几家比较有名的网站如下(这个重要性希望大家意识到,如果你要找的工作是那咱比较专业的,比如finance, 500强之类的,强烈建议请专业的人帮忙): e-resume.net Job & Career Sites 第一步,登陆学校的job link, 那上面的企业一般是对你的学校比较友好的。往往在那里你可以找到不少面试或者电话面试的机会。有可能你就在那里找到工作了。 第二步,登陆全美一些最大的招聘网站,让你的简历被更多的招聘者看到,同时你也有机会看到更加多的工作。美国有几个相当有名的求职网站,下面都列出来了。 job.com:也是全美国十大求职公司排名前几的了。 Beyond.com(强烈推荐) Government Jobs:有一些比如说的交通啊建筑啊等一些跟政府有关的专业,那么这个网站就是专门为你设计的了。专门提供政府工作的网站。 Job online: 也量个非常好的网站,建议注册一下,时常关注。 local jobs: 专门针对想在当地找工作的人群。 snagajob.com: USA #1 source for hourly and part-time jobs,注意注意,有特长的同学的好去处,平时除了RA和TA还可以兼职一下:) 其实PHD同学们一般是有特长的,呵呵!这个网站专门为兼职而弄,如 果有同学是FELLOWSHIP没有SSN,可以去这里随便搞个工作,然后就有SSN了。 比较大众的monster, careerbuilder就不多说了。 Resume Distribution Services 展示你自己也是相当重要的一环,网络上有许多网站可以将你的简历免费展示展示在众多的招聘人眼中。下面几个相当不错,强烈推荐。这里说明一下,下面基本是要收费的。但 是大家找工作的误区往往在于舍不得花个几十美元,硬是自己一封封投,这样是不明智的。一是浪费时间,一是你投得实在有限。你必须跟别人不太一样。以下这些 网站他们的收费不贵,但都将你的简历极大的提高了展示率,有时候可能一下子就是几万几十万的招骋者看到你的简历,总会有人欣赏你的。希望大家多想想。 climberBuild and Broadcast a Professional Resume to 70K Recruiters, Today! (注意,有30天免费的试用,所以说其实是免费的,强烈推荐!!!) ResumeZapper.com: email your resumes to over 1000 headhunters。这 个比较强大了,如果你肯花几十美元,我觉得还是值得的。这家可以选择你所求职的领域,然后将你的简历发到这些招聘者的手里。比较适合牛人和学习不好的 人:)牛人这样发的话好公司找你的机会大一些。平时GPA不好的,可以将自己EXPOSE TO更多的招聘者。而且价格也还可以接受,50美元就帮你简历全新设计,并将他们发送给你所指定的众多的招聘者. e-Resume.net:非常便宜,性价比非常高。 Doostang.com: 在美国叫做elite求职网站,也就是研究生以上学位的人基本在这里。他们官方的统计是超过30%的美国研究生在这里求职。可以说更加高端一些吧。 WorkTree.com HotResumes.com:免费可以发布你的简历,也是非常大的一个网站。还是相当不错的。 ResumeRabbit.com:最后推荐的一家 看看他家都提供啥服务:
  • Resume Posting: on up to 84 top job sites.
  • Massive Exposure: to over 1.5 million employers & recruiters.
  • Posting Report: of all job sites your resume was posted to.
  • Jobs by Email: Receive matching jobs from lots of job sites.
  • Spam Protection: keeps your personal email box safe.
  • Identity Protection: posts your resume information confidentially.
  • Centralized Log in: to all job site accounts we created for you.
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    2010-08-17

    世上最浪费时间的三件事

    我问你,世界上最浪费时间的是什么事? 人人网?偷菜?魔兽世界? 不是,尽管它们排名也很靠前。 世界上最浪费时间的是三个单词:WORRY, BLAME, & JUDGEMENT. 第一位:WORRY,担忧。 让我们感觉到担忧的事情很多,年纪越大,越是如此。然而,总体来说,让我们担忧的不过2类事情: 1. 我们准备不足的事情,如考试,如演出,如工作机会……我们担忧这些事情,因为我们害怕自己会搞砸。搞砸的原因很多,但归根究底,最可能的,最直接的原因就 是准备不足。没有努力复习,没有努力准备,没有资料,没有经验,没有思想准备,没有投入足够的时间进行练习……那么既然我们准备不足,该怎么做呢?坐在地 上紧皱眉头担忧? 当然是赶快去做准备啦!!! 2. 我们改变不了的事情,如别人的看法,如自己天生的缺陷,如世界末日? 有的事情,不是你能够改变的,我们刻苦的亚洲人总觉得自己多努力一点,就能够获得完满,让周围的人都喜欢自己,让世界充满爱。 (咳咳,不是说让世界充满爱不好……) 然而,这个世界很多事实是你无法改变的。就像有的人天生就喜欢你一样,有的人天生就不喜欢你。不管你多么努力,多么投入地去讨好,不喜欢你的人就是不喜欢你。有时候根本都不是你的问题,就是气场不合。 既然改变不了,为什么要去担心呢?担心就能改变了吗? Let it go! 改变不了就放掉它!享受你的生活。 第二浪费时间大事,BLAME,怪责 怪责是很简单的事,是人都会。 上不了大学我们怪父母教育不当;找不到工作,我们怪大学不够务实;上班迟到了我们怪公交系统;谈恋爱失败了我们怪对方自私;演出失败了我们怪音响不好;考试搓掉了我们怪老师傻x…… 从现在开始,如果你想要成为一个快乐的成功的人,stop that! 自己为自己负起责任来。 你是唯一的一个有责任的人。你的人生,你的幸福,是你自己的责任。 不错,我们都有伤心往事,你哭说你爸妈从小打你,我哭说我老师曾经当众辱骂我,他说他女朋友曾经劈腿多次让他伤到不敢再去爱,她说她从小没有父亲所以总忍不住喜欢已婚大龄男人。 Blah blah blah...blah blah blah...blah blah blah blah blah blah blah... 我问你一句:So what? 从来没有过伤心的经历的举个手来看看? 我们可能会遇见对我们不好的人,我们可能会嫁给对我们不好的人。 然而,选择留在这种悲惨关系中的人,是谁? 选择不去尝试改变,不去寻求帮助的人,是谁? 相信我,不管生在何方,我们永远有选择,永远都有。 当然,有的选择并不容易,有的时候,我们不得不妥协,然而,选择妥协,也是说明我们可以,甚至愿意承受这些不幸,不是吗? 既然愿意承受,可以承受,why blame it? 怪责别人,别人一点也不会受到伤害,大多时候他们根本都不会做出改变。 气得一塌糊涂,觉得自己生活悲惨得稀里糊涂的人 只是你,你这个Blamer而已。 别再怪责了,从今天开始,一切都当作自己的责任。 如果我搞砸了,那么,从中学习经验,下一次试着做更好。 实在没什么好怪责的。 最后一个浪费时间的单词:Judgement。 注意,这里的Judgement不是说判断力哈,判断力还是要有的。 这里的Judgement,是说评判别人。 我们总喜欢看戏,看别人的生活,然后得出结论:张三是个傻B,李四非常软弱,王五其实一文不值只是装出有钱的样子,赵钱孙是个野蛮不讲道理的人…… 是的,这些结论也许都是正确的。 So? 你看得好透彻,你说的好精彩,哈,哈,哈,然后呢? 张三是傻了点可他特真诚大家都喜欢他,李四软弱是真的但是他对女朋友特别好他们这就要幸福地结婚了,王五爱装逼但是那是因为他小时候在被人瞧不起过,赵钱孙则是从小被一个喝酒的爸爸打骂长大的…… 你看到那些故事了吗?那些你所不知道的东西了吗? 你对自己作过剖析吗? 有意思吗? 对别人的生活做出判断,首先是一件非常粗暴野蛮的事情,大多时候,你根本不了解这个人,你根本不明白你做出的这些判断有多么肤浅。 其次,就算你判断出来了,那又怎么样,别人继续走着他的路,即使那在你眼中是很愚蠢的路,他继续享受着他的人生,你呢? 在路边上亦步亦趋地盯着人家怎么生活的你不是更可悲吗? 你得意地笑话着别人,却没有意识到,你也在画面中。 经过的人们,也都在看你。 你也很好笑的。 或者,应该说,我们每一个人都很好笑的。但同时,我们都有各自可爱的,可恨的,可鄙的,可敬的那一面。 既然如此,大哥莫说二哥,各走各的,能忍的忍,不能忍的你就躲远点。 话虽如此,世上的事永远说的比做的容易。 我仍然担忧,我仍然怪责,我仍然给别人下着定义……在这里写文章,试图给别人意见的我,也是一个很好笑的人。 不过,想通这一点。 至少我,很快乐。 希望你快乐。

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    2010-08-10

    关于如何交学费以及国际电汇的碎碎念

    今天跑了银行折腾了一个下午,终于把学费给搞定了,过24小时左右学校应该可以收到了。很多同学朋友都在讨论怎么交学费,那么这里我把我的方法跟大家一起分享一下。 我是在建设银行办理购汇的,之所以选择建行的原因如下,大家可以参考 1。 购汇在2W-3W美元的,可以优惠54个点差,一个点差是0.00005元,所以54个点差便是0.0027元。我买美元的时候实施牌价是 6.77910000,但最后成交价是6.77640000,所以最后算下来,便宜了71.12元。虽然只有71.12元,但是最后电汇的手续费基本上是 省下来了,所以还是挺划算的。 2。购汇在2W-3W美元的。手续费打三折,如果5W美元或以上就是免手续费了。但是邮电费还是要交的。最后我算下来手续费交了53.5元,邮电费80元,所以最后总共花了133.50元。 补 充:3。在建行购汇2W刀(还是3W刀更高?忘记了……)就可以办理一张理财卡。貌似是建行乐当家理财白金卡。这卡还不错,平时是要存款100W人民币才 可以办的,在中国各种手续费减免吧。比如我是宁波的卡,在杭州取钱手续费暴贵,这个卡取的手续费貌似减半=  =大家可以参考一下 如第一点所述,我买美元的时候省下了71.12元,所以最后花费也不是很多,减去买美金优惠的,其实也只是付了62.38元。这样算下来电汇还是比较合算的。而且现在电汇速度还是比较快的,基本24小时就可以到帐,而且无带汇票会丢失之虞。大家可以参考。 值得注意的是,不是所有建行都是这样的购汇政策。每个市都有自己的政策,大家可以问一问。而 且也不是所有的营业点都有这样的优惠,建议大家在选择营业点的时候尽量选择支行或者分行。也可以多跑几个行问一问他们的政策,应该几大银行多多少少都有优 惠。我只跑了建行,因为算下来不是很贵就选择建行了。(你去咨询也可能他们没有跟你讲清楚,优惠政策也不一定讲的很详尽。我去问招行就是这样,被吓了一 跳,巨额的手续费和电报费……但如果实际操作应该还是挺便宜的) 对于那些家里本来就有美金储备的同学们,如果你们打算直接把现有的美金汇过 去,这样的做法不是不可以,但是挺不划算的。我就是这种情况,叫做钞汇结算貌似。这样的话需要支付钞汇差价,而且差价是多少要实际交易了以后才可以知道, 否则是不能提前计算的。但是工作人员告诉我,一般会损失几百美金(不知道对不对,他们是这么说的)。所以这样并不是很划算。我最后的策略是,把美金转一部 分到信用卡里,这样以后在美国刷信用卡的时候会先刷你卡里存着的美金,直到美金用完了,才会透支。所以这样就可以避免现金带太多,或者这部分美金用钞汇结 算的损失了,也挺方便。另外可以带一些在身上,到了美国,学校会带大家办理美国的借记卡,然后可以把钱存在借记卡里。(貌似最大携带美金数额是5000 刀,多了要报关。)p.s.现在外汇管理局查的很严,每个人每天只能支取5000刀的现金,所以如果你要多带一些,记得提前几天去支取。不仅如此,每人每 年每张身份证只能兑换5W刀的美金,到当年的12月31日为止,1月1号算另外一个自然年。所以大家可以让父母帮忙兑换。 现在我贴上建行的电汇单,可以告诉大家是怎么填写的。如果有错误请指正(但是我就悲剧了,工作人员让我这么填的……) 有几个地方大家注意 1。 如果你购汇的时候买的美元是用家长身份证的,那么在汇款人和申请人那栏必须写买美元时候的那个人的名字。即同一张身份证,申请人的电话要写能联系到的,因 为日后可能需要你重新回银行交一笔费用,大概2-5美元即可,因为学费需要全额到账,所以如71A栏,我填的是我方承担国内外费用,所以如果在转账途中发 生费用需要我们支付,大概2-5刀,但也许不用。 2。收款银行之代理行,如果学校没有告知,那么就空着,代理行的意思就是我这笔钱要先经过一个A银行然后再转到最终的收款行,那么那个A银行就是代理行。如果学校只告诉你一个银行,那么那个银行肯定是最终的收款行(貌似是废话) 3。交易编码那栏每个银行有不同的编码应该是(没去过别的银行不知道),建行的是202050。可以询问工作人员。 4。汇款附言,学校有要求,一般写的是你自己的名字和你学校的ID。 5。最后的凭证自己留好,最好给学校的财务办公室传真一份过去。告诉他们你已经汇过去了。如果收到让他们告知一声。 其他应该没有了,8月份的尾巴,不是狮子座=  =人民的离别情绪日益高涨,大家抓紧抓住这8月的尾巴=  =预祝大家美利坚合众国的学习、生活、爱情……都丰收!! p.s.如有错误,请指正;如有问题,请咨询银行= =

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    2010-07-23

    (Yale Uninversity) Stephen C. Stearns 教授給研究生的建議 相見恨晚啊!!!

    Always Prepare for the Worst. Some of the greatest catastrophes in graduate education could have been avoided by a little intelligent foresight. Be cynical. Assume that your proposed research might not work, and that one of your faculty advisers might become unsupportive - or even hostile. Plan for alternatives. Nobody cares about you. In fact, some professors care about you and some don't. Most probably do, but all are busy, which means in practice they cannot care about you because they don't have the time. You are on your own, and you had better get used to it. This has a lot of implications. Here are two important ones: 1. You had better decide early on that you are in charge of your program. The degree you get is yours to create. Your major professor can advise you and protect you to a certain extent from bureaucratic and financial demons, but he should not tell you what to do. That is up to you. If you need advice, ask for it: that's his job. 2. If you want to pick somebody's brains, you'll have to go to him or her, because they won't be coming to you. You Must Know Why Your Work is Important. When you first arrive, read and think widely and exhaustively for a year. Assume that everything you read is bullshit until the author manages to convince you that it isn't. If you do not understand something, don't feel bad - it's not your fault, it's the author's. He didn't write clearly enough. If some authority figure tells you that you aren't accomplishing anything because you aren't taking courses and you aren't gathering data, tell him what you're up to. If he persists, tell him to bug off, because you know what you're doing, dammit. This is a hard stage to get through because you will feel guilty about not getting going on your own research. You will continually be asking yourself, "What am I doing here?" Be patient. This stage is critical to your personal development and to maintaining the flow of new ideas into science. Here you decide what constitutes an important problem. You must arrive at this decision independently for two reasons. First, if someone hands you a problem, you won't feel that it is yours, you won't have that possessiveness that makes you want to work on it, defend it, fight for it, and make it come out beautifully. Secondly, your PhD work will shape your future. It is your choice of a field in which to carry out a life's work. It is also important to the dynamic of science that your entry be well thought out. This is one point where you can start a whole new area of research. Remember, what sense does it make to start gathering data if you don't know - and I mean really know - why you're doing it? Psychological Problems are the Biggest Barrier. You must establish a firm psychological stance early in your graduate career to keep from being buffeted by the many demands that will be made on your time. If you don't watch out, the pressures of course work, teaching, language requirements and who knows what else will push you around like a large, docile molecule in Brownian motion. Here are a few things to watch out for: 1. The initiation-rite nature of the PhD and its power to convince you that your value as a person is being judged. No matter how hard you try, you won't be able to avoid this one. No one does. It stems from the open-ended nature of the thesis problem. You have to decide what a "good" thesis is. A thesis can always be made better, which gets you into an infinite regress of possible improvements. Recognize that you cannot produce a "perfect" thesis. There are going to be flaws in it, as there are in everything. Settle down to make it as good as you can within the limits of time, money, energy, encouragement and thought at your disposal. You can alleviate this problem by jumping all the explicit hurdles early in the game. Get all of your course requirements and examinations out of the way as soon as possible. Not only do you thereby clear the decks for your thesis, but you also convince yourself, by successfully jumping each hurdle, that you probably are good enough after all. 2. Nothing elicits dominant behavior like subservient behavior. Expect and demand to be treated like a colleague. The paper requirements are the explicit hurdle you will have to jump, but the implicit hurdle is attaining the status of a colleague. Act like one and you'll be treated like one. 3. Graduate school is only one of the tools that you have at hand for shaping your own development. Be prepared to quit for awhile if something better comes up. There are three good reasons to do this. First, a real opportunity could arise that is more productive and challenging than anything you could do in graduate school and that involves a long enough block of time to justify dropping out. Examples include field work in Africa on a project not directly related to your PhD work, a contract for software development, an opportunity to work as an aide in the nation's capital in the formulation of science policy, or an internship at a major newspaper or magazine as a science journalist. Secondly, only by keeping this option open can you function with true independence as a graduate student. If you perceive graduate school as your only option, you will be psychologically labile, inclined to get a bit desperate and insecure, and you will not be able to give your best. Thirdly, if things really are not working out for you, then you are only hurting yourself and denying resources to others by staying in graduate school. There are a lot of interesting things to do in life besides being a scientist, and in some the job market is a lot better. If science is not turning you on, perhaps you should try something else. However, do not go off half-cocked. This is a serious decision. Be sure to talk to fellow graduate students and sympathetic faculty before making up your mind. Avoid Taking Lectures - They're Usually Inefficient. If you already have a good background in your field, then minimize the number of additional courses you take. This recommendation may seem counterintuitive, but it has a sound basis. Right now, you need to learn how to think for yourself. This requires active engagement, not passive listening and regurgitation. To learn to think, you need two things: large blocks of time, and as much one-on-one interaction as you can get with someone who thinks more clearly than you do. Courses just get in the way, and if you are well motivated, then reading and discussion is much more efficient and broadening than lectures. It is often a good idea to get together with a few colleagues, organize a seminar on a subject of interest, and invite a few faculty to take part. They'll probably be delighted. After all, it will be interesting for them, they'll love your initiative - and it will give them credit for teaching a course for which they don't have to do any work. How can you lose? These comments of course do not apply to courses that teach specific skills: e.g., electron microscopy, histological technique, scuba diving. Write a Proposal and Get It Criticized. A research proposal serves many functions. 1. By summarizing your year's thinking and reading, it ensures that you have gotten something out of it. 2. It makes it possible for you to defend your independence by providing a concrete demonstration that you used your time well. 3. It literally makes it possible for others to help you. What you have in mind is too complex to be communicated verbally - too subtle, and in too many parts. It must be put down in a well-organized, clearly and concisely written document that can be circulated to a few good minds. Only with a proposal before them can they give you constructive criticism. 4. You need practice writing. We all do. 5. Having located your problem and satisfied yourself that it is important, you will have to convince your colleagues that you are not totally demented and, in fact, deserve support. One way to organize a proposal to accomplish this goal is: a. A brief statement of what you propose, couched as a question or hypothesis. b. Why it is important scientifically, not why it is important to you personally, and how it fits into the broader scheme of ideas in your field. c. A literature review that substantiates (b). d. Describe your problem as a series of subproblems that can each be attacked in a series of small steps. Devise experiments, observations or analyses that will permit you to exclude alternatives at each stage. Line them up and start knocking them down. By transforming the big problem into a series of smaller ones, you always know what to do next, you lower the energy threshold to begin work, you identify the part that will take the longest or cause the most problems, and you have available a list of things to do when something doesn't work out. 6. Write down a list of the major problems that could arise and ruin the whole project. Then write down a list of alternatives that you will do if things actually do go wrong. 7. It is not a bad idea to design two or three projects and start them in parallel to see which one has the best practical chance of succeeding. There could be two or three model systems that all seem to have equally good chances on paper of providing appropriate tests for your ideas, but in fact practical problems may exclude some of them. It is much more efficient to discover this at the start than to design and execute two or three projects in succession after the first fail for practical reasons. 8. Pick a date for the presentation of your thesis and work backwards in constructing a schedule of how you are going to use your time. You can expect a stab of terror at this point. Don't worry - it goes on like this for awhile, then it gradually gets worse. 9. Spend two to three weeks writing the proposal after you've finished your reading, then give it to as many good critics as you can find. Hope that their comments are tough, and respond as constructively as you can. 10. Get at it. You already have the introduction to your thesis written, and you have only been here 12 to 18 months. Manage Your Advisors. Keep your advisors aware of what you are doing, but do not bother them. Be an interesting presence, not a pest. At least once a year, submit a written progress report 1-2 pages long on your own initiative. They will appreciate it and be impressed. Anticipate and work to avoid personality problems. If you do not get along with your professors, change advisors early on. Be very careful about choosing your advisors in the first place. Most important is their interest in your interests. Types of Theses. Never elaborate a baroque excrescence on top of existing but shaky ideas. Go right to the foundations and test the implicit but unexamined assumptions of an important body of work, or lay the foundations for a new research thrust. There are, of course, other types of theses: 1. The classical thesis involves the formulation of a deductive model that makes novel and surprising predictions which you then test objectively and confirm under conditions unfavorable to the hypothesis. Rarely done and highly prized. 2. A critique of the foundations of an important body of research. Again, rare and valuable and a sure winner if properly executed. 3. The purely theoretical thesis. This takes courage, especially in a department loaded with bedrock empiricists, but can be pulled off if you are genuinely good at math and logic. 4. Gather data that someone else can synthesize. This is the worst kind of thesis, but in a pinch it will get you through. To certain kinds of people lots of data, even if they don't test a hypothesis, will always be impressive. At least the results show that you worked hard, a fact with which you can blackmail your committee into giving you the doctorate. There are really as many kinds of theses as their are graduate students. The four types listed serve as limiting cases of the good, the bad, and the ugly. Doctoral work is a chance for you to try your hand at a number of different research styles and to discover which suites you best: theory, field work, or lab work. Ideally, you will balance all three and become the rare person who can translate the theory for the empiricists and the real world for the theoreticians. Start Publishing Early. Don't kid yourself. You may have gotten into this game out of your love for plants and animals, your curiosity about nature, and your drive to know the truth, but you won't be able to get a job and stay in it unless you publish. You need to publish substantial articles in internationally recognized, refereed journals. Without them, you can forget a career in science. This sounds brutal, but there are good reasons for it, and it can be a joyful challenge and fulfillment. Science is shared knowledge. Until the results are effectively communicated, they in effect do not exist. Publishing is part of the job, and until it is done, the work is not complete. You must master the skill of writing clear, concise, well-organized scientific papers. Here are some tips about getting into the publishing game. 1. Co-author a paper with someone who has more experience. Approach a professor who is working on an interesting project and offer your services in return for a junior authorship. He'll appreciate the help and will give you lots of good comments on the paper because his name will be on it. 2. Do not expect your first paper to be world-shattering. A lot of eminent people began with a minor piece of work. The amount of information reported in the average scientific paper may be less than you think. Work up to the major journals by publishing one or two short - but competent - papers in less well-recognized journals. You will quickly discover that no matter what the reputation of the journal, all editorial boards defend the quality of their product with jealous pride - and they should! 3. If it is good enough, publish your research proposal as a critical review paper. If it is publishable, you've probably chosen the right field to work in. 4. Do not write your thesis as a monograph. Write it as a series of publishable manuscripts, and submit them early enough so that at least one or two chapters of your thesis can be presented as reprints of published articles. 5. Buy and use a copy of Strunk and White's Elements of Style. Read it before you sit down to write your first paper, then read it again at least once a year for the next three or four years. Day's book, How to Write a Scientific Paper, is also excellent. 6. Get your work reviewed before you submit it to the journal by someone who has the time to criticize your writing as well as your ideas and organization. Don't Look Down on a Master's Thesis. The only reason not to do a master's is to fulfill the generally false conceit that you're too good for that sort of thing. The master's has a number of advantages. 1. It gives you a natural way of changing schools if you want to. You can use this to broaden your background. Moreover, your ideas on what constitutes an important problem will probably be changing rapidly at this stage of your development. Your knowledge of who is doing what, and where, will be expanding rapidly. If you decide to change universities, this is the best way to do it. You leave behind people satisfied with your performance and in a position to provide well-informed letters of recommendation. You arrive with most of your PhD requirements satisfied. 2. You get much-needed experience in research and writing in a context less threatening than doctoral research. You break yourself in gradually. In research, you learn the size of a soluble problem. People who have done master's work usually have a much easier time with the PhD. 3. You get a publication. 4. What's your hurry? If you enter the job market too quickly, you won´t be well prepared. Better to go a bit more slowly, build up a substantial background, and present yourself a bit later as a person with more and broader experience. Publish Regularly, But Not Too Much. The pressure to publish has corroded the quality of journals and the quality of intellectual life. It is far better to have published a few papers of high quality that are widely read than it is to have published a long string of minor articles that are quickly forgotten. You do have to be realistic. You will need publications to get a post-doc, and you will need more to get a faculty position and then tenure. However, to the extent that you can gather your work together in substantial packages of real quality, you will be doing both yourself and your field a favor. Most people publish only a few papers that make any difference. Most papers are cited little or not at all. About 10% of the articles published receive 90% of the citations. A paper that is not cited is time and effort wasted. Go for quality, not for quantity. This will take courage and stubbornness, but you won't regret it. If you are publishing one or two carefully considered, substantial papers in good, refereed journals each year, you're doing very well - and you've taken time to do the job right. Acknowledgements Thanks to Frank Pitelka for providing an opportunity, to Ray Huey for being a co-conspirator and sounding board and for providing a number of the comments presented here, to the various unknown graduate students who kept these ideas in circulation, and to Pete Morin for suggesting that I write them up for publication. Some Useful References. Day, R.A. 1983. How to write and publish a scientific paper. 2nd ed. iSi Press, Philadephia. 181 pp. wise and witty. Smith, R.V. 1984. Graduate research - a guide for students in the sciences. iSi Press, Philadelphia. 182 pp. complete and practical. Strunk, W. Jr, and E.B. White.1979. The elements of style. 3rd Ed. Macmillan, New York. 92 pp. the paradigm of concision.

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    2010-07-22

    ZZ给北美硕士同学的找工作建议

    刚刚看到很多人抱怨硕士只有一年/一年半,找不到工作,还有一些论坛上的帖子散布HR不招美国学校的硕士。 其实这些都不用理,不管你的学校是不是所谓的AD 狂,还是course-track的硕士program, 只要你用心去找一定没问题

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    2010-07-07

    北美留学生购物必备!!!!没钱也要买大牌、买奢侈品!!!教你少花钱,买更好的东西!!!(转)绝对收藏文章!!!(part 2)

    化妆品类 (转) softsurroundingsoutle http://www.softsurroundingsoutlet.com/Beauty_&_Well_Being/Cosmetics/ 这个网站有便宜的发疯的becca(澳洲超级好的底妆品牌),paul&joe等化妆品,东西还是挺正的,不错,一般都是4折左右   ACW 支持国际快递! 是平邮,可能价格会便宜(取决于重量),但是速度可能慢些!! http://www.allcosmeticswholesale.com/ 这个网站主要是有很多便宜的revlonYSL,欧莱雅,macbobbi browndior等,不一定很新鲜,所以最好看着买新款~    BEAUTYTICKET http://beautyticket.com/ 这个网站的东西非常多,一般都有上千种吧,但是没有acw的便宜,主要品牌就是smashboxyslbenefit之类大大小小的品牌,东西都还可以,但是也要注意生产日期,尽量买新款~运费也不是很贵,还经常有折上再20% off的折扣,所以还不错哦~   beautycrunch http://www.beautycrunch.com 这个网站是白菜stila终点站,无论sephora如何打折都打不过这里,4色眼影平均不到10刀的价格,吸引了无数入门彩妆爱好者的喜爱~stila也算是二线品牌,比revlon之类的还是强不少,但是在这里,你50刀就能买到完全的一整套彩妆品,基本就是3折的价格~哈哈~买起来很有成就感哦~~~   beautyhabit 支持国际快递! http://www.beautyhabit.com/ 这个网站有最新的paul&joe限量版,价格公道,还有很多日系商品和有机类护肤品,居家香氛也非常多,还有就是我很喜欢的泡泡浴液,选择非常多,价格也不是很贵,一年一到两次的全场8折,不容错过~   ===================分割线======================= 综合类 打折卷http://www.retailmenot.com/ 适用地区:美、加、英、法、德、澳等 特点:只要输入你想要的品牌,就能得到想要的COUPON CODE或者打折卷。并且能按地区查找,方便找到所在地的打折信息! PS. 就算是学校附近的小餐馆,都能查到打折信息,十分方便!上次打印了PRINT COUPON去MALL,2件TEE只要了2.65刀..  便宜到无语.. 学生打折信息http://www.campusspecial.com/ 适用地区:美国 特点:选择你所在的院校,就能找到为学生提供的打折信息! 我们学校BEST BUY常期附送15% OFF 的打折卷.. 学生打折卡https://www.studentadvantage.com 适用地区:加拿大、美国 特点:特定品牌打折,可以说是包罗万象! 衣服、鞋、书、家具、食品、化妆品、花、软件、旅游、机票都能找到! PS. 这个是收费的,我办的是40刀4年的。 常在FOOTLOCKER用,买一双50刀以上的鞋,均减10刀! 并且AA的机票也能打折! 打折网,每日更新http://dealsea.com/ 适用地区:北美 特点:每日发布打折信息和打折卷。 常出现碧欧泉或者LANCOME的打折 另一个打折网http://dealnews.com/ 适用:北美 特点:会评出近期最火热的打折信息,每日更新。 PS. 非常适合买电子商品!! 上次看到一台LENOVE的上网本,屏幕可翻转可触屏,具体型号不记得了。原价要650不含税,打完折不到500刀。 还是新品! 真他妈合适! 电子商品http://www.newegg.com/ 适用:北美 特点:每天发布一款电子产品的特价,很划算! 运动产品http://www.6pm.com/ 适用:北美 特点:打折及其频繁,打折力度也大! 只是款式比较少.. 这个网站很不错! 每天只有一个品牌打折,但都是很不错的大品牌!有中意的就赶紧出手! “该出手时就出手啊~ 风风火火闯九州啊~” 而且每日有一款特价品! 值得关注! 仅支持美国邮寄!

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    2010-07-07

    北美留学生购物必备!!!!没钱也要买大牌、买奢侈品!!!教你少花钱,买更好的东西!!!(转)绝对收藏文章!!!

    在美国、加拿大,商家经常推出让人出乎意料的折扣。从小众品牌到奢侈品,一年总有那么几次打折的时候! 一般在这种网站中,大牌都打折打得很多,和零售店比起来,gucci一般是46折,miumiu 5折,mmj 3折~5折,valentino 5折,burberry 5折,包包类一般一个礼拜到两个礼拜有一次,sale每天8点到9点开始,好东西会在5分钟之内被售空,比如chole的金属边角的大圆眼镜,只要120刀不到的价格,折人民币1000不到,比国内便宜一大半了吧,哈哈~ 还有armani的各种眼镜线都经常打折,我脸大,戴墨镜不好看,但是还是很口水的~衣服尤其便宜,bcbgmaxmar的衣服,很好看很好看的长裙子,一条只要60块~80块很常见啊~呵呵,但是能不能抢到你的号码就要看运气了~  每日打折(可点击网站LOGO进入):   这个网站主营日用品、家具等。 也不知道大家有没有结婚、生子、搬家置业的.. 有的话可以去看看.. 留学生人在异乡,家里东西总不能不添置吧? 锅碗瓢盆的都能找到!    这个网站的东西非常多,有3500款以上而且天天都有新款。主要是卖衣服,包包,鞋子。适合在读高中或者大学的学生们。价钱十分便宜,而且经常有促销活动。 支持全球邮寄!,在世界哪里都可以买你们想要的东西。 同样是个名品折扣网站,经常有大品牌的东西打折,常常会看到例如DIOR,CHANNEL的打折。而且知道这个网站的人又不是很多,所以抢起东西来方便很多。上次GUCCI打折的时候,居然没什么人去抢! 建议多留意!支持全球邮寄! 但要注意邮费和税! 请查阅下表! 日用品、衣服、鞋子、手表   仅支持美国购买者!! 这个网站的特点是分 1st Row和 2nd Row。 一般注册会员都是2nd Row,和下面介绍的网站类似。 1st Row需交年费,好处就是可以比2nd Row的人提前抢好的一些商品!  个人觉得没有太大的用处! 如果1st Row的人多的话,还是很难抢啊! 不过网站还是不错的!       很可爱的名字,一样是打折网站。 平时品牌很平庸,但是有时候却一下子突然冒出好多品牌一起打折。 所以,还是得有耐心经常查一下! 建议赶上FINAL SALE的时候大出血一把,因为打折很疯狂!!   仅支持美国购买者!!
      手表、包包、珠宝   仅支持美国购买者!! 每天推出三款打折商品,大部分折扣是在2-3折! 有合适的就赶快下手!!有近期买表意向的,该先去查查这个网站的价格,一般都会便宜很多! CLEARANCE的时候更是跳楼价!!  GUCCI一些女款手表只要$ 200+   这个网站主要是以化妆品和好看衣服鞋子为主的,包包不是太多,也大多不是很高级,但是我曾经买到过500ml的植村秀卸妆油,新款,12刀一瓶+邮费~哈哈~国内好像是700800吧~注册到这个网站之后他就每天会给你发邮件,这里的东西绝对比什么macys 40%off之类的便宜太多鸟~  这个礼拜PRADA刚打过折..  经常有大牌手表BLOWOUT,很难相信是真的! 支持美国、加拿大邮寄!
           仅支持美国购买者!! 这个网站相对来讲就比较高级了,stella mcqueen,Y-3,gucci,kenzo,Moschino,miu miu,mmj,mj,very wang,john varvatos, diesel,施华落世奇 都能在这里见到,甚至能见到国际知名潮牌“回力” 没错! 我也被震惊了~ 有预算买大牌的应该来这里,这个地方的东西都很不错,没有任何一个不怎么样的牌子,是我最喜欢的网站,加上退货简单(不用打电话,自己勾一下,打个退货单就好了),深得我喜爱,如果衣服鞋子不合适,全部都可以退掉的.... 而且这个网站还分gilt man,gilt fuse,前一个是给男生的,经常有各种名牌鞋打折,后面一个是给没什么米的mm的,juicy经常在这里出现,衣服大多都是40刀以下,款式很好的。分站还有一些顶级酒店的折扣,非常划算! 这个网站会有一个品牌打折的SCHEDULE,可以查看一周内打折商品!   
     
       支持国际快递!!以下是国际邮费,请参阅!!
       最后一个网站叫beyond the rack,这个网站经常有很不错的折扣,而且同时打折的东西非常多,曾经有一次,guccimiumiuprada等包包一起打折,prada最便宜的tote只要300不到一个~还是非常振奋人心的~lol~大家一定要蹲点看这个网站哦~尤其是所谓的“blowout”,是机不可失失不再来的好deal~~~~    这个礼拜BURBERRY和PRADA打折,一个小时内就被抢光了!  SHOW一下自己的战果!! 哇咔咔咔咔!!! INVITE LINKS 如果你想要我的invite,请点这里~谢谢(自愿,不是必须的,可以自己去排队) - ONE KING LANE: https://www.onekingslane.com/SignUp.aspx?Sponsor=zhangxinheng@gmail.com    Editors Closet.com: http://www.editorscloset.com/cust/membersignup.asp?email_address=&rid=    Billion Dollar Babes: http://www.billiondollarbabes.com/account.php?f=invitecreate&token=1t3UoJeYm6SrpZ0%3D&pa=bdbinvite   Ideeli: www.ideeli.com/invite/zhangxinheng    Rue La La http://www.ruelala.com/invite/zhangxinheng         JomaDeals: http://www.jomadeals.com/invitation/login.aspx?inviter_guid=bd09ba99-7ab9-421a-8734-e7353399f9ed  HauteLook:  http://www.hautelook.com/invite/XZhang5483 Gilt:  http://www.giltman.com/invite/zhangxinheng Beyond the Rack: http://www.beyondtherack.com/member/invite/B13B37A4

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    2010-07-07

    人脉就是钱脉,培养人脉的100个技巧~不管你是在读的学生,还是刚刚毕业的学生,还是已经出来工作的人。学习如果运用你的人脉,将让你的人生有所改变!(转)

    成功的道路上,人脉比知识更重要。发展人际关系应当是你优先级最高的事。《不要一个人吃饭( Never Eat Alone)》一书介绍了21世纪的交际规则。书中包括了许多实用技巧,让你通过人际关系而兴旺发达。 保留精华,以下是从书中总结的106条技巧。在实践中练习这些技巧,变成为生活成功充实的交际大师。 1、帮助他人成功 社交的本质就是不断用各种形式帮助其它人成功。共享出你的知识与资源、时间与精力、朋友与关系、同情与关爱,从而持续的为他人提供价值,同时提高自己的价值。 2、努力让自己的付出多于回报 因为你会为别人提供价值,别人才会联系你。所以多考虑别人而不是自己。 3、不要保留 不要以为友谊是有限的。这是投资,会越滚越多。 4、成功的关键是慷慨大方 在社交中通行的不是贪图便利,而是慷慨大方。 5、明确你的人生目标 你才能与渴望的交集就是你内心的激情。什么是你最兴奋的事?你做什么事时会觉得时间过的飞快? 6、明确知道自己想要什么 越清楚你要什么,你就越能找到实现的方法。 7、习惯于为自己设立目标 让你与众不同的最简单方式就是设立目标。把梦想变为人生目标,再分解为小目标。 8、为发展人际关系设定计划 打造交际网络是有过程的,你的计划应当包括以下三分: 1. 你3年的目标,及每3个月的进度。 2. 列出可以帮你实现每个目标的人。 3. 如何与第2点中列出的人联系。 一但你设立了目标,就贴在你经常看的到的地方。 9、打造出你个人的”智囊团” 找到愿意尽责帮助你的有识之士。他们就是你的”智囊团”". 10、在你需要前,打造好人际网络 要你发现要用到别人之前,就尽早的保持联系。重要的是把这些人当做是朋友,而不是潜在的客户。 11、与你认识的人保持好联系 刚开始时,要关注于你当前人际网络中的人。 12、大胆 勇气非常神奇。才能相似的两个人发展不同,可能仅仅因为脸皮的厚薄不同。 13、乐于求助于别人 乐于索取可以创造出机遇。你应当像乐于帮助别人一样,乐于向他人索取。记住,要做好别人说”不”的最坏打算。 14、在畏惧面前考虑到收获 厚着脸皮和不认识的人说话,自然会害怕你可以失败的窘境。这是件有风险的事,要有收获,有成就就必须冒风险。而什么也不做就只有平庸。 15、尊重别人 尊重每个人,不分高低贵贱。 16、透明 敞开心怀是一种有益并极受欢迎的态度。 17、结交朋友 擅于交际的人,不是在”打造网络”,而是在”结交朋友”。广泛收获是自然的结果,而不精心设计的目标 18、做好准备工作 你要见谁?如何见?见你之后他对你是什么意见?这些都不容忽视。 19、了解与你交往的人 如何你有足够了解你交往的人,可以深入他的领域,专业的与之对话。你就能很容易得到赞赏。找到一个丰富而有深度的共同点,之后你们就能容易交往并能留下深刻的印象。 20、了解其他人的兴趣 爱屋及乌,你很快就会成为他们生活的一部分。 21、决不一个人吃饭 吃饭时非常易于轻松的交流。和别人一起吃,是交际的有效方法。 22、管理好你的信息 有效的信息管理非常重要。如果你有条理、专注、坚持,那没有人会离开你的交际网。 23、列出清单 按自己的目标分类(如潜在客户、潜在雇主等)整理出自己的列表。不仅要列出相关的单位,还要列出单位里有话语权的人。 24、认识你专业领域的权威 为了实现目标,你要知道在你所从事的领域,谁最优秀。列出当前领域的权威。 25、列出你已经认识的人 列出你已经认识的人:亲戚、大学同学、过去的同学、之前的老师、之前的同事……. 26、灵活的组织信息 你管理列表的方式要灵活。按地点、按行业、亲近程度…… 27、利用别人的联系清单,补充自己的 他人的清单是你的资源。 28、建立”渴望认识的人”名单 你清单的分类中可以包括”渴望认识的人”,他们是一些高水平的人,你希望在未来可能 认识他们。 29、联系完全陌生的人(Cold Call) 当你需要给陌生人打电话时,你多少都会有些惧怕。只管硬着头皮。只想着自己会成功。去认识一个新人是挑战,也是机遇 30、坚持 如果你与他人联系,别人没有回音。你要继续与他们联系。你要占据主动。甚至是侵略性的。 31、联系有间接关联的人(Warm Call) 用下面四条规则来 1、表达可靠性:提及相关的人或单位。 2、提出有价值:你能为他们做什么? 3、告知急迫性和便利性:大部分情况下,冷不防打电话的唯一目的就是预约见面。 4、准备好折衷的方案:开始时定位高些,留下商量的空间。 32、把门卫看作盟友而非敌人 门卫也应当受到尊重。不要去惹恼他们。 33、永远不要消失 在建立社交网络时记住:首先,永远不要消失。消失比失败还要糟糕。 34、努力保持可见和活跃 排满你的社交、会议和事件日程。你必须在初创的朋友和关系网络中保持可见和活跃。 35、将多件事安排在一起 你为了成功的联系他人你要努力,但这并不意味着你得花很多时间。可以安排同一事件来节约时间。如邀请所有想见的人一起见面。 36、找到乐趣 交际是有趣的事,不是在浪费时间。. 37、分享你的激情 分享兴趣是任何关系的基础。当你确实对某些事感兴趣的时候,是很有感染力的。. 38、强调时间质量 友谊建立在双方花费时间的质量上而非数量上。 39、跟进还是失败 与要交往的人见面后,要让别人记住你。跟进是关键。 40、立刻跟进 你与他们见面后12到24小时内应当继续跟进。E-mail是快捷的方式。 41、不要忘记再次跟进 一个月后,再给别人一封邮件。保持联系。 42、会议上花时间与人交流 会议总被人误解为是寻找见解的地方。错!会议只有一个好处:那就是提供一个场所来结交志同道合的人。 43、做会议组织者 不要仅做参加者;做组织者。提前做好信息准备工作:打算见谁,怎么见,在哪见。 44、公开发言 发言是让别人记住你的最简单有效的方式之一。. 45、尽可能多的随访 不要整个会议都与最好的朋友形影不离。尽可能多的去随访别人。 46、与交际高手保持联系 有一些人比我们认识的人多得多。这些人是各个网络的核心。你如果能和这些人交友。你与上千人的联系,就只要通过这一个人。 47、尽可能多有相识的人 (acquaintance = 认识、但并不特别亲密的人) 通常我们人脉中最重要的人就是那些相识者。为什么?因为我们最亲密的朋友和我们知道的东西都差不多。所以相识的人越多,你就越强大 48、结识各个领域的人 我们不仅认识数以千记的人,而且认识数以千计分布在不同领域的人。 49、与其它人交换人脉 扩大你朋友圈的最有效的方法就是把你的圈子与别人的圈子相连。 50、建立你的组织委员会 政治家有”组织委员会”:把在各个领域工作的人,组织在一起。如果你要更广泛的接触世界,那就要想办法先找一个核心人物来当做你的”组织委员” 51、提高你”语言流利度” “语言流利度”:一种可以与任何人,在任何情况下都自信沟通的能力。这是许多成功人士的共同特征。 而与人和睦相处的能力,对于个人进步,比其它任何东西都重要。 52、做真实的自己 要让人印象深刻,与众不同是关键。要保证能与众不同,就要做真实的自己。做自己才有魅力。你的独特性是你的力量. 53、“顺从” 顺从的力量被许多人所忽视。顺从别人在闲谈时作用巨大。 54、说真心话 当你明白打破沉默最好的方式就是说心里话后,再想发起谈话就没那么可怕了。 55、学会利用非语言的沟通 别人见到你,只要10秒钟就可以下意识的决定是否会喜欢你。这样的判断是基于出语言的沟通。 56、准备谈论的材料 准备好可以谈论的东西。关注时事,培养出一些兴趣爱好。 57、学会倾听 先要理解别人,才能被理解。 58、一定要记住别人的名字 没有什么比自己的名字听起来更舒服的了。 59、真诚 毫无疑问,要想被别人看做是特别的人,你要要让别人觉得他在你眼里很特别。 60、试着找出他人的动力 你初次与别人交流时,就可以找到对方的动力。他们的动力一般就是基于三种:赚钱、找到爱情、改变世界。 61、帮忙别人实现他们心灵深处的渴望 主动的去帮助别人解决他们的关键问题,可以让他们关系非常紧密。 62、让自己成为别人不可缺少的人 不可或缺性非常重要。要想不可或缺,就需要你不断的把自己的信息、社会关系、善意传达给尽可能人。. 63、去想想你如何才能让自己身边的每个人都取得成功 当有人告诉你他遇到了点问题,你要想想有什么办法。解决办法源自于你的经验、你的知识,还有你的朋友、你帮手 64、主动提供帮忙 不要等别人提出了才帮助,要主动。 65、传播知识 当你财务和人脉都还不多时,要想通过社交获利也是可行的。这是是要通过知识。你很容易就可以学会在你的人际网络中传播知识。 66、对他人的成功感兴趣 对其他人的成功感兴趣,你可以在2个月内就变的更成功。你也可以花2年时间,让别人对你的成功感兴趣。(戴尔·卡内基) 67、时不时的小联系 80%的关系仅仅是通过小联系来维持的。你要不断的联系、联系、联系……永远不要停。你要不断的为你的人系网络加料,以保证其不会枯萎。 68、重复、再重复 要想让别人脑子中记好你,有个非常关键的方法:重复。. 69、建立评分体系 建立评分体系可以让你维护关系变得容易。比如: 1. ”1级″至少一个月联系一次。 2. ”2级″至少每个季度要打个电话或是发封邮件。 3. ”3级″ 至少每年要联系上一次。 70、把小联系纳入你的日程 你需要把小联系纳入你的工作范围之一。 71、以个人的名义 如果可能尽力让一切信息以你个人的名义。 72、不要忘记生日 生日应当是你最好的联系机会。 73、和”主力军”一起吃饭 我们与更年长、更智慧、更有经验的人建立了关系。这些人就是”主力军”。和他们一起吃饭,同时充点电。 74、做个有趣的人 其实你见到的每个人都会问自己类似于这样的问题:”我有必要花1小时时间和这人一起吃午饭?” 75、做个有内容的人 内容就是知识的专业性。是你与众不同的地方。让你有独特品牌的地方。所以要有自己独特的见解。 76、毫无保留的不断学习、不断分享你的内容 要与其它人不同,你就要毫不留情的学习、分享、兜售你的内容。 77、得到别人的内容 有时你可以得容易的将别人的创意变为自己的内容。然后领先的分享、应用这些创意。 78、提供你自己的内容 其它时间,你得花脑筋自己提供内容。你需要了解各种信息,然后与众不同的把他们串起来。 79、引起注意 一但有了共鸣,就会引起注意。你要提供的很简单:生动的故事。 80、成为专家 要成为创造内容的人,最常见方法就是做一个专家。做专家做的事:把你的专业知识教给别人、写给别人、说给别人。 81、教你想学的东西 教别人,这是你学习、理解的最佳方式。 82、用故事表达你的内容 有力的内容用故事的形式来表达,可以帮助完成目标。在你说故事时,用你的感情来让那些怀疑者相信 83、建立个人品牌 强大的品牌非常有竞争力,但它永远是基于提供产品的价值而不是描述的方式。好的个人品牌能可做3件事:让别人觉得真实可信、与众不同、可以被信赖。 84、让自己独一无二 你的品牌表达了你能提供的东西,表达了为什么你很特别,告诉了别人他们为什么了与你保持联系。 85、不断增加价值 在成为品牌,你需要专注与你所做的事并不断的增加价值。这意味着你需要不断超越。 86、建立个人品牌的标志 当别人听到读到你的名字时,你想让别人想到什么?你的品牌标志应当包括了别人提到你时会用的所有的词。 87、包装你的品牌 要看上去有价值,你就要看上去光亮而又专业。所以为什么不建一个个人网站? 88、推广你的品牌 如果你自己不推广自己,其它人也不会。你的成功取决于其它人如何认可你的工作,这还依赖与你工作的质量 89、和媒体保持联系 你从现在开始就要和媒体保持联系,而不是等你真要故事要告诉他们时你才去找他们。 90、极力推广信息内容,而不是作者 你推广给众人的应当是你心中的使命感,而不是你的自傲。 91、共同写作 如果你写作技巧不佳,你可以和别人一起写。通过这样共同写作,你原来不多联系的人,可以让你的人际网络程指数增长。 92、写文章 写文章可以极大的促进你的职业发展。让你在短时间里就成为被人关注。 93、坚持写作以成为好的写手 要成为好的写手:”写作,再写作。当你写完了,继续写作” 94、和名人交往 你只与无名小辈保持联系?你需要把注意力传到一些重要人物上,这样会对你以及周围朋友的生活带来很大的不同。 95、建立信任 信任是与这些权威接近的关键。让别人信任你与他们联系时没有任何不可告人的动机。让别人信任你把他们当做一个普通人而不是明星 96、参加协会 现在有各种协会。如果你要想同那些有影响的人物面对面,你得先成为参与者。 97、建立你自己的俱乐部 有时你要参加些有价值的俱乐部,确由于种种原因无法参加。为什么不自己办个俱乐部呢?拟定自己的推广计划,建立一个新的组织。邀请那些你想见的人来加入你的组织。 98、谦虚 傲慢是一种病,它会让你忘记真正的朋友,忘记朋友的重要。在你进步时,保持谦虚。帮助其它人和你一起进步,甚至超过你。 99、回顾你的过去 经常的回顾你的过去,和那些从小就对你很重要的人保持联系 100、找几个导师 找到有材、有经验,又愿意投入时间来帮助你进步的导师。而不是仅依据薪水与声望来决定自己的职业发展方向。 101、取众家之长 三人行必有我师,你身边有许多可以学习的人。 102、建立良好的师徒关系 成功的师徒关系需要效果与热情。效果意味着你可以让老师可以看到他对你产生的影响。激情意味着你的导师会为了你的进步而投入。 103、找几个徒弟 当你不断努力向上发展时,一定要回过头来帮助其它人。你会从你的学生身上学会很多东西。 104、坚持原则 交际应当是向前发展,而不是向后妥协。与人交往决不能违背自己的价值观。 105、不要试图平衡你的职业与私人生活 你应当为不同关际的人都提供同样的价值。而不是把生活分为工作生活两部分。 106、打造亲密的友谊 有多少人可以走进你家里,自己打开冰箱找吃的?有亲密的朋友,才会让你快乐。

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    2010-07-07

    放弃GOOGLE,放弃BAIDU的垃圾信息吧!!!写ESSAY跟RESEACH PAPER一定用到的17个网站~必收藏文章~!

    1、http://scholar.google.com/ 虽然还是Beta版,但个人已觉得现在已经是很好很强大了,Google学术搜索滤掉了普通搜索结果中大量的垃圾信息,排列出文章的不同版本以及被其它文章的引用次数。略显不足的是,它搜索出来的结果没有按照权威度(譬如影响因子、引用次数)依次排列,在中国搜索出来的,前几页可能大部分为中文的一些期刊的文章。 2、http://www.scirus.com Scirus 是目前互联网上最全面、综合性最强的科技文献搜索引擎之一,由Elsevier科学出版社开发,用于搜索期刊和专利,效果很不错!Scirus覆盖的学科 范围包括:农业与生物学,天文学,生物科学,化学与化工,计算机科学,地球与行星科学,经济、金融与管理科学,工程、能源与技术,环境科学,语言学,法 学,生命科学,材料科学,数学,医学,神经系统科学,药理学,物理学,心理学,社会与行为科学,社会学等。 3、http://www.base-search.net/ BASE是德国比勒费尔德(Bielefeld)大学图书馆开发的一个多学科的学术搜索引擎,提供对全球异构学术资源的集成检索服务。它整合了德国比勒费尔德大学图书馆的图书馆目录和大约160 个开放资源(超过200 万个文档)的数据。 4、http://www.vascoda.de/ Vascoda是一个交叉学科门户网站的原型,它注重特定主题的聚合,集成了图书馆的收藏、文献数据库和附加的学术内容。 5、http://www.goole.com/google比较了一下发现,能搜索到一些google搜索不到的好东东 。它界面简洁,功能强大,速度快,YAHOO、网易都采用了它的搜索技术。各位可以一试。 6、http://www.a9.com Google在同一水平的搜索引擎。是Amazon.com推出的,Web result部分是基于Google的,所以保证和Google在同一水平,另外增加了Amazon的在书本内搜索的功能和个性化功能:主要是可以记录你的搜索历史。现在还是Beta,不过试用后感觉很好,向大家推荐一试 ,不过缺憾是现在书本内搜索没有中文内容。 7、http://www.ixquick.com 严 格意义上讲不是搜索引擎,是连接搜索引擎和网络用户的信息立交桥。新一代的搜索引擎应运而生,Ixquick meta-search正是目前最具光芒的新星。但是对于大多数国内用户来说,Ixquick还很陌生。Ixquick众多独特的功能我不一一介绍了,只 介绍我们最关心的,搜索数据库密码。 使用方法:先进入Ixquick,以“Proquest”数据库为例。填入Proquest Username Password History Online后点击search,看看出来的结果,第一页中第6个,proquest的username和password赫然在目,别急,再看第4个结 果“HB Thompson Subscription Online Databases”,即http://homework.syosset.k12.ny.us/onlinedbs/HBTDatabases/,进入 后发现这是一个密码页,选择Magazines & Journals栏,就有 EBSCO、Electric Library Elementary、Electric Library Elementary、ProQuest Platinum (in school)、ProQuest Platinum (remote)等众多数据库的密码,都有uesrname和password,随便试一下EBSCO,OK,成功登陆。 8、http://vivisimo.com/ cmu的作品,对搜索的内容进行分类,这样可以有效地做出选择,比较有特色。可实现分类检索,检索速度也很好,如EBSCO 密码几分钟就可找一大堆 . http://search.epnet.com/ User ID: mountain Password: ridge 这个密码可以试试。 9、http://www.findarticles.com/ 一个检索免费paper的好工具。 进入网页以后,可以看到他有三个功能,driectory web article ,其中article对我们很有帮助,你可以尝试输入你要找的文章,会有很多发现的! 10、http://www.sciseek.com/Sample 感觉不是很好用,内容也不是太多,主要靠用户添加网址,提供信息的搜索引擎,搜索功能也比较差,输入常见的关键词,往往找不到相匹配的内容。 11、http://www.chmoogle.com 现点击后或跳转到http://www.emolecules.com,在此搜索引擎里可以搜索到超过千万种化学品信息或相应的供应商,与Chemblink有点相似,但提供的化学品理化信息没有Chemblink详细,与其不同的是该搜索引擎可提供化学品结构式搜索(主页上有在线绘制化学结构式的搜索框)。 12、http://www.ojose.com/ OJOSE (Online JournalSearch Engine,在线期刊搜索引擎)是一个强大的免费科学搜索引擎,通过OJOSE,你能查找、下载或购买到近60个数据库的资源。但是感觉操作比较复杂。 13、http://citeseer.ist.psu.edu/ 一个关于计算机和信息科学的搜索引擎。 14、http://hpsearch.uni-trier.de/ 专家个人主页搜索引擎 15、http://cnplinker.cnpeak.com/ 为 了给读者用户提供一个方便快捷的查阅国外各类期刊文献的综合网络平台,中图公司组织开发了cnpLINKer(cnpiec LINK service)在线数据库检索系统,并正式开通运行。cnpLINKer即“中图链接服务”,目前主要提供约3600种国外期刊的目次和文摘的查询检 索、电子全文链接及期刊国内馆藏查询功能.并时时与国外出版社保持数据内容的一致性和最新性. 点评:只提供了外文检索的功能,但是无法得到全文。个人认为不是很理想。 16、http://guoxue.baidu.com/ 百度国学目前能提供上起先秦、下至清末历代文化典籍的检索和阅读。内容涉及经、史、子、集各部。 17、http://infomine.ucr.edu/ NFOMIN是由加州大学、维克森林大学、加州国立大学、底特律大学等大学图书管理员建立的学术搜索引擎。它主要为大学职员、学生和研究人员提供在线学术资源 文/佚名

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    2010-07-07

    外贸跟单的流程~~~~~~~~~~学了四年就和没有学一样

    外贸跟单的流程 1.客户询盘:一般在客户下purchase Order之前,都会有相关的Order Inquiry给业务部,做一些细节上的了解。 2.报价:业务部及时回复客人查询,确定货物品名,型号,生产厂家,数量,交货期,付款方式,包装规格及柜型等,peroforma Invoice 给客户做正式报价。 3.得到订单:经过洽谈,收到客户正式的订单purchase Order。 4.下生产订单:得到客人的订单确认给工厂下订单,安排生产计划。 5.业务审批:业务部收到订单后,首先做出业务审核表。按“出口合同审核表”的项目如实填写,尽可能将各种预计费用都列明。合同审批需附上客人订单传真件,与工厂的收购合同。审核表要由业务员签名部门经理审批,再交管理部人员审核后才能执行。如金额较大的,或有预付款和佣金等条款的,要经公司总经理审批才行。合同审批之后,制成销售订单,交给部门进程员跟进 6.下达生产通知:业务部在确定交货期后,满足下列情况可下达生产通知, 通知工厂按时生产: 6.1:如果是L/C付款的客户,通常是在交货期前1个月确认L/C已经收到,收到L/C后应业务员和单证员分别审查信用证,检查是否存在错误,交货期能否保障,及其他可能的问题,如有问题应立即请客人改证。 6.2:如果是T/T付款的客户,要确认定金已经到账。 6.3:如果是放帐客户,或通过银行D/A等方式收汇等,需经理确认。 7. 验货: 7.1:在交货期前一周,要通知公司验货员验货。 7.2:如果客人要自己或指定验货人员来验货的,要在交货期一周前,约客户查货并将查货日期告知计划部。 7.3:如果客人指定由第三方验货公司或公正行等验货的,要在交货期两周前与验货公司联系,预约验货时间,确保在交货期前安排好时间。确定后将验货时间通知工厂。 8.制备基本文件。工厂提供的装箱资料,制作出口合同,出口商业发票,装箱单等文件(应由业务跟单员制作,交给单证员)。 9.商检:如果是国家法定商检产品,在给工厂下订单时要说明商检要求,并提供出口合同,发票等商检所需资料。而且要告诉工厂将来产品的出口口岸,便于工厂办理商检。应在发货一周之前拿到商检换证凭单/条。 10. 租船订仓: 10.1.如果跟客人签定的合同是FOB CHINA条款,通常客人会指定运输代理公司或船公司。应尽早与货代联系,告知发货意向,了解将要安排的出口口岸,船期等情况,Q确认工厂的交货能否早于开船期至少一周以前,以及船期能否达到客人要求的交货期。应在交货期两周之前向货运公司发出书面定仓通知(ING ORDER),通常在开船一周前可拿到定仓纸。 10.2.如果是由卖方支付运费,应尽早向货运公司或船公司咨询船期,运价,开船口岸等。经比较,选择价格优惠,信誉好,船期合适的船公司,并告诉业务员通告给客人。如客人不同意时要另选客人认可的船公司。开船前两周书面定仓,程序同上。 10.3.如果货物不够一个小柜,需走散货时,向货代公司定散货仓位。拿到入仓纸时,还要了解截关时间,入仓报关要求,等内容。 10.4.向运输公司定仓时,一定要传真书面定仓纸,注明所定船期,柜型及数量,目的港等内容,以避免差错。 11. 安排拖柜: 11.1.货物做好并验货通过后,委托拖车公司提柜,装柜。拖车公司应选择安全可 靠,价格合理的公司签定协议长期合作,以确保安全及准时。要给拖车公司传真以下资料:定仓确认书/放柜纸,船公司,定仓号,拖柜委托书,注明装柜时间,柜型及数量,装柜地址,报关行,及装船口岸等。如果有验货公司看装柜,要专门声明,不能晚到。并要求回传一份上柜资料,列明柜号、车牌号、司机及联系电话等 11.2.传真一份装车资料给工厂,列明上柜时间、柜型、订仓号、订单号、车牌号以及司机联系电话。 11.3.要求工厂在货柜离开工厂后尽快传真一份装货通知给业务部,列明货柜离厂时间、实际装货数量等,并记装箱号码和封条号码作为提单的资料。要求工厂装柜后一定要记住上封条。 12.委托报关:在拖柜同时将报关所需资料交给合作报关行,委托出口报关及做商检通关换单。通常要给报关留出两天时间(船截关前)。委托报关时,应提供一份装柜资料,内容包括所装货物及数量,口岸,船公司,定仓号,柜号,船开截关时间,拖车公司,柜型及数量,本公司的联系人和电话等。 13. 获得运输文件: 13.1. 最迟在开船后两天内,要将提单补料内容传真给船运公司或货运代理。补料要按找L/C或客人的要求来做,并给出正确的货物数量,以及一些特殊要求等,包括要求船公司随同提单出的船证明等。 13.2. 督促船公司尽快出提单样板及运费帐单。仔细核对样本无误后,向船公司书面确认提单内容。如果提单需客人确认的,要先传真提单样板给客人,得到确认后再要求船公司出正本。 13.3. 及时支付运杂费,付款后通知船公司及时取得提单等运输文件。支付运费应做登记。 14. 准备其他文件 14.1.商业发票:L/C 要求提供的文件中,对商业发票要求最严格。发票的日期要确定在开证日之后,交货期之前。发票中的货物描述要与L/C上的完全相同,小写和大写金额都要正确无误。L/C上对发票的条款应显示出来,要显示唛头。如果发票需办理对方大使馆认证,一般要提前20天办理。 14.2.FORMA原产地证书:FORM A 原产地证要在发货之前到检验检疫局申办。需注意的是运输日期要在L/C 的交货期和开船日之前,在发票日期之后。未能在发货之前办理的,要办理后发证书,需提供报关单,提单等文件。经香港转运的货物,FORM A证书通常要到香港的中国商检公司办理加签,证明未在港对货物进行再加工。 14.3.一般原产地证:一般原产地证可在中国贸易促进会办理,要求低一些。可在发货之后不太长的时间内补办。如果原产地证书要办理大使馆加签,也和发票一样要提前20天办理。 14.4.装运通知:一般是要求在开船后几天之内,要通知客人发货的细节,包括船名,航班次,开船日,预计抵港日,货物及数量,金额,包装件数,唛头,目的港代理人等。有时L/C要求提供发送证明,如传真报告书,发函底单等,注意按客人要求的时间内办理。 14.5.装箱单:装箱单应清楚地表明货物装箱情况。要显示每箱内装的数量,每箱的毛重,净重,外箱尺寸。按外箱尺寸计算出来的总体积要与标明的总体积相符。要显示唛头和箱号,以便于客人查找。装箱单的重量,体积要于提单相符。 15.交单: 15.1.采用L/C收汇的,应在规定的交单时间内,备齐全部单证,并严格审单,确保没有错误,才交银行议付。 15.2.采用T/T收汇的,在取得提单后马上传真提单给客人付款,确认受到余款后再将提单正本及其他文件寄给客人。 15.3.如果T/T收汇的,要求收全款才能做柜的,要等收款后再安排拖柜。拿到提单后可立即寄正本提单给客人。 16.业务登记:每单出口业务在完成后要及时做登记,包括电脑登记及书面登记,便于以后查询,统计等。 17.文件存档:所有的文件、L/C和议付文件必须留存一整套以备查用。 18.单证员平时应注意收集运价变动,船期,航线,等信息,为业务员报价提供帮助。 源地址:http://blog.renren.com/GetEntry.do?id=466842869&owner=229177159

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    2010-07-01

    链接

    煎蛋——天下没有新鲜事 http://jiandan.net

    微博——随时随地分享身边新鲜事   http://weibo.com

    豆瓣  http://douban.com

    Songtastehttp://songtaste.com

       

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    2010-07-01

    比伪娘更狠的出现了!!“自然娘”登陆地球!!!

    他漂亮帅气,他才华横溢,他更是兼具“自然娘”、“富二代”、“讲师”多重身份的争议人物,他就是《仙途》主题曲的演唱者陈修侃。 ta漂亮帅气 如果到过深海,你一定看到过像蓝宝石般清亮纯净的海水。陈修侃就是这样一个容易让你联想到“清澈”的男生。无比秀气的五官、白皙纯净的面庞、低吟浅笑的谈吐…… 就像刚接触《仙途》时,那股清新爽快的感觉让人眼前一亮。厌倦了昏暗的地下城,幽怨的沼泽深潭,终于可以寻求一份纯粹的感觉。 ta才华横溢 出生于台湾留学美国加拿大的陈修侃现在是复旦大学的在读博士,出道以来担任过秀场指导、摄影指导、课程讲师、甚至酒吧的驻场歌手。他愿意以自己的才华闯出一片天地。 ta身份多重 在亲自作词并演唱了《仙途》的主题曲后,陈修侃为广大玩家所了解。因其柔美的外形被冠以“自然娘”的称号,而“富二代”的家世和“工作室制作人”的身份更是让他倍加百变千面。 与《仙途》契合度很高的陈修侃,近期人气指数高涨,甚至不少玩家认为他更适合代言《仙途》。“自然娘”陈秀侃VS“性感女主播”柳岩,你更看好哪位明星代言呢?  主题歌下载 http://xt.ztgame.com/html/news/20100601/127536996690.shtml  <<<点此下载:《仙途》主题曲

    zeroheart 2010-07-01 15:57:26 | 阅读全文 | 评论0 | 链接 | 分享 0

    2010-07-01

    你要记住的40个真理 zz

    1.有人试图和你无理取闹,安静地看着他说,祝你好心情.然后离开. 2.古龙说过,爱笑的女孩子,运气不会太差. 3.要关注时尚,做个美丽的女人.只有内在美的女人也是不完整的. 4.瘦身和美容要两手抓.少吃垃圾食品,多喝水. 5.维持自己觉得可靠的社交圈子并且扩展之. 6.请记得,好朋友的定义是:你混得好,她打心眼里为你开心;你混得不好,她由衷的为你着急. 7.爱情=承诺+付出+包容+牺牲+痛苦+争吵+委屈+收获+幸福,少了其中任一项,都不是爱情. 8.没有十全十美的东西,没有十全十美的人,关键是清楚到底想要什么.得到想要的,肯定会失去另外一部分.如果什么都想要,只会什么都得不到. 9.两个人同时犯了错,站出来承担的那一方叫宽容,另一方欠下的债,早晚都要还. 10.相信他说的话,但不要当真. 11.懂得从内心欣赏别人,虽然这在很多时候会很难. 12.自己份内的事情,努力做到一百分. 13.男人爱不爱你,问你的心,别问你的耳朵;你爱不爱男人,问你的泪眼,别问你的笑颜. 14.无论什么时候,女人的声音要尽量温柔. 15.男人是用来依靠的,不是用来依赖的. 16.不要做刺猬,能不与人结仇就不与人结仇,谁也不跟谁一辈子. 17.不要停止学习,不管学习什么,语言,厨艺,各种技能. 18.钱很重要,但是自己要保持一定的赚钱能力. 19.不要随便发脾气,谁都不欠你的. 20.不说谎话,因为总有被拆穿的一天. 21.别低估任何人. 22.你没那么多观众,别那么累. 23.学会宽容伤害自己的人,因为他们很可怜,各人都有自己的难处. 24.过去的事情可以不忘记,但一定要放下. 25.人就是孤独的,缓解它带来的痛苦的唯一方式就是平静地接受它. 26.不要老在别人面前倾诉你的困境,袒露你的脆弱. 27.做事=目标+详细计划+坚持到底(行动力). 28.知错能改就是好孩子. 29.永远不要倒追男人.他不会珍惜. 30.没钱的话,亲人都会瞧不起你,所以,一定要有钱.(也就说无论何时都要做一个经济独立的人) 31.越着急的事情越要慢慢做. 32.不要和朋友或亲人共事,最后你们一定彼此怨恨. 33.在不违背原则的情况下,对别人要宽容,能帮就帮.千万不要把人逼绝了,给人留条后路. 34.在最愤怒的时候也不要多你所爱的人说出没有办法挽回的话! 35.不要试图去改变另一个人. 36.看穿但不说穿.很多事情,只要自己心里有数就好了,没必要说出来. 37.做了善事未必有好报,吃亏的往往是老实人.但好处是,无愧于心. 38.恋人之间如果有误会一定要尽早解决,要坦诚相对,相互沟通,不要憋在心里不说. 39.无论如何,不要玩暧昧. 40.生活坏到一定程度就会好起来,因为它无法更坏.

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    2010-07-01

    俗话说。。。。。

    1、俗话说:兔子不吃窝边草;可俗话又说:近水楼台先得月! 2、俗话说:宰相肚里能撑船;可俗话又说:有仇不报非君子! 3、俗话说:人不犯我,我不犯人;可俗话又说:先下手为强,后下手遭殃! 4、俗话说:男子汉大丈夫,宁死不屈;可俗话又说:男子汉大丈夫,能屈能伸! 5、俗话说:打狗还得看主人;可俗话又说:杀鸡给猴看! 6、俗话说:知无不言,言无不尽;可俗话又说:交浅勿言深,沉默是金! 7、俗话说:车到山前必有路;可俗话又说:不撞南墙不回头! 8、俗话说:条条大路通罗马;可俗话又说:一条道走到黑! 9、俗话说:礼轻情谊重;可俗话又说:礼多人不怪! 10、俗话说:人多力量大;可俗话又说:人多嘴杂! 11、俗话说:买卖不成仁义在;可俗话又说:亲兄弟,明算帐! 12、俗话说:一个好汉三个帮;可俗话又说:靠人不如靠己! 13、俗话说:人往高处走;可俗话又说:爬得高,摔得重! 14、俗话说:一口唾沫一个钉;可俗话又说:人嘴两张皮,咋说咋有理! 15、俗话说:知识要有产权;俗话又说:不分享心里不安! 16、俗话说:亡羊补牢,未为迟也;可俗话又说:亡羊补牢,为时已晚! 17、俗话说:瘦死的骆驼比马大;可俗话又说:拔了毛的凤凰不如鸡! 18、俗话说:宁可玉碎,不能瓦全;可俗话又说:留得青山在,不怕没柴烧!   19、俗话说:人不可貌相,海水不可斗量;可俗话又说:人靠衣裳马靠鞍!   20、俗话说:浪子回头金不换;可俗话又说:狗改不了吃屎! 21、俗话说:苦海无边,回头是岸;可俗话又说:开弓没有回头箭! 22、俗话说:退一步海阔天空;可俗话又说:狭路相逢勇者胜!   23、俗话说:三百六十行,行行出状元;可俗话又说:万般皆下品,唯有读书高! 24、俗话说:书到用时方恨少;可俗话又说:百无一用是书生!   25、俗话说:金钱不是万能的;可俗话又说:有钱能使鬼推磨!    26、俗话说:天无绝人之路;可俗话又说:天网恢恢,疏而不漏! 27、俗话说:出淤泥而不染;可俗话又说:近朱者赤,近墨者黑!    28、俗话说:捉贼捉赃,捉奸捉双;可俗话又说:欲加之罪,何患无辞!   29、俗话说:贫贱不能移!可俗话又说:人贫志短,马瘦毛长!   30、俗话说:青取之于蓝而胜于蓝;可俗话又说:姜还是老的辣! 31、俗话说:后生可畏;可俗话又说:嘴上无毛、办事不牢! 32、俗话说:有缘千里来相会;可俗话又说:不是冤家不聚头! 33、俗话说:在天愿作比翼鸟,在地愿为连理枝;可俗话又说:夫妻本是同林鸟,大难来时各自飞! 34、俗话说:得饶人处且饶人;可俗话又说:纵虎归山,后患无穷! 35、俗话说:善有善报,恶有恶报;话又说:人善被人欺,马善被人骑! 36、俗话说:一分耕耘、一分收获;可俗话又说:人无横财不富、马无夜草不肥! 37、俗话说:小心驶得万年船;可俗话又说:撑死胆大的,饿死胆小的! 38、俗话说:量小非君子;可俗话又说:无毒不丈夫! 39、俗话说:一寸光阴一寸金;可俗话又说:寸金难买寸光阴! 40、俗话说:日久见人心;可俗话又说:人心隔肚皮! 41、俗话说:光阴似箭;可俗话又说:度日如年! 42、俗话说:己所不欲,勿施于人;可俗话又说:顺我者昌,逆我者亡! 43、俗话说:邪不压正;可俗话又说:道高一尺,魔高一丈! 44、俗话说:小不忍则乱大谋;可俗话又说:不蒸馒头蒸(争)口气! 45、俗话说:人人为我,我为人人;可俗话又说:人不为己,天诛地灭! 46、俗话说:不怕人不敬,就怕己不正;可俗话又说:众口烁金,积毁销骨!   47、俗话说:三个臭皮匠,胜过诸葛亮;可俗话又说:一个和尚挑水喝,两个和尚抬水喝,三个和尚没水喝! 48、俗话说:不入虎穴,焉得虎子;可俗话又说:老虎屁股摸不得!   49、俗话说:百事孝为先;可俗话又说:忠孝不能两全! 50、俗话说:人无远虑,必有近忧;可俗话又说:今朝有酒今朝醉!   51、俗话说:家事国事天下事,事事关心;可俗话又说:老婆孩子热炕头! 52、俗话说:人定胜天;可俗话又说:天意难违! 53、俗话说:愚公移山;可俗话又说:胳膊拧不过大腿! 54、俗话说:哪里跌倒哪里爬起;可俗话又说:一失足成千古恨! 55、俗话说:路不平有人铲,事不平有人管;可俗话又说:自家扫取门前雪,莫管他人屋上霜!    56、俗话说:滴水之恩当涌泉相报!可俗话又说:过河拆桥、卸磨杀驴、兔死狗烹、鸟尽弓藏! 57、俗话说:双喜临门;可俗话又说:福无双进,祸不单行!   58、俗话说:人挪活,树挪死;可俗话又说:滚石不生苔,转业不生财! 59、俗话说:嫁鸡随鸡,嫁狗随狗;可俗话又说:男怕选错行,女怕嫁错郎! 60、俗话说:明人不做暗事;可俗话又说:兵不厌诈

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    2010-07-01

    最新研究高效用脑的十个习惯

    Let’s review some good lifestyle options we can follow to maintain, and improve, our vibrant brains. Learn what is the “It” in “Use It or Lose It”. A basic understanding will serve you well to appreciate your brain’s beauty as a living and constantly-developing dense forest with billions of neurons and synapses. Take care of your nutrition. Did you know that the brain only weighs 2% of body mass but consumes over 20% of the oxygen and nutrients we intake? As a general rule, you don’t need expensive ultra-sophisticated nutritional supplements, just make sure you don’t stuff yourself with the “bad stuff”. Remember that the brain is part of the body. Things that exercise your body can also help sharpen your brain: physical exercise enhances neurogenesis. Practice positive, future-oriented thoughts until they become your default mindset and you look forward to every new day in a constructive way. Stress and anxiety, no matter whether induced by external events or by your own thoughts, actually kills neurons and prevent the creation of new ones. You can think of chronic stress as the opposite of exercise: it prevents the creation of new neurons. Thrive on Learning and Mental Challenges. The point of having a brain is precisely to learn and to adapt to challenging new environments. Once new neurons appear in your brain, where they stay in your brain and how long they survive depends on how you use them. “Use It or Lose It” does not mean “do crossword puzzle number 1,234,567″. It means, “challenge your brain often with fundamentally new activities”. We are (as far as we know) the only self-directed organisms in this planet. Aim high. Once you graduate from college, keep learning. The brain keeps developing, no matter your age, and it reflects what you do with it. Explore, travel. Adapting to new locations forces you to pay more attention to your environment. Make new decisions, use your brain. Don’t Outsource Your Brain. Not to media personalities, not to politicians, not to your smart neighbour… Make your own decisions, and mistakes. And learn from them. That way, you are training your brain, not your neighbour’s. Develop and maintain stimulating friendships. We are “social animals”, and need social interaction. Which, by the way, is why ‘Baby Einstein’ has been shown not to be the panacea for children development. Laugh. Often. Especially to cognitively complex humor, full of twists and surprises. Better, try to become the next Jon Stewart Now, remember that what counts is not reading this article-or any other-, but practicing a bit every day until small steps snowball into unstoppable, internalized habits…so, pick your next battle and try to start improving at least one of these 10 habits today!

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    2010-07-01

    妖精和妖怪,区别就在于一个是精明,一个是古怪。

    妖精和妖怪,区别就在于一个是精明,一个是古怪。别小看这一个字的差别,决定了男人是否幸福,女人是否快乐。。。   老公发贴,老婆如果跟在后面灌水,捧场,那是妖精。   老公发贴,老婆另起一贴骂男人是天下乌鸦一般黑的,那是妖怪。   老公和网友视频的时候,自己穿件显示出自己身材的性感衣服出现在他身后,那是妖精。   老公和网友视频,摔了一个杯子然后冲过来把插头拔掉的,那是妖怪。   老公想抽烟的时候及时帮忙点上火,并且给自己也来一根,那是妖精。   老公想抽烟的时候恶狠狠抢去他嘴里的烟,踩在地上的,那是妖怪。   老公打酣,捏老公鼻子,是妖精。   老公打酣,用脚踹的方式停止鼾声的,是妖怪。   老公负责做饭,自己负责洗碗,而且总夸老公做的比自己好的,是妖精。   老公一切都包了,还得老公洗碗,并且自己还挑食的,是妖怪。   老公的钱完全不用上缴,自己经常用信用卡透支买一件好看衣服回来,撒着娇要老公买单的,是妖精。   老公的钱全部上缴,按天领零花钱,还嫌跟了他倒了霉的,是妖怪。   老公请朋友回家吃饭,里里外外都老婆包下,烟茶都上好,老公的任务只是陪客人抽烟喝茶,客人走了以后,什么都不管,让老公收拾残局,这个是妖精。   老公请朋友回家吃饭,给个冷脸,马上出门转悠,等人走了以后大骂老公的交的朋友没档次的,那是妖怪。   老公熬夜晚了,穿着性感内衣到老公视线所及的地方转悠,什么也不说,那是妖精。   老公熬夜晚了,和衣而睡,听到键盘响发出一声怒吼的,那是妖怪。   老公洗澡,自己也脱了加入进去,还要老公搓背,是妖精。   老公洗澡,抱怨他洗那么半天,浪费煤气,那是妖怪。   老公电脑里有MM图片,眼热之余自己也脱了衣服照几张偷偷存进去,那是妖精。   老公电脑里有MM图片,拧着老公耳朵怒骂:你怎么不和她们睡觉去啊,那是妖怪。   老公不爱修边幅,亲手给老公梳理定型一个酷的发型,那是妖精。   老公不爱修边幅,自己花几百元去做个头发,然后暗示两人已经有代沟,那是妖怪。   老公不爱穿戴,自己亲自去挑选衣服回来给老公试穿,而且总是合身的,还夸老公身材好,穿什么都好看的,那是妖精。   老公不爱穿戴,用老公的钱去给自己买一套衣服,然后逢人就说自己老公老土,穿什么不象什么,那是妖怪。   老公留有初恋情人的情书,自己偷偷看了,原样放回去,找个机会和老公曾经和她约会的地方,也说一句曾让老公印象深刻的对白,那是妖精。   老公留有初恋情人的情书,自己偷偷看了以后当破烂卖了,而且对里面肉麻章节倒背如流,那是妖怪。   老公睡觉,老婆一切打理完毕然后脱得光光钻进被窝,那是妖精。   老公睡觉,老婆脸上还敷着面膜穿着厚实的睡衣,那是妖怪。   老公累了,老婆不会强行索吻,而是吻了吻老公的额头,抱着老公,闭着眼睛什么话都不说,等老公自己主动,那是妖精。   老公累了,拉开被子仔细检查他全身是否有可疑之处,不管自己想不想,反正不交公粮绝不许睡的,那是妖怪。   老公和男女同事出去集体活动,把自己打扮得漂亮年轻,缠着要去玩的,那是妖精。   老公和男女同事出去集体活动,披头散发冲进现场用眼光杀死所有在场女人,然后把老公拉走的,那是妖怪。   老公开车,一路夸他开的好,是个天才,那是妖精。   老公开车,一路提醒他看这看那,抱怨他莽莽撞撞,别出人命,那是妖怪。   老公吃零食,和他嘴对嘴地分享一块食物,共喝一口水,那是妖精。   老公吃零食,抱怨老公象个女人,象饿狼和老鼠,那是妖怪。   老公醉得厉害,还要坚持骑摩托车回去,老婆坐在他车座后,做飞翔状大喊“IAMTHEKINGOFTHEWORLD!”那是妖精。   老公醉得厉害,老婆把车一锁,所有东西一拿,打的回家,留他在原地郁闷,那是妖怪。   老公手机有短信有电话,故意扭过头去,装没听见,搞得老公还不好意思,一定非要她看内容看号码不可,这是妖精。   老公手机有短信有电话,马上一把抢过来,来一句:“我是他爱人,你是谁呀”,那是妖怪。

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    2010-07-01

    美国人教你这样用Google,你真的会变特工!!!

    大前提:英文Google→www.google.com 第一篇 在搜索框上输入:“indexof/”inurl:lib 再按搜索你将进入许多图书馆,并且一定能下载自己喜欢的书籍。 在搜索框上输入:“indexof/”cnki 再按搜索你就可以找到许多图书馆的CNKI、VIP、超星等入口! 在搜索框上输入:“indexof/”ppt 再按搜索你就可以突破网站入口下载powerpint作品! 在搜索框上输入:“indexof/”mp3 再按搜索你就可以突破网站入口下载mp3、rm等影视作品! 在搜索框上输入:“indexof/”swf 再按搜索你就可以突破网站入口下载flash作品! 在搜索框上输入:“indexof/”要下载的软件名 再按搜索你就可以突破网站入口下载软件! 注意引号应是英文的! 再透露一下,如果你输入: “indexof/”AVI 另补上第二篇 用GOOgle看世界!!!只要你在GOOGLE里输入特殊的关键字,就可以搜到数千个摄象头的IP地址!通过他你就可以看到其所摄的实时影象!! 在google里输入 inurl:"viewerframe?mode=" 随便打开一个,然后按提示装一个插件,就可以看到了!!! 再补上第三篇 三则黑客的Google搜索技巧简介 大家都知道,Google毫无疑问是当今世界上最强大的搜索引擎。然而,在黑客手中,它也是一个秘密武器,它能搜索到一些你意想不到的信息。赛迪编者把 他们进行了简单的总结不是希望您利用他去攻击别人的网站,而是利用这些技巧去在浩如烟海的网络信息中,来个大海捞针,寻找到对您有用的信息。 如果您是一名普通网民,您可以使用黑客的技巧扩大自己的视野,提高自己的检索效率;如果您是一名网管,请您赶快看看您的网站是否做好了对下面黑客探测手 段的防范措施,如果没有就赶快来个亡羊补牢,毕竟隐患胜于明火,防范胜于救灾;如果您是一名黑客,相信您早以在别的黑客站点上见过类似的方法,这篇文章对 您没什么用处,这里的技巧对您是小儿科,菜鸟级!您可以节省宝贵的时间做更有意义的事情,这篇文章您不用看了,到别处去吧! 基于上面的考虑我编发了这篇文章。 搜索URL 比如我们提交这种形式:passwd.txtsite:virtualave.net 看到了什么?是不是觉得太不可思议了!有很多基于CGI/PHP/ASP类型的留言板存在这种问题。有时我们得到密码甚至还是明码的!管理员或许太不负 责了,或许安全防范的意识太差了,如果你是网络管理员,赶快检查一下不要让恶意攻击者捡了便宜。不要太相信DES加密,即使我们的密码经过DES加密的密 码,黑客们还是可以通过许多破解软件来搞定。 这次我们能得到包含密码的文件。“site:virtualave.net”意思是只搜索virutalave.net的URL。virutalave.net是一个网络服务器提供商。 同样,我们可以搜索一些顶级域名,比如:.net.org.jp.in.gr config.txtsite:.jp admin.txtsite:.tw 搜索首页的目录 首页是非常有用的,它会提供给你许多有用的信息。 我们提交如下的形式: "Indexof/admin" "Indexof/secret" "Indexof/cgi-bin"site:.edu 你可以自己定义搜索的首页字符。这样就可以获得许多信息。 搜索特定的文件类型 比如你想指定一种文件的类型,可以提交如下形式: filetype:.docsite:.milclassified 这个就是搜索军方的资料,你可以自定义搜索。 再提供一个第四篇 Google的特殊功能 1、查询电话号码 Google的搜索栏中最新加入了电话号码和美国街区地址的查询信息。 个人如想查找这些列表,只要填写姓名,城市和省份。 如果该信息为众人所知,你就会在搜索结果页面的最上方看到搜索的电话和街区地址 你还可以通过以下任何一种方法找到该列表: 名字(或首位大写字母),姓,电话地区号 名字(或首位大写字母),姓,邮递区号 名字(或首位大写字母),姓,城市(可写州) 名字(或首位大写字母),姓,州 电话号码,包括区号 名字,城市,州 名字,邮递区号 2、查找PDF文件 现在GOOGLE的搜索结果中包括了PDF文件。尽管PDF文件不如HTML文件那么多,但他们经常具备一些其他文件不具备的高质量信息 为了显示一个搜索结果是PDF文件而不是网页,PDF文件的标题开头显示蓝色文本。 这就是让你知道ACRTOBATREADER程序会启动来阅读文件 如果你的计算机没装有该程序,计算机会指导你去能免费下载该程序的网页。 使用PDF文件时,相关的网页快照会由“TEXTVERSION”代替,它是PDF文档的复制文件,该文件除去了所有格式化命令。 如果你在没有PDF链接的情况下想看一系列搜索结果,只要在搜索栏中打上-inurldf加上你的搜索条件。 3、股票报价 用Google查找股票和共有基金信息,只要输入一个或多个NYSE,NASDAQ,AMEX或 共有基金的股票行情自动收录机的代码,也可以输入在股市开户的公司名字。 如果Google识别出你查询的是股票或者共有基金,它回复的链接会直接连到高质量的金融信息提供者提供的股票和共有基金信息。 在你搜索结果的开头显示的是你查询的股市行情自动收录器的代码。如果你要查找一家公司的名字(比如,INTEL),请查看“股票报价”在Google搜索结果的金融栏里会有那个公司的主页的链接(比如, www. INTEL. COM)。 Google是以质量为基础来选择和决定金融信息提供者的,包括的因素有下载速度,用户界面及其功能。 4、找找谁和你链接 有些单词如果带有冒号就会有特殊的意思。比如link:操作员。查询link:siteURL,就会显示所有指向那个URL的网页。举例来说,链接 www. Google. com会向你显示所有指向GOOGLE主页的网页。但这种方法不能与关键字查询联合使用。 5、查找站点 单词site后面如果接上冒号就能够将你的搜索限定到某个网站。具体做法是:在c搜索栏中使用site:sampledomain.com这个语法结构。比如,在斯坦福找申请信息,输入: admissionsite: www. stanford. edu 6、查找字典释意 查找字典释意的方法是在搜索栏中输入你要查询的内容。在我们根据要求找到所有的字典释意都会标有下划线,位于搜索结果的上面,点击链接你会找到字典提供者根据要求给出的相关定义。7、用GOOLGE查找地图 想用Google查找街区地图,在Google搜索栏中输入美国街区地址,包括邮递区号或城市/州(比如165大学大街PALOALTOCA)。通常情况下,街区地址和城市的名字就足够了。 当Google识别你的要求是查找地图,它会反馈给你有高质量地图提供者提供的链接,使你直接找到相关地图。我们是以质量为基础选择这些地图提供者。值得注意的是Google和使用的地图信息提供者没有任何关联。

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    2010-07-01

    笑到被全寝室人追打的经典口误~不看你绝对后悔(*^__^*) 嘻嘻……

    1. 单位祝词,一位领导说:“祝大家身体愉快……”憋住,没词了。 ­ 2 .宿舍老四下床找了半天拖鞋,没有,问大家:为什么我的拖鞋哪里去了? ­ 3 .我有次去买羊肉串   ­ 伸出4个手指对老板说“来3根羊肉串”   ­ 老板蒙了“几根?”   ­ 我又伸出3个手指说“4根”……   ­ 4.本人姓朱,管理单位机房。有次有人打我手机:“鸡科长,你在猪房吗?”当时狂骂那家伙一顿   ­ 5.爸妈吵架,我爸气的说了句:”我给你滚出去!” ­ 6.刚上大学,军训,连长不知道是哪里的口音,喊口令——“向左钻!”“向右钻!” ­ 7. 大学时候,听见一个女生点菜:师傅,炒一盘酸辣土豆丝,不要放土豆! ­ 8.当年找工作时,主考官问我哪年毕业的。   ­ 我本来是要说2000年的,结果一激动说:“两千年前。。。”   ­ 更瀑布汗的是,主考官竟然噢了一声,说:“孔子的学生吧。” ­ 9.一次文艺晚会,主持人上台报幕:下面请欣赏:新疆歌舞,掀起你的头盖骨!毛骨悚然!!!!!   ­ 10.老虎不发猫,你当我是病危呀! ­ 11.我:那是我们物理老师。。。   ­   同学:教什么的阿?   ­   我:化学。。。 ­ 12.上学的时候有一天一个电话找我,同学接完递给我说:“你妈找你。”   ­     我一边接过电话一便随口说到:“男的女的”   ­    大家狂笑 我被笑了4年   ­ 13.有一次寝室里同学的老妈打电话过来,我习惯说“他不在”,但是这一次我想说的的是“已经出去了”.结果说出来是:“他已经…不在了” ­ 14.gg递给我一根冰糕,我咬一口大叫:“烫死我了!” ­ 15.和我姐姐去李宁买鞋,我姐一开口:“小姐,这鞋多少钱一斤?” ­ 16.上学时周末回家,晚饭后烟瘾犯了,打算借口去散步。在门口换鞋时,老爸问我干吗去?我随口说了句:“去散个烟!”结果老爸从我身上搜出一包555,狠狠K了我一顿。 ­ 17.老师留下作业,我不会做就抄别人的,然后去办公室交作业,看见老师说:“我抄完了!” ­ 18.我们单位早上上班有车子接送的,因为车子不大,有一次,一mm上车后没座位,坐我旁边的一男同事忙站起来,热情的和她打招呼说到:“某某,你坐我屁股上吧!” 我当时一直狂笑到下车~! ­ 19.大学时候,一同学和我争论问题,一时处于下风,情急中一拍桌子起身大叫:你胡说,我又不是不傻! ­ 20.小时候冰棍雪糕的一般都是推着自行车叫卖,有一次,在屋子里听一阿姨喊:新来的雪糕,热乎的。(估计阿姨以前是卖油饼油条的) ­ 21.有一天去同学家吃饭,喝了点酒,她爸爸忽然进来了,本来是想喊叔叔的,结果说错了,说:“爸,来座!”~~寒!大帮同学笑得要死   ­ 22.一次ktv,点歌,一mm大声喊:给我点一首周截棍的“双杰伦”...... ­ 23.以前考试老师发卷子,后边的女生多拿了一张,高呼“老师,我有了,我有了”结果坐他旁边的男生说道“是我的,是我的”全班爆寒~~~ ­ 24. 朋友小孩半岁了,打电话去关心,寒暄了两句后,来了一句:你的小孩现在是吃人奶还是你的奶 ­ 25.有一天傍晚,碰到个熟人,开口就说:“早啊“... ­ 26.晚上,一室友进屋大声宣布: “今天我看午夜版的美国凶铃了!“ ­ 27. 由于一次出差机会,要去某地的中国银行维修设备,从宾馆出来做上出租车后对女司机说:“去中国银行、顺便找一家五金店买把刀”汗!当时我的意思是买把螺丝刀,我没注意到我说错了,这时那个女司机一直看着我非常委屈的说:“大哥我要下班了,你重新打辆车吧”。当时我就非常生气,恶狠狠的说:“你要下班了在宾馆泊什么车呀!?”女司机看了看我快要崩溃的说:“大哥那买完刀我不要车钱了你再找辆吧”晕!!!这才知道我说错了,赶紧解释了半天,现在想一想都感觉对不住人家女司机。 ­ 28.政治老师有一次讲课的时候说:“下面我举个比方”,然后觉得不对,又说:“打个例子” ­ 29.初中的时候,老师叫翻译Who is this man ? ­ 一同学翻译:这是谁的男人?全班大笑,老师无语 ­ 30.政治课时谈到中日政治问题,扯阿扯说到日本武士剖腹自杀。 ­ 老师介绍说:“日本武士死前都剖腹产的~~~” ­ 31.大学时期,我一同学刚买了手机,办了移动卡,打1860人工台询问,一时激动:请问你们的地感动带业务。。。,从免提中我们竟然听到话务员小姐客气的说:我们的地感动带业务。。。全宿舍暴笑 ­ 32. 我老公特别瘦,有次我急了就说道“老公,看你瘦的象猪似的!” ­ 33.播音稿原文:两歹徒打伤我110干警后逃窜 ­ 播音员读成:两歹徒打伤我一百一十名干警后逃窜 ­ (黄飞鸿转世??!) ­ 34.我们一个同事,他去考驾照时,对考官说了一句经典的话: ­ 报告仪表,,考官正常~~~~~~ ­ 35. 记得有一次,和一姐们儿去KFC,排队的时候我听她口中念念有词,一个鸡腿汉堡,一对鸡翅......,好不容易轮到她了,一开口就笑翻了所有人,她本想说“小姐,来个鸡腿汉堡”,可话到口中竟成了“小腿,来个汉堡” ­ 36.MM告诉我肯德基新出的“骨肉相连”(肉串有脆骨),要我带她去吃,那几天北京巨热无比,我昏昏沉沉,到了餐厅,我对微笑的肯德基小姐来了句:请给我两个“血肉模糊”,谢谢!............. ­ 无地自容-_-! ­ 37.一男生看到舅舅:“买舅啊,二菜!” ­ 舅舅:“这孩子,这么大话了,连人都不会说!” ­ 38.一个很腼腆的男同学去食堂打早饭,窗口里那师傅问他:“要点儿什么?”他低着头说:“我要……我要……一个包子和一个包子。”那师傅盯了他半天,问:“你要什么呢?再说一遍!”“我要一个包子和一个包子……哦。不!一个包子和一个面包!” ­ 39.英语课,老师:“good morning,teacher!” ­ 学生:“good morning,student!” ­ 全班哄堂大笑。 ­ 40.一个同学往他的朋友家打电话,对方的爷爷接的,那同学不知道在想什么,张嘴就是:“爷爷,我是奶奶……”突然觉得不对,哐一下就把电话挂了…… ­ 41.一哥们,一次他约心仪已久的女孩,准备对她表白。两个呆坐良久,他才鼓起勇气对女孩说:“你有没有男朋友?”女孩羞涩地答道:“还没有”,他狂喜:“那你可不可以当我的男朋友?” ­ 42. 妻子责备地问:你连你奶奶的名字都不知道? ­ ­     丈夫受屈地答:我咋知道,我死时奶奶才七岁。 ­ ­     妻惊讶:什么? ­ ­     丈夫忙改口:不不,是奶奶七岁时我才死! ­ 43.妈妈出门打麻将之前,跟我说:“你把衣服都放到冰箱里,把菜都捡到洗衣机里 ­ 面~~~~~ ­ 44.一次从妈妈那里出来后到老婆那里去,看见老婆后,习惯性的叫了一声:“妈!” ­ 45.两个人斗嘴,突然旁边一人冒出来一句:“你们真是吃饱了事情没饭做啊!”

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